Investing Insights

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Where Should You Invest if the BJP Government Comes to Power?

In the State Assembly elections concluded in November 2023, the BJP got a decisive majority in Madhya Pradesh, Rajasthan and Chhattisgarh. The party retained Madhya Pradesh while it wrested Chhattisgarh and Rajasthan from the Congress party.

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Form is Temporary, Class is Permanent

In cricket, we see many big players being criticized when they are out of form in a few games. Then there are some players who play well in a T-20 format but are unable to perform in the 50-overs or the test-match format.

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How to Use SWP for Withdrawing Funds From an Accumulated Corpus

There are instances when you need a specified amount every month for a specified purpose. For example, you may need a specified amount every month to pay the child's education fees, loan EMIs, regular expenses during retirement, etc.

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Child Education Planning - Why Is It Important, and How to Plan For It?

Every parent aspires to send their children to the best college/institute for higher education. However, most of the time, the best college comes with a high price tag. Considering the higher number of students applying for admission and the limited supply of seats with good colleges, the competition is very high.

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Nominee vs Legal Heir: Who Has the Right to Your Mutual Funds?

SEBI has taken the important initiative of making people choose nomination for their mutual fund investments. Investors must either provide nomination details in the specified format or opt out of it with a prescribed declaration form. For existing assets, the deadline for nomination or opting out of it is 30th June 2024, post which the mutual fund folios will be frozen for debits.

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Succession Planning: What Is a Will, Terms Related to It, and How to Make It?

As per Indian succession laws, on the death of an individual, their assets are distributed among the legal heirs. The legal heirs are categorised into various classes and are listed in the sequence in which they can claim the assets. However, what if you want to distribute your assets to other people along with your legal heirs?

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Transmission of Mutual Funds: Lost a Loved One? Here Is the Process to Claim Their Units

Coping with the emotional and financial pain of losing a loved one can be difficult. While you are overcoming the emotional pain, you have to deal with the deceased person's financial matters also at the same time.

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What Is Nomination? Why Should All Your Mutual Fund Investments Have It and How to Do It?

As an investor, you work hard all your life to invest towards your financial goals. You do that to ensure your family doesn't face any financial hardships in the event of your untimely death. But what if, after your death, your family members have to run around the AMC office(s), Court, and other Government offices to claim your assets?

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The Right Way to Invest: Keep it Simple, Stay Patient and Be Disciplined

For most Indians, financial freedom means having enough money to live life on your own terms. No need to depend on others or worry about costs for basic needs. Sounds like a dream, doesn't it? But it's achievable if you follow the right investment approach with discipline.

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How To Select The Right Mutual Funds For Long Term Goals

Mutual funds offer a compelling way to invest for long-term goals, leveraging professional management and diversification to potentially achieve significant returns. But with a vast array of options available, selecting the right mutual funds can feel daunting. This guide will equip you with the knowledge to confidently navigate the mutual fund landscape and choose investments aligned with your long-term aspirations.

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Financial Emergency: Is Taking a Loan Against Mutual Fund Units Better Than Redeeming Them?

Sometimes, we face financial emergencies and the only option left is to sell our assets or take a loan against them. In this article, we will discuss whether taking a loan against mutual fund units is better than redeeming them.

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Successful Investing – 5 Incredible Learnings From the Past 20 Years

The year was 2001 and Atul, an avid investor, was all geared up to secure his retirement. He was 40 years old then and his retirement was 22 years away. He started investing Rs. 25,000/- every month systematically in an equity mutual fund… Before I reveal the outcome of Atul’s investing journey, let us dive into some valuable investing lessons of the past 20 years.