Investing Insights

FinEdge

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FinEdge is India's leading tech enabled investment management company and manages over 1400 crores of goal-based investments for its 20,000 clients spread across 1700 cities in the country.

Our team combines deep financial planning experience with behavioral insights to help investors make smart, goal-aligned decisions.

Person calculating finances while dropping coins into a glass jar, symbolizing balanced investing through Equity Savings Funds that combine safety, growth, and tax efficiency.

Equity Savings Funds: The Perfect Blend of Safety, Growth, and Tax Efficiency

In a market where investors want growth without volatility, Equity Savings Funds offer a disciplined middle path. They combine the growth potential of equities, the stability of debt, and the hedging benefit of arbitrage funds. For conservative investors seeking low-risk mutual funds with mutual fund tax efficiency, these schemes offer stability, discipline, and clarity core principles of FinEdge’s goal-based approach.

Comparison chart of ULIPs vs Mutual Funds highlighting features, costs, returns, and suitability for investors

ULIPs vs Mutual Funds for Wealth Creation: Which is Better?

ULIPs combine insurance and investment, while mutual funds focus purely on returns. For wealth creation, separating the two is almost always better.

Conceptual image illustrating risk in mutual fund investments, with a businessman walking a tightrope shaped like a question mark over financial data charts - FinEdge branding

Are Mutual Fund SIP Investments Low Risk?

Many first-time investors believe that SIPs are a low-risk way to enter the market. But is that really true? The idea that SIPs offer guaranteed safety can be misleading, especially if the underlying fund is equity-oriented. This blog breaks down the real risk profile of SIPs and helps you understand how they work in volatile markets.

Infographic illustrating the 50-30-20 rule for budgeting with dollar bills, coins, and a graduation cap, promoting smart financial planning with FinEdge branding.

How the 50/30/20 Budget Rule Can Help You Achieve Financial Goals

Struggling to balance living well today and saving for tomorrow? The 50/30/20 budgeting rule offers a simple framework to manage your expenses, build financial discipline, and start investing meaningfully, even if you’re just getting started. It’s a practical first step toward long-term financial confidence.

Financial advisors discussing SIP investment strategy for goal-based financial planning with growth chart and benefits highlighted – FinEdge branding

Benefits of Investing in SIPs for Goals: How SIPs Align with Your Financial Milestones

For Indian investors focused on goal-based investing, SIPs offer one of the most effective routes to financial success. Whether you’re planning for your child’s education, your dream home, or a comfortable retirement, SIPs help you stay consistent and resilient through market ups and downs. This blog explores how SIPs support specific financial goals through disciplined investing, and why they’re a strong fit for long-term wealth creation.

Woman presenting growth chart with hourglass and money plants, highlighting how long-term investing reduces financial risk, with FinEdge branding.

How Long-Term Investing Can Reduce the Risk of Low Returns

Most investors want better returns with minimal risk. But what’s the secret? Time. The longer you stay invested, the more likely you are to avoid negative returns and achieve your goals. This blog explores why long-term investing, especially through SIPs, is your best defence against market volatility.

Visual graphic asking 'How Much for Retirement?' with money bag and question marks, highlighting 5 key retirement planning tactics by FinEdge.

How Much Money Do You Really Need for Retirement in India?

Retirement goals aren’t guesses. Learn how to calculate your exact corpus and plan for every future need, from healthcare to legacy.

Image showcasing SIP and Step-Up SIP calculators for smart financial planning, with charts, coins, and digital tools | FinEdge branding

How SIP and Step-Up SIP Calculators Help You Plan Better

Starting a SIP is easy. But knowing how much to invest, for how long, and whether you should increase it annually? That’s where most investors struggle. This is where a SIP calculator, and even better, a step-up SIP calculator, can guide you. These tools aren’t just digital widgets; they bring structure and clarity to your financial journey, ensuring your SIPs are aligned to real-world goals.

Illustration showing growing money stacks with plants and the question 'Can you retire early at 45?' — representing early retirement planning in India by FinEdge.

Is Early Retirement Really Feasible?

FIRE isn’t just a dream, but it takes serious math. Discover what it really takes to retire at 45 in India.

Visual representation of SIP investing for long-term wealth creation through discipline and consistency, featuring a plant growing from a glass filled with coins, FinEdge branding

How to Use SIPs to Build Long-Term Wealth with Discipline and Consistency

Creating long-term wealth isn’t about chasing market highs , it’s about staying consistent, investing regularly, and letting time and discipline do the work. This is where SIPs (Systematic Investment Plans) come in. If you're wondering how to use SIPs for long-term wealth, this article walks you through the power of consistency, compounding, and how even small investments can lead to significant outcomes.

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5 Tips to use Mutual Funds for your Financial Goals

All of us have Financial Goals. Some may be aspirational, such as buying a new card or upgrading our home. Others may be uncompromisable – such as a child’s education, or building up a nest egg before we finally hang up our work boots. Regardless of the kind of goals at hand, they all require advance planning and structured, disciplined saving in order to reach fruition.

Illustration of two balance scales representing a financial portfolio. The first scale (labeled

5 Reasons Why You Should Occasionally Review Your Portfolio

Enamoured by AMFI’s impactful “Mutual Funds Sahi Hai” campaign, new investors flocked to Mutual Funds in droves between 2015 and 2018. As first timers, many of these investors are unaware about the importance of regularly having their portfolios reviewed by a professional Financial Advisor.