Investing Insights

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FinEdge

Author

FinEdge is India's leading tech enabled investment management company and manages over 1400 crores of goal-based investments for its 20,000 clients spread across 1700 cities in the country. 

Our team combines deep financial planning experience with behavioral insights to help investors make smart, goal-aligned decisions.

Arbitrage funds in India – concept of market-linked investing balancing stability and tax efficiency, illustrated with stock market graph background.
Arbitrage Funds in India: Balancing Stability and Tax Efficiency

Arbitrage funds turn short-term market inefficiencies into steady, low-risk returns. They offer a simple, tax-efficient bridge between savings and equity investments.

Image showing a hand holding a small money bag with coins against a background of rising stock market charts, symbolizing the comparison between Specialized Investment Funds (SIFs) and Mutual Funds.
Specialized Investment Funds (SIFs) vs Mutual Funds: Understanding the Difference

In India’s evolving investment landscape, both mutual funds and Specialized Investment Funds (SIFs) offer unique ways to participate in markets, but they serve very different purposes. Understanding their structure, flexibility, and suitability can help investors make more informed allocation decisions.

Illustration of a person standing before digital financial graphs and city skyline, symbolizing online SIP management, with the title “Cancel Your SIP Online: A Step-by-Step Guide.”
How to Cancel Your SIP Online: A Step-by-Step Guide

Stopping a Systematic Investment Plan (SIP) is simple but following the right steps ensures your cancellation request is processed smoothly without delays.

Stacked coins with percentage symbols representing different investing styles like growth and value, symbolizing how investment strategies align with financial goals.
Aligning Investing Styles With Your Life Goals: Growth, Value & Beyond

Your investing style should reflect your goals, not just market trends. Here’s how growth, value, ESG, and risk-based strategies can align with what truly matters to you.

Goal-based investing concept showing disciplined mutual fund planning for long-term wealth creation in India.
How Can NRIs Invest in Mutual Funds in India?

Mutual funds are one of the simplest and most efficient ways for NRIs to invest in India’s growth story. Here’s a complete guide to help you start, from account setup to taxation.

Visual showing financial documents, currency notes, and a calculator, representing the process of selecting the best mutual funds through informed and goal-based investing.
Top Mutual Funds 2025: Why Chasing Returns Doesn’t Build Wealth

Each year, investors search for the “best mutual funds to invest in,” hoping to replicate past success. Yet, data shows that chasing last year’s winners rarely leads to wealth creation. True success lies in discipline, patience, and following a process, not prediction.

Balanced visual showing LIC policy decision theme, surrender or paid-up, highlighting financial planning choices and long-term goals.
LIC Surrender or Continue? Making the Right Choice for Your Financial Goals

Not sure if you should surrender your LIC policy or go paid-up? Let’s break down the difference and help you make an informed, goal-aligned decision.

Visual illustrating how SIP investments can help build a ₹1 crore portfolio through disciplined, goal-based investing and long-term wealth creation.
How to Build a ₹1 Crore Portfolio: A Practical Guide for Indian Investors

Reaching ₹1 crore isn’t about luck or timing, it’s about discipline, consistency, and the patience to let compounding work in your favor.

Conceptual image illustrating risk in mutual fund investments, with a businessman walking a tightrope shaped like a question mark over financial data charts - FinEdge branding
Are Mutual Fund SIP Investments Low Risk?

Many first-time investors believe that SIPs are a low-risk way to enter the market. But is that really true? The idea that SIPs offer guaranteed safety can be misleading, especially if the underlying fund is equity-oriented. This blog breaks down the real risk profile of SIPs and helps you understand how they work in volatile markets.

Infographic illustrating the 50-30-20 rule for budgeting with dollar bills, coins, and a graduation cap, promoting smart financial planning with FinEdge branding.
How the 50/30/20 Budget Rule Can Help You Achieve Financial Goals

Struggling to balance living well today and saving for tomorrow? The 50/30/20 budgeting rule offers a simple framework to manage your expenses, build financial discipline, and start investing meaningfully, even if you’re just getting started. It’s a practical first step toward long-term financial confidence.

Financial advisors discussing SIP investment strategy for goal-based financial planning with growth chart and benefits highlighted – FinEdge branding
Benefits of Investing in SIPs for Goals: How SIPs Align with Your Financial Milestones

For Indian investors focused on goal-based investing, SIPs offer one of the most effective routes to financial success. Whether you’re planning for your child’s education, your dream home, or a comfortable retirement, SIPs help you stay consistent and resilient through market ups and downs. This blog explores how SIPs support specific financial goals through disciplined investing, and why they’re a strong fit for long-term wealth creation.

Woman presenting growth chart with hourglass and money plants, highlighting how long-term investing reduces financial risk, with FinEdge branding.
How Long-Term Investing Can Reduce the Risk of Low Returns

Most investors want better returns with minimal risk. But what’s the secret? Time. The longer you stay invested, the more likely you are to avoid negative returns and achieve your goals. This blog explores why long-term investing, especially through SIPs, is your best defence against market volatility.