Investing Insights

Shivansh Dandona

Vice President and Head - Investments

With over a decade of experience with FinEdge, Shivansh currently leads the team of investment managers and focuses on enabling disciplined, goal-based investing for clients across India and beyond.

His expertise lies in financial planning, portfolio construction, and understanding investor behaviour, along with providing strategic guidance to help clients stay committed to their long-term goals.

Shivansh holds a Bachelor’s degree in Commerce (Honours) from Rajdhani College, University of Delhi, and an MBA in Finance from Jagan Institute of Management Studies (JIMS Rohini).

Best Investment Strategy for Long-Term Wealth Creation in 2026 and Beyond

Markets change every year, but sound investment principles rarely do. Volatility, uncertainty, and global events are constants not exceptions. The real challenge is building an investment strategy that works through all of them.

Notebook with the word ‘Goals’ and the headline ‘Prioritizing Goals – Which Financial Goal Should Never Be Compromised?’ representing how to prioritise financial goals for long-term investing

Which Financial Goal Should Be Your Priority While Investing?

Every investor has more than one dream, a home, a child’s education, a comfortable life and a secure future. The real challenge is deciding how to prioritise these financial goals without losing sight of what truly matters.

Chart illustrating why comparing investment returns without context can be misleading

Why Comparing Investment Returns Can Be Misleading

At some point, most investors have compared their investment returns with a friend, a colleague, or a number they saw online and wondered why their outcomes looked different. While this instinct is natural, return comparisons are often incomplete and, in many cases, misleading. Understanding why returns differ is far more important than comparing the numbers themselves.

The Impact of Inflation on Your Retirement Plan

Inflation doesn’t feel alarming month to month, but over 25 years it can completely reshape your retirement needs. Planning with inflation in mind ensures your future lifestyle remains as comfortable as it is today.

Financial planning pyramid illustration representing a strong financial foundation

Understanding the Financial Planning Pyramid: Building Your Finances the Right Way

Most people juggle several financial goals at once, an emergency fund, retirement planning, a child’s education, or even short-term lifestyle goals like travel. Without a proper framework, it becomes difficult to decide what to tackle first. The Financial Planning Pyramid offers a simple and effective way to bring structure to your financial life. It ensures that essential protections are in place before you start saving and investing for long-term wealth.

A white background with colourful graphs and charts showcasing the importance of understanding personal finance ratios before investing.

Personal Finance Ratios You Should Understand Before You Start Investing

Successful investing begins long before you pick funds or set return expectations. It starts with understanding your financial foundation, how much you earn, how much you spend, and how much is left to invest consistently. These simple but powerful personal finance ratios offer a clear view of your financial health and help you make informed, goal-aligned decisions.

Gold investment options visual showing financial bars and charts, representing different types of gold investments for Indian investors.

Types of Gold Investments: A Complete Guide for Indian Investors

Gold continues to be one of India’s most trusted assets, but the way we invest in it has evolved. With multiple formats now available each serving a different purpose it’s important to know where gold truly fits into your financial plan. This guide simplifies your options so you can choose the format that aligns with your goals, behaviour, and long-term strategy.

Visual representing life insurance protection with hands shielding a paper-cutout family, symbolizing awareness about common insurance traps and mistakes.

Beware of the Life Insurance Trap

Many life insurance buyers mistake savings for protection. Here’s how to spot common mis-selling traps and ensure your policy truly secures your family’s future.

Wooden blocks spelling “LOAN” placed beside a calculator, representing the decision between taking a loan or redeeming investments to finance a financial goal, with FinEdge branding.

Redeeming Investments vs Taking a Loan: What’s the Smarter Choice?

Easy credit has made borrowing more accessible than ever. But when a financial need arises, the real question isn’t can you borrow, it’s should you, or would redeeming investments be the wiser move?

Visual showing delay cost of SIP with calculator and financial sheet, emphasizing the cost of delay in investment and impact of delaying SIPs.

Cost of Delay in Investment: Why Starting Early Matters

Many investors assume that postponing their SIP temporarily has a minor impact. In reality, the true loss comes from the compounding opportunity that disappears with every missed month. A consistent approach is far more powerful than trying to compensate later by investing larger amounts.

Stock market chart background visual showing Sensex and Nifty comparison, highlighting key differences in India’s market indices.

Difference Between Sensex and Nifty: A Simple, Clear Explanation

When people talk about the Indian stock market, two names appear everywhere: Sensex and Nifty. They are the most widely tracked market indices in the country. Yet many investors still look for a clear explanation of the Sensex and Nifty difference, how each is calculated, and what companies form part of these indices.

Visual of a bond certificate representing the definition, features, and types of bonds in India for educational finance content.

What Are Bonds in India?

From government to corporate and tax-free bonds, understand what bonds really mean and how they function within India’s financial ecosystem.