Investing Insights

FinEdge

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FinEdge is India's leading tech enabled investment management company and manages over 1400 crores of goal-based investments for its 20,000 clients spread across 1700 cities in the country.

Our team combines deep financial planning experience with behavioral insights to help investors make smart, goal-aligned decisions.

Illustration of a person being pulled by a green money bag labeled “lifestyle,” symbolizing lifestyle creep and rising expenses

3 Tips to Beat the “Lifestyle Creep”

To avoid lifestyle creep, focus on living debt-free, setting up disciplined SIPs for your goals, and staying detached from social media’s materialistic pressures. Small changes today can lead to massive wealth in the future!

Visual diagram of goal-based financial planning highlighting peace of mind, relationship clarity, and disciplined long-term wealth growth.

3 Lesser Known Benefits of Goal Based Financial Planning

Beyond helping you invest smarter, goal-based financial planning unlocks deeper benefits that can transform your money mindset and your relationships. Let’s explore three surprising advantages that many investors overlook — but that FinEdge clients experience every day.

Young professional working late at a desk reviewing financial documents, representing common money mistakes and financial planning challenges.

3 Money Mistakes Young Professionals Make

Young professionals often make the mistake of excessive speculation, overcautious risk-taking, and buying unnecessary life insurance. To build wealth, invest in long-term growth stocks, avoid short-term trades, and focus on the right financial products for your needs.

Newlywed couple driving away in a vintage car with “Just Married” sign, representing financial planning checklist and money management for newly married couples.

A Financial Planning Checklist for Newlyweds

Newlyweds should start their financial journey by discussing money openly, setting up long-term SIPs, and ensuring adequate insurance coverage. Build an emergency fund, avoid hasty real estate purchases, and seek professional advice to secure a strong financial future together.

A close-up of a person in a blue suit holding a pen and pointing at a document on a desk, suggesting a financial decision or policy review related to an LIC insurance policy.

Should you surrender your LIC Policy, make it paid up, or continue?

Read this blog to know what you should do with your LIC policy, make it paid up, or continue it or surrender it. To know more, visit FinEdge now!

Two interlocking puzzle pieces on a yellow background labelled “Myth” and “Reality,” representing common misconceptions and truths about life insurance.

4 Life Insurance Myths to watch out for

It may surprise you to know that most Financial Advisors themselves tend to be unclear about the real purpose of Life Insurance in one’s portfolio of Financial Products! Here are four common myths that many investors still continue to steadfastly harbour. Make sure you aren’t one of them!

Did you know concept graphic highlighting lesser known facts about mutual funds and investing

7 lesser known facts about Mutual Funds

Mutual Funds have several lesser-known aspects that every investor should understand. From expense ratios and direct plans to potential exit loads and tax implications, being aware of these factors will help you make more informed investment decisions and navigate the risks—especially in volatile markets.

Illustration representing portfolio damage in mutual fund investing, shown as a hammer breaking glass.

Mutual Fund Investor? Drop these 4 portfolio damaging habits today!

To maximize returns, avoid common mistakes in mutual fund investing like ignoring asset allocation, excessive churning, lack of reviews, and overdiversification. Focus on a balanced, well-reviewed portfolio with strategic rebalancing for long-term growth.

Stressed professional holding his head while working on a laptop, representing financial stress, anxiety, and money-related pressure.

How to beat Financial Stress

Financial stress often stems from not meeting future goals, feeling a lack of control, choosing the wrong advisor, or worrying about market fluctuations. Take control by defining your goals, managing spending, finding a trustworthy advisor, and focusing on what you can control—reducing stress and building financial security.

Close-up of a stethoscope and pen placed on a document labeled “Health Insurance,” representing key features of a health insurance policy.

Important features of your Health Insurance Policy

Health Insurance has become a critical aspect of your overall Financial Plan, with medical expenses inflating at supernormal rates and lifestyle diseases continuing to spread at alarming rates. In fact, a single medical emergency can push your Financial Planning back by several years, which is why more and more Financial Advisors are recommending adequate medical coverages. If you’re making the wise move of upping your Mediclaim coverage, here’s a list of a few important things you need to learn about the Health Insurance Policy you’re about to sign up for.

Illustration representing hybrid mutual funds, showing a mix of stacked coins and financial documents to symbolise combined equity and debt investments

Hybrid Mutual Funds - Decoded

SEBI’s recent recategorization move has resulted in the creation of 36 “categories” of Mutual Funds, each with iron-tight definitions that are impossible to manipulate. In the long run, this stands to benefit investors as they will know exactly what they’re getting into while investing their hard-earned money! Here are the 6 sub-categories of “Hybrid” Mutual Funds, along with a short note on who exactly this category of Mutual Fund is “Sahi” for!

3 things you didn’t know about Mutual Fund SIP investments

Mutual Fund SIPs are gaining immense popularity, with investments crossing the ?7,000 crore mark. But before you dive in, there are key aspects to understand. This blog explores why low returns in the early years aren’t necessarily bad, how volatility can work in your favor, and how some SIPs even offer free life insurance. Read on to make the most of your SIP investments!