Investing Insights

FinEdge

Author

FinEdge is India's leading tech enabled investment management company and manages over 1400 crores of goal-based investments for its 20,000 clients spread across 1700 cities in the country.

Our team combines deep financial planning experience with behavioral insights to help investors make smart, goal-aligned decisions.

Cover image for FinEdge’s NRI Investing Trends 2025 study, showing a globe focused on India to represent global NRI investment insights.

NRI Investing Trends 2025 – Insights from 90+ Countries

This study reveals how NRIs think, plan, and act differently when investing in India – and the critical roadblocks they face. Based on 898 long-term NRI investors.

FOMO, Panic, Overconfidence: Understanding Your Investing Triggers

Your investment behavior often matters more than the markets. Whether it's fear in a downturn, overconfidence after a win, or FOMO triggered by someone else's success; emotional investing leads to decisions that aren’t aligned with your goals. In this blog, we explore these triggers and how to build a more grounded, goal-oriented approach.

Top view of professionals working with laptops, tablets, and documents, representing a discussion on how to choose a trustworthy investment advisor – FinEdge.

How to Choose an Investment Advisor You Can Actually Trust

In a world flooded with investment advice, from social media influencers to algorithm-based apps, it’s tough to know whom to trust. Many so-called advisors are driven by commissions or targets, not your financial well-being. So how do you choose an investment advisor you can actually trust? Let’s break it down.

Illustration promoting FinEdge’s Dreams into Action investing platform, highlighting how technology can turn financial dreams into action through goal-based investing.

Tech-Enabled Investing in India: How FinEdge’s Dreams into Action Platform Stands Apart

While technology has made it easier than ever to start investing, long-term wealth creation still eludes many. That's because tech-enabled investing in India often stops at convenience, not guidance. The FinEdge Dreams into Action platform is designed to fix that gap by combining technology with expert-led, personalized, and goal-focused investing support.

Call center agents representing financial institutions, highlighting the issue of mis-selling in Indian finance, FinEdge campaign on ethical investing practices.

Mis-Selling in Indian Financial Services: What Investors Must Know

Despite growing digital access and awareness, investment mis-selling in India remains a significant challenge. It often takes the form of high-cost or unsuitable products sold under pressure or misinformation. Investors typically realize the mismatch years later, often after financial damage is done. Understanding mis-selling and its triggers is the first step toward safeguarding your financial journey.

Image highlighting the drawbacks of DIY investing platforms for Indian investors, featuring a digital growth chart with a rising arrow and percentage symbol, FinEdge branding

Why DIY Investment Platforms Are Failing Indian Investors

While DIY investment platforms promise low-cost, tech-enabled convenience, many Indian investors are learning the hard way that investing success needs more than just automation. Beneath the sleek dashboards and algorithm-driven suggestions lies a troubling trend: falling short of financial goals, impulsive exits, and a growing number of SIP stoppages. So, what’s really going wrong? The short answer: these platforms often fail to offer what investors need most; personalization, emotional guidance, and behavior alignment.

Conceptual image illustrating risk in mutual fund investments, with a businessman walking a tightrope shaped like a question mark over financial data charts - FinEdge branding

Are Mutual Fund SIP Investments Low Risk?

Many first-time investors believe that SIPs are a low-risk way to enter the market. But is that really true? The idea that SIPs offer guaranteed safety can be misleading, especially if the underlying fund is equity-oriented. This blog breaks down the real risk profile of SIPs and helps you understand how they work in volatile markets.

Financial advisors discussing SIP investment strategy for goal-based financial planning with growth chart and benefits highlighted – FinEdge branding

Benefits of Investing in SIPs for Goals: How SIPs Align with Your Financial Milestones

For Indian investors focused on goal-based investing, SIPs offer one of the most effective routes to financial success. Whether you’re planning for your child’s education, your dream home, or a comfortable retirement, SIPs help you stay consistent and resilient through market ups and downs. This blog explores how SIPs support specific financial goals through disciplined investing, and why they’re a strong fit for long-term wealth creation.

Visual graphic asking 'How Much for Retirement?' with money bag and question marks, highlighting 5 key retirement planning tactics by FinEdge.

How Much Money Do You Really Need for Retirement in India?

Retirement goals aren’t guesses. Learn how to calculate your exact corpus and plan for every future need, from healthcare to legacy.

Image showcasing SIP and Step-Up SIP calculators for smart financial planning, with charts, coins, and digital tools | FinEdge branding

How SIP and Step-Up SIP Calculators Help You Plan Better

Starting a SIP is easy. But knowing how much to invest, for how long, and whether you should increase it annually? That’s where most investors struggle. This is where a SIP calculator, and even better, a step-up SIP calculator, can guide you. These tools aren’t just digital widgets; they bring structure and clarity to your financial journey, ensuring your SIPs are aligned to real-world goals.

Illustration showing growing money stacks with plants and the question 'Can you retire early at 45?' — representing early retirement planning in India by FinEdge.

Is Early Retirement Really Feasible?

FIRE isn’t just a dream, but it takes serious math. Discover what it really takes to retire at 45 in India.

Visual representation of SIP investing for long-term wealth creation through discipline and consistency, featuring a plant growing from a glass filled with coins, FinEdge branding

How to Use SIPs to Build Long-Term Wealth with Discipline and Consistency

Creating long-term wealth isn’t about chasing market highs , it’s about staying consistent, investing regularly, and letting time and discipline do the work. This is where SIPs (Systematic Investment Plans) come in. If you're wondering how to use SIPs for long-term wealth, this article walks you through the power of consistency, compounding, and how even small investments can lead to significant outcomes.