Investing Insights
Bionic Investing in India: The Future of Personalized Wealth Creation
Investing in India is evolving, but not in the way you might think. While digital platforms and robo-advisors offer convenience, they often fall short in understanding investor behavior and goals. That’s where bionic investing in India steps in - a powerful model where human insight and technology come together to deliver long-term, personalized wealth creation.
Why Most Investors Underperform Their Investments (Returns Gap Explained)
Many investors fail to achieve the full potential of their investments, not because they chose the wrong funds, but because of how they behave during market ups and downs. This difference in expected vs. actual returns is called the returns gap, and understanding it is crucial for long-term success.
Investing in Volatile Markets: How to Build Resilience and Stay on Track
Investing in volatile markets is never easy, especially when headlines scream panic and portfolios turn red. But market cycles are not the problem. The real challenge lies in how investors react. Building investing resilience, the ability to stay aligned with your goals and decisions through ups and downs, is essential for lasting success. In India, as retail participation grows, so does the need for calm, process-led investing.
Tech-Enabled Investing in India: How FinEdge’s Dreams into Action Platform Stands Apart
While technology has made it easier than ever to start investing, long-term wealth creation still eludes many. That's because tech-enabled investing in India often stops at convenience, not guidance. The FinEdge Dreams into Action platform is designed to fix that gap by combining technology with expert-led, personalized, and goal-focused investing support.
Mis-Selling in Indian Financial Services: What Investors Must Know
Despite growing digital access and awareness, investment mis-selling in India remains a significant challenge. It often takes the form of high-cost or unsuitable products sold under pressure or misinformation. Investors typically realize the mismatch years later, often after financial damage is done. Understanding mis-selling and its triggers is the first step toward safeguarding your financial journey.
Mistakes Indian Investors Should Avoid in 2025: A Practical Guide
2024 revealed more about investor behavior than it did about the markets. With over 39 lakh SIPs discontinued, rising losses from trend chasing, and a boom in social media-led advice, the year underscored a hard truth: poor behavior causes more damage than volatility ever could. As we look to 2025, it’s critical to pause, reflect, and recalibrate. This guide highlights the key mistakes Indian investors should avoid in 2025, based on the lessons of the past year — so you can invest with greater clarity, confidence, and discipline.
Why Past Performance Shouldn’t Guide Your Investments in 2025
One of the most persistent investment myths in India is that past performance equals future success. It’s tempting to Google “top performing mutual funds” and assume that the highest return-generating scheme is the right choice. But this mindset can backfire. In fact, relying on past performance investing as your main strategy is one of the biggest mutual fund selection mistakes you can make, especially in 2025’s dynamic and unpredictable markets. Let’s explore why this approach is flawed, and how a more purposeful method can safeguard your financial future.
Why DIY Investment Platforms Are Failing Indian Investors
While DIY investment platforms promise low-cost, tech-enabled convenience, many Indian investors are learning the hard way that investing success needs more than just automation. Beneath the sleek dashboards and algorithm-driven suggestions lies a troubling trend: falling short of financial goals, impulsive exits, and a growing number of SIP stoppages. So, what’s really going wrong? The short answer: these platforms often fail to offer what investors need most; personalization, emotional guidance, and behavior alignment.
Goal-Based Investing: The Right Way to Plan for Financial Success
Most investors chase returns. But goal-based investing starts with your “why”, your life goals. It aligns your investment strategy with purpose, timelines, and discipline, making financial success far more achievable and less stressful.
How to Choose a Financial Planner in India: A Complete Guide
A financial planner in India helps you translate your financial goals into an actionable plan. This includes goal setting, investment strategy design, and regular portfolio monitoring. The right planner acts as a strategic partner, providing structure, clarity, and confidence through every stage of your financial journey. In this guide, we break down the key elements to consider when choosing a financial planner, the red flags to avoid, and how smart investors align advice with their long-term life goals.
Best Way for NRI Investment in India Without Falling Into Common Traps
As an NRI, you're in a rare position: you earn globally and can invest in one of the world’s most dynamic economies. But how can you make the most of your NRI investment in India without getting caught in high-cost, goal-less traps? Let’s explore what truly works, and what to avoid.
Long-Term Investing: Why the Right Behaviour Matters More Than the Best Product
Kalpen Parekh is the Managing Director and CEO of DSP Asset Managers Pvt. Ltd. With over two decades in investment management, he has previously led teams at IDFC Mutual Fund, Birla Sun Life AMC, ICICI Prudential AMC, and L&T Finance. A passionate advocate of evidence-based investing, Kalpen believes that investor behaviour and long-term discipline are the true sources of alpha. He holds a Master’s in Finance from Narsee Monjee Institute of Management Studies and a Bachelor’s in Chemical Engineering from Bharati Vidyapeeth, Pune.
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