Investing Insights

FinEdge

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FinEdge is India's leading tech enabled investment management company and manages over 1400 crores of goal-based investments for its 20,000 clients spread across 1700 cities in the country.

Our team combines deep financial planning experience with behavioral insights to help investors make smart, goal-aligned decisions.

Should You Shift Your RD’s to Mutual Fund SIP’s?

With the ubiquitous chime of “Mutual Funds Sahi Hai” sounding in every other ad break, it was a matter of time before Mutual Fund Investments piqued the interest of a hitherto untapped segment of investors – those who had never looked beyond fixed deposits or recurring deposits to deploy their idle money.

Child Education Planning using Mutual Funds

One common inference emerges singularly in all Financial Planning surveys in India – planning for our kids’ education is always going to be a top priority for Indian parents! Although this aspiration hasn’t changed over the years, the way we save for this critical goal has undergone dramatic shifts. Gone are the days when investors looked no further than “Child Education Insurance Plans” to fund their kids’ higher studies. With AMFI’s impactful “Mutual Funds Sahi hai” campaign, has come the awareness that a low cost, potentially high return, and transparent tool exists for Child Education Planning, in the form of Mutual Funds. Here are the three stages of accumulating wealth for your Child’s Higher studies using Mutual Funds.

Are Robo Advisors Right for You? Here's a Checklist

AMFI’s recent “Mutual Fund Sahi Hai” campaign has resulted in an interest in Mutual Fund Investments like never before. IPL watchers now enjoy the dual benefit of cricketing entertainment, coupled with Financial Education with respect to simplified Mutual Fund investing tips, tricks and fallacies! Along with the growing demand for Mutual Fund Investments, there’s been a steady rise in the number of Advisors – especially those who are choosing to leverage technology to create “robo advisory” platforms that do not have a human advisory element to them.

The 3 rules of Mutual Fund Investments

Over the years, Mutual Fund Investments have emerged as the top choice for smart investors who are not averse to taking a measured degree of risk in pursuit of achieving better real returns than traditional investments. For long term Wealth Creation, “Mutual Funds Sahi Hai!”.

Are Debt Mutual Fund Investments Risky?

Propelled by AMFI’s impactful “Mutual Funds Sahi Hai” campaign, hordes of investors channelized their low-risk moneys from traditional instruments such as Bank Fixed Deposits, into Debt Mutual Fund Investments last year.

The Pros and Cons of Robo Advisors

Robo Advisors offer convenience and standardized advice, but they fall short when it comes to understanding personal goals and managing emotional aspects of investing. For a more holistic approach, consider Bionic Advisory platforms that combine the ease of technology with the guidance of a qualified human advisor, giving you the best of both worlds.

3 Reasons Why a SIP in an ELSS Makes Sense

Equity Mutual Funds have been going great guns of late! Despite the volatility witnessed during FY18, Equity funds (including ELSS) witnessed robust net inflow of Rs. 1.71 lakh crore. In the eleven-month period ending February 2018, cumulative SIP contribution was Rs. 60,071 crores. It is estimated that more than Rs. 6,000 crores now flow into Mutual Funds each month, via the SIP route.

“Change in Fundamental Attributes” of Your Mutual Fund Investment? Here’s How to Decode it!

SEBI, as a forward-thinking regulator, has always taken steps keeping investor interests at the centre of its decision-making process. It’s most recent directive mandated that AMC’s (Asset Management Companies) need to change the names and other attributes of some of their schemes, in order to more accurately reflect their modus operandi.

How Not to plan your Retirement!

Read this blog to learn things to avoid while planning for retirement. Reconsider your investment strategy if you are doing anyone of these. To know more, visit FinEdge now.

Why people lose money in Equity Mutual Funds

Read this blog & know why people lose money in Equity Mutual Funds. Know the top 5 reasons why investors tend to lose money in Equity Mutual Funds. Visit FinEdge now!

6 Things You Need to Know About Child Education Planning

Like most Indian parents with young kids, you most likely aspire to provide your child with a top-quality education. However, being able to successfully fund a great education for your kid requires advance planning, and the determination to stick to a long-term plan resolutely. Here are five important things for you to keep in mind.

What is a SIP Investment?

Systematic Investment Plans (SIP) have grown tremendously in popularity over the past few years. It is estimated that nearly Rs. 60,000 Crores of savings have been deployed into Mutual Funds in 2017-18 using SIP’s. With SIP’s, investors can automatically invest a fixed sum of money in a mutual fund at pre-specified intervals of time – for instance, once a month, week, or fortnight by issuing a one-time instruction for the same. Just like a Recurring Deposit (RDs) for mutual funds, SIPs help you invest regularly and with discipline; they also take away the hassle of having to manually invest money every month.