Investing Insights

FinEdge

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FinEdge is India's leading tech enabled investment management company and manages over 1400 crores of goal-based investments for its 20,000 clients spread across 1700 cities in the country.

Our team combines deep financial planning experience with behavioral insights to help investors make smart, goal-aligned decisions.

Red “Risk Free” book used to represent mutual fund myth-busting about whether GILT funds are truly risk-free for investors.

Mutual Fund Myth-busting: Are GILT Funds Risk Free?

GILT funds, often seen as low-risk investments due to their reliance on government securities, are actually more volatile than many investors realize. In this article, we’ll explore the hidden risks of GILT funds, including how interest rate fluctuations and the long-term maturity of government bonds can lead to sharp price movements. While they can provide impressive returns in certain conditions, they are not risk-free. If you’re considering investing in GILT funds, it's important to consult a financial advisor and understand how market dynamics can affect your returns, especially in the short term.

Graphic depicting sunk cost bias in investing, with a dollar sign sinking into the ocean and sharks surrounding it.

Beware of The Sunk Cost Bias

The Sunk Cost Bias traps investors into holding onto losing investments just because they’ve already committed time and money. This mental pitfall leads to poor financial decisions, like averaging down a failing stock or refusing to cut losses. The solution? Evaluate your investments with a fresh perspective, challenge your assumptions, and exit when the facts change—just as Keynes wisely advised!

Figurines on a volatile financial chart, symbolizing strategic mutual fund investing through Systematic Investment Plans (SIP).

Why SIP's are the Best Way to Invest into Volatile Equity Markets

In this blog, discover how SIPs (Systematic Investment Plans) can help you navigate market volatility with ease. Learn how the strategy of Rupee Cost Averaging works to mitigate risks, and why staying invested for the long term is the key to wealth creation, even during market downturns.

FinEdge App visual representing the Dreams into Action (DiA) platform that enables guided, goal-based investing with expert support.

FinEdge App: Invest With Clarity, Stay Disciplined, Achieve Your Goals

The FinEdge app is designed to make your investing journey more organised and guided. It helps you and your investment manager plan your goals with clarity and review them whenever life changes.

Arbitrage funds in India – concept of market-linked investing balancing stability and tax efficiency, illustrated with stock market graph background.

Arbitrage Funds in India: Balancing Stability and Tax Efficiency

Arbitrage funds turn short-term market inefficiencies into steady, low-risk returns. They offer a simple, tax-efficient bridge between savings and equity investments.

Image showing a hand holding a small money bag with coins against a background of rising stock market charts, symbolizing the comparison between Specialized Investment Funds (SIFs) and Mutual Funds.

Specialized Investment Funds (SIFs) vs Mutual Funds: Understanding the Difference

In India’s evolving investment landscape, both mutual funds and Specialized Investment Funds (SIFs) offer unique ways to participate in markets, but they serve very different purposes. Understanding their structure, flexibility, and suitability can help investors make more informed allocation decisions.

Illustration of a person standing before digital financial graphs and city skyline, symbolizing online SIP management, with the title “Cancel Your SIP Online: A Step-by-Step Guide.”

How to Cancel Your SIP Online: A Step-by-Step Guide

Stopping a Systematic Investment Plan (SIP) is simple but following the right steps ensures your cancellation request is processed smoothly without delays.

Stacked coins with percentage symbols representing different investing styles like growth and value, symbolizing how investment strategies align with financial goals.

Aligning Investing Styles With Your Life Goals: Growth, Value & Beyond

Your investing style should reflect your goals, not just market trends. Here’s how growth, value, ESG, and risk-based strategies can align with what truly matters to you.

Goal-based investing concept showing disciplined mutual fund planning for long-term wealth creation in India.

How Can NRIs Invest in Mutual Funds in India?

Mutual funds are one of the simplest and most efficient ways for NRIs to invest in India’s growth story. Here’s a complete guide to help you start, from account setup to taxation.

Light Up Your Financial Future — Diwali-inspired investing lessons promoting financial planning and lasting prosperity by FinEdge

Light Up Your Financial Future: Diwali-Inspired Investing Lessons for Lasting Prosperity

This Diwali, look beyond lights and gifts, and bring clarity, purpose, and discipline into your investments. Because true financial prosperity doesn’t come from luck or prediction, but from a steady process that shines year after year.

Person calculating finances while dropping coins into a glass jar, symbolizing balanced investing through Equity Savings Funds that combine safety, growth, and tax efficiency.

Equity Savings Funds: The Perfect Blend of Safety, Growth, and Tax Efficiency

In a market where investors want growth without volatility, Equity Savings Funds offer a disciplined middle path. They combine the growth potential of equities, the stability of debt, and the hedging benefit of arbitrage funds. For conservative investors seeking low-risk mutual funds with mutual fund tax efficiency, these schemes offer stability, discipline, and clarity core principles of FinEdge’s goal-based approach.