Home ownership & major-debt decisions

Home Loan Prepayment Calculator

A home-loan prepayment can change three things: how soon your loan ends, how much interest you pay from today, and — if you keep the remaining tenure broadly similar — how much your EMI could reduce. The useful outcome depends on what you are trying to achieve.

This calculator starts from your loan as it stands today and shows what a lump-sum prepayment, a higher monthly payment, or both could change.