B S Dhadwal · Chandigarh · investing since 2016
Two Sons, Seven Goals — Including A Swimming Career
Most plans widen as a family grows. Few widen far enough to fund a son's swimming career.
When Mr. Dhadwal began investing in 2016, his focus was straightforward: the future education expenses of his two sons, Dhruv and Rishabh.
As the years progressed, the plan widened as the family's life did. Retirement, marriage goals for both sons, support for Rishabh's competitive swimming and a legacy fund all became part of the same roadmap — added without disrupting anything already running.
Seven goals, at seven different distances
Achieved 2023
Dhruv's graduation
Achieved 2023
Rishabh's swimming expenses
2027
Rishabh's post-graduation
Corpus already accumulated and largely de-risked to protect its value.
2030
Retirement
2031
Dhruv's marriage
2037
Rishabh's marriage
Ongoing
Legacy fund
2023 — two goals in one year
Dhruv's graduation was funded, and so were Rishabh's swimming expenses.
A sporting career is not a standard line in a financial plan. It was in this one, and it was paid for from the goal built for it.
What began as planning for college fees now supports two sons, two weddings, a sporting career, a retirement date and a fund intended to outlast all of them.
My investment manager empowered me to turn my financial dreams into reality through clear, actionable steps and unwavering support.