Sujith Mangattu · Bangalore · investing for over 11 years
Clearing Debt Without Pausing Retirement
The home loan prepayment is done. Retirement never stopped while it was being done.
For over eleven years, Sujith has worked on two things at once: reducing what he owed, and building what he will need later. Most plans treat those as a sequence. His did not.
Achieved
The home loan prepayment goal is complete.
It was funded from the goal built for it, without pausing the retirement investments running alongside — which is the part that took eleven years rather than a good year.
I have been associated with FinEdge for over a decade. The team has always been professional, knowledgeable and readily available whenever I needed guidance. A special appreciation to Kritika Kohli for her continued support.
Their advice has remained aligned with my financial goals, and that consistency has given me the confidence to stay invested over the years. It has been a reassuring partnership built on trust and thoughtful guidance.
With one loan goal behind him and the next due in 2027, the shape of the plan has not changed. Only the balance between paying for the past and funding the future has.