Investing Insights

FinEdge

Author

FinEdge is India's leading tech enabled investment management company and manages over 1400 crores of goal-based investments for its 20,000 clients spread across 1700 cities in the country.

Our team combines deep financial planning experience with behavioral insights to help investors make smart, goal-aligned decisions.

FOMO, Panic, Overconfidence: Understanding Your Investing Triggers

Your investment behavior often matters more than the markets. Whether it's fear in a downturn, overconfidence after a win, or FOMO triggered by someone else's success; emotional investing leads to decisions that aren’t aligned with your goals. In this blog, we explore these triggers and how to build a more grounded, goal-oriented approach.

Top view of professionals working with laptops, tablets, and documents, representing a discussion on how to choose a trustworthy investment advisor – FinEdge.

How to Choose an Investment Advisor You Can Actually Trust

In a world flooded with investment advice, from social media influencers to algorithm-based apps, it’s tough to know whom to trust. Many so-called advisors are driven by commissions or targets, not your financial well-being. So how do you choose an investment advisor you can actually trust? Let’s break it down.

Illustration promoting FinEdge’s Dreams into Action investing platform, highlighting how technology can turn financial dreams into action through goal-based investing.

Tech-Enabled Investing in India: How FinEdge’s Dreams into Action Platform Stands Apart

While technology has made it easier than ever to start investing, long-term wealth creation still eludes many. That's because tech-enabled investing in India often stops at convenience, not guidance. The FinEdge Dreams into Action platform is designed to fix that gap by combining technology with expert-led, personalized, and goal-focused investing support.

Call center agents representing financial institutions, highlighting the issue of mis-selling in Indian finance, FinEdge campaign on ethical investing practices.

Mis-Selling in Indian Financial Services: What Investors Must Know

Despite growing digital access and awareness, investment mis-selling in India remains a significant challenge. It often takes the form of high-cost or unsuitable products sold under pressure or misinformation. Investors typically realize the mismatch years later, often after financial damage is done. Understanding mis-selling and its triggers is the first step toward safeguarding your financial journey.

Image highlighting the drawbacks of DIY investing platforms for Indian investors, featuring a digital growth chart with a rising arrow and percentage symbol, FinEdge branding

Why DIY Investment Platforms Are Failing Indian Investors

While DIY investment platforms promise low-cost, tech-enabled convenience, many Indian investors are learning the hard way that investing success needs more than just automation. Beneath the sleek dashboards and algorithm-driven suggestions lies a troubling trend: falling short of financial goals, impulsive exits, and a growing number of SIP stoppages. So, what’s really going wrong? The short answer: these platforms often fail to offer what investors need most; personalization, emotional guidance, and behavior alignment.

FinEdge team receives the ET BFSI FinNext 2025 award on stage for their innovative wealth planning platform DiA, celebrating impact and investor-centric innovation.

FinEdge’s 'DiA' Wins Economic Times BFSI FinNext 2025 Award for Innovative Wealth Planning

Dreams into Action (DiA), FinEdge’s proprietary bionic investing platform, has been recognised as the winner in the Innovative Wealth Planning Tools category at the Economic Times BFSI FinNext Awards 2025. This award celebrates not just technology, but purposeful innovation that improves outcomes for investors. Here’s what DiA was built to solve, why it works, and why this recognition matters.

Illustration of a Systematic Withdrawal Plan showing regular income flow from mutual fund investments to a bank

Systematic Withdrawal Plans (SWP): A Reliable Way to Generate Regular Income

An SWP allows investors to withdraw a predetermined amount from their mutual fund investments at regular intervals, such as monthly, quarterly or annually. The beauty of SWPs lies in their flexibility—they provide consistent income while allowing the remaining investment to continue growing.

Visual comparison of Flexicap and Multicap equity mutual funds for diversified investment strategies

Understanding the Difference Between Multicap and Flexicap Funds

When it comes to equity mutual funds, investors often come across a variety of fund categories tailored to meet different investment objectives. Two categories that frequently cause confusion are Multicap Funds and Flexicap Funds. While both invest across market capitalizations (large-cap, mid-cap, and small-cap stocks), they differ significantly in their investment approach and mandates. Understanding these differences is crucial for making informed investment decisions.

Chalkboard illustration of child’s education planning with graduation cap and diploma symbolizing goal-based investing

Your Child’s Education Goal: A Step-by-Step Investment Guide

Every parent wishes for a bright and secure future for their child, and that includes a quality education. Achieving this goal requires advanced and proactive planning to ensure you’re financially prepared to support your child’s aspirations. In this article, we will explore why it is important to plan for your child's education and some best practices for the same.

Goal-Based Investing - What if Investments are not Linked with Financial Goals?

Investing using a goal based SIP calculator is an approach to investing that aligns the investor’s financial goals with their investments. The idea is that an investor’s investments should be tailored to their individual life goals, such as retirement, college savings, or buying a home. The goal-based investing approach encourages investors to analyze their financial goals and create a portfolio that is tailored to meeting those goals.

What is three common Mutual Fund myths?

As the Mutual Fund industry continues to grow with overall assets touching the Rs. 39 Lakh Crore mark, here are a few commonly held myths that any good mutual fund investment planner will ask you watch out for before you invest.

Three biases that could impact your Financial Planning

When it comes to financial planning, behavioral biases can be your biggest obstacle. The sunk cost bias, conservatism bias, and action bias often prevent investors from making rational decisions, leading to poorly diversified portfolios, missed opportunities, and unnecessary costs. Recognizing and addressing these biases is key to successful financial planning.