Investing Insights

...

Shivansh Dandona

Vice President and Head - Investments

With over a decade of experience with FinEdge, Shivansh currently leads the team of investment managers and focuses on enabling disciplined, goal-based investing for clients across India and beyond.

His expertise lies in financial planning, portfolio construction, and understanding investor behaviour, along with providing strategic guidance to help clients stay committed to their long-term goals.

Shivansh holds a Bachelor’s degree in Commerce (Honours) from Rajdhani College, University of Delhi, and an MBA in Finance from Jagan Institute of Management Studies (JIMS Rohini).

Visual showing delay cost of SIP with calculator and financial sheet, emphasizing the cost of delay in investment and impact of delaying SIPs.
Cost of Delay in Investment: Why Starting Early Matters

Many investors assume that postponing their SIP temporarily has a minor impact. In reality, the true loss comes from the compounding opportunity that disappears with every missed month. A consistent approach is far more powerful than trying to compensate later by investing larger amounts.

Stock market chart background visual showing Sensex and Nifty comparison, highlighting key differences in India’s market indices.
Difference Between Sensex and Nifty: A Simple, Clear Explanation

When people talk about the Indian stock market, two names appear everywhere: Sensex and Nifty. They are the most widely tracked market indices in the country. Yet many investors still look for a clear explanation of the Sensex and Nifty difference, how each is calculated, and what companies form part of these indices.

Visual of a bond certificate representing the definition, features, and types of bonds in India for educational finance content.
What Are Bonds in India?

From government to corporate and tax-free bonds, understand what bonds really mean and how they function within India’s financial ecosystem.

Comparison of savings account vs mutual fund returns highlighting better wealth growth through disciplined investing.
Savings Account vs Mutual Fund: Understanding the Real Difference

Saving and investing aren’t interchangeable one keeps your money safe, the other helps it grow. Understanding the difference is the first step toward financial clarity.

Visual representing life insurance protection with hands shielding a paper-cutout family, symbolizing awareness about common insurance traps and mistakes.
Beware of the Life Insurance Trap

Many life insurance buyers mistake savings for protection. Here’s how to spot common mis-selling traps and ensure your policy truly secures your family’s future.

Professional calculating mutual fund expense ratio to understand its impact on investment returns.
What Is an Expense Ratio in Mutual Funds and Why It Matters

Understanding the mutual fund expense ratio helps you see the real cost of investing, and how even small differences can quietly shape your long-term returns.

Balanced Advantage Funds guide on meaning, returns, and taxation with FinEdge branding on a financial market background
Balanced Advantage Funds (Dynamic Asset Allocation Funds): Meaning, Returns, and Taxation

Balanced Advantage Funds, also called Dynamic Asset Allocation Funds, dynamically manage equity and debt exposure to provide a balance of growth potential and downside protection.

Hands analyzing charts with text overlay on derisking in mutual funds to protect your portfolio – FinEdge
De-risking of Mutual Funds: Protecting Your Portfolio Before Life Goals

When you are close to achieving an important financial milestone, whether it’s retirement, your child’s education, or buying a home, your biggest risk is a sudden market downturn. Years of disciplined investing could be undone by short-term volatility at the last stretch. This is where the de-risking of mutual funds becomes crucial.

Greed and fear in investing shown as the biggest reason for investor failure
Greed and Fear in Investing: Why Traders Lose Money

Greed tempts investors to chase quick gains, while fear pushes them to sell too soon. Long-term wealth is created by resisting both and staying disciplined through market ups and downs.

Hands exchanging money with text overlay ‘Investing Your First Salary – Tips for Beginners’ and FinEdge logo.
How to Invest Your First Salary: Smart Tips for Beginners

Investing your first salary is less about how much and more about how you begin. Discover practical tips, SIP strategies, and goal-based investing insights to start strong.

Hand stacking coins in ascending order with the text “What Are Mid-Cap Funds? Risks, Returns, and Should You Invest?” representing investment growth and mid-cap fund opportunities.
What Are Mid-Cap Funds? Risks, Returns, and Should You Invest?

Mid-cap funds are often called the “sweet spot” of equity investing offering higher growth than large caps with lower risk than small caps. Here’s how they work, their pros and cons, and whether they suit your portfolio.

Investment expert guiding client on financial planning and goal-based investing with trust and clarity.
Why Do Most Investors Struggle with Wealth Creation?

Investing takes just a click today, but building wealth is a different game. Most investors stumble not on “what to buy,” but on how they behave when markets test their patience.