Watch & Learn
What Specialised Investment Funds actually are
A Specialised Investment Fund is a newer, more complex category. It does a different job from a SIP-based mutual fund plan, and the presence of hedging inside a strategy does not remove investment risk from it.
Shivansh Dandona·Vice President & Head – Investments·17 September 2025·1 minute 53 seconds
What this covers
The video separates two things investors tend to merge: the newness of a category and its suitability. SIFs are new and structurally more complex than the mutual fund schemes most investors already hold, which means the case for using one has to be made on purpose rather than on novelty.
It also addresses the most common misreading of these strategies. Hedging changes the shape of a risk; it does not remove the risk. A strategy that can hedge is still an investment decision that has to fit a goal, a horizon and a tolerance for outcomes along the way.
SIFs answer a different question from a goal-linked SIP. Newness and hedging are not reasons to invest.
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