Investing Insights

FinEdge

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FinEdge is India's leading tech enabled investment management company and manages over 1400 crores of goal-based investments for its 20,000 clients spread across 1700 cities in the country.

Our team combines deep financial planning experience with behavioral insights to help investors make smart, goal-aligned decisions.

How NAV works in mutual funds, explaining the common ₹10 NAV myth with a financial market visual

Are NFOs Cheaper at ₹10 NAV? Understanding the Mutual Fund Myth

Many investors believe that New Fund Offers (NFOs) are cheaper or promise higher returns simply because their Net Asset Value (NAV) starts at ₹10. This assumption, however, comes from confusing mutual funds with stock IPOs. Let’s understand why NAV does not determine mutual fund returns.

GIFT City explained as India’s global financial hub, highlighting its relevance for NRIs, foreign investors, and Indian markets

GIFT City Explained: What It Means for NRIs, Foreign Investors, and Indian Markets

GIFT City is India’s initiative to build a globally competitive financial hub within the country. Operating under an international regulatory framework, it allows global investors to access Indian markets while remaining under Indian oversight. This blog explains what GIFT City is and what it means for NRIs, foreign investors, and resident Indians.

Hybrid Long-Short SIFs blog cover showing a minimal financial illustration with the title ‘Hybrid Long-Short SIFs’ and subtitle ‘Role of Hybrid Long-Short SIFs in a Well-Structured Portfolio

The Role of Hybrid Long-Short SIFs in a Well-Structured Portfolio

As portfolios mature and financial goals move closer, the nature of investing gradually shifts, from maximising growth to preserving outcomes. Hybrid long-short SIFs are designed to support this transition by adding stability and balance at specific stages of the investment journey.

Indian Army personnel standing in formation with text highlighting investment planning for armed forces on Army Day, focusing on long-term financial security and retirement readiness.

Army Day Special: Why Investment Planning Matters More Than Ever for Armed Forces Personnel

They serve the nation with discipline and sacrifice, often across unpredictable locations and life stages. On Army Day, we reflect on why thoughtful, long-term investing is just as critical to securing their future beyond service.

Regular Savings Plan: A Balanced Approach to Stability and Growth

Not every investment in a portfolio is meant to maximise returns. Some are meant to preserve capital, manage volatility, and provide predictability. A regular savings plan serves exactly this role. It is designed for investors who want a more measured approach where stability takes priority, and growth plays a supporting role rather than the lead.

Gen Z investing concept highlighting small lifestyle changes to start investing early

From Coffee to Crorepati: Small Lifestyle Tweaks Gen Z Can Make to Start Investing Early

Gen Z is often told to “stop buying coffee” if they want to invest. But that misses the point. Building wealth isn’t about sacrificing everything you enjoy. It’s about understanding how small, everyday decisions shape long-term habits. Starting early even with modest amounts can quietly make a meaningful difference over time.

Investing in the new year concept with clock and key symbolising timeless principles from renowned investors

Lessons From the World’s Best Investors to Carry Into the New Year

As one year ends and another begins, many investors look back at returns, missed opportunities, or decisions they wish they had made differently. But the most useful lessons rarely come from year-end numbers. They come from principles that have worked across decades and market cycles. As you step into the new year, these ideas from some of the world’s most respected investors offer a far more reliable guide than any forecast.

Visual showing financial documents, currency notes, and a calculator, representing the process of selecting the best mutual funds through informed and goal-based investing.

Top Mutual Funds 2025: Why Chasing Returns Doesn’t Build Wealth

Each year, investors search for the “best mutual funds to invest in,” hoping to replicate past success. Yet, data shows that chasing last year’s winners rarely leads to wealth creation. True success lies in discipline, patience, and following a process, not prediction.

Balanced visual showing LIC policy decision theme, surrender or paid-up, highlighting financial planning choices and long-term goals.

LIC Surrender or Continue? Making the Right Choice for Your Financial Goals

Not sure if you should surrender your LIC policy or go paid-up? Let’s break down the difference and help you make an informed, goal-aligned decision.

Visual illustrating how SIP investments can help build a ₹1 crore portfolio through disciplined, goal-based investing and long-term wealth creation.

How to Build a ₹1 Crore Portfolio: A Practical Guide for Indian Investors

Reaching ₹1 crore isn’t about luck or timing, it’s about discipline, consistency, and the patience to let compounding work in your favor.

Conceptual image illustrating risk in mutual fund investments, with a businessman walking a tightrope shaped like a question mark over financial data charts - FinEdge branding

Are Mutual Fund SIP Investments Low Risk?

Many first-time investors believe that SIPs are a low-risk way to enter the market. But is that really true? The idea that SIPs offer guaranteed safety can be misleading, especially if the underlying fund is equity-oriented. This blog breaks down the real risk profile of SIPs and helps you understand how they work in volatile markets.

Infographic illustrating the 50-30-20 rule for budgeting with dollar bills, coins, and a graduation cap, promoting smart financial planning with FinEdge branding.

How the 50/30/20 Budget Rule Can Help You Achieve Financial Goals

Struggling to balance living well today and saving for tomorrow? The 50/30/20 budgeting rule offers a simple framework to manage your expenses, build financial discipline, and start investing meaningfully, even if you’re just getting started. It’s a practical first step toward long-term financial confidence.