Investing Insights

Shivansh Dandona

Vice President and Head - Investments

With over a decade of experience with FinEdge, Shivansh currently leads the team of investment managers and focuses on enabling disciplined, goal-based investing for clients across India and beyond.

His expertise lies in financial planning, portfolio construction, and understanding investor behaviour, along with providing strategic guidance to help clients stay committed to their long-term goals.

Shivansh holds a Bachelor’s degree in Commerce (Honours) from Rajdhani College, University of Delhi, and an MBA in Finance from Jagan Institute of Management Studies (JIMS Rohini).

Best mutual funds selection approach with savings jar and long-term investing concept

Top Mutual Funds in 2026: Why Chasing Last Year’s Winners May Not Work

The search for top mutual funds in 2026 often leads investors to last year’s winners. However, data shows that fund performance changes frequently, making a structured, goal-based approach far more reliable over time.

Credit score guide illustration with gauge, credit card, and approval checkmark representing financial health and creditworthiness

A Complete Guide to Credit Scores: What They Mean and Why They Matter

A credit score reflects how consistently and responsibly you manage credit, understanding it can help you make more informed financial decisions.

Stacked coins representing investment growth with XIRR concept, highlighting calculation of real returns over time

What is XIRR and How to Calculate It for Your Investments

Understanding XIRR helps you see beyond surface-level returns and evaluate how your investments have actually performed over time. It brings clarity to real returns, especially when investing happens in stages.

NIFTY market index illustration showing stock charts and benchmark performance of the Indian stock market

Understanding NIFTY: What It Represents and Why It Matters to Investors

NIFTY is often used as a shorthand for how the market is performing. But beyond daily headlines, it represents something more fundamental. Understanding how it works can help you interpret markets with greater clarity.

Gilt funds concept showing government bonds, risk and return dynamics, and debt mutual fund investing in India

Gilt Funds Explained: What They Are, How They Work, and Key Risks

Gilt funds are often seen as one of the safest debt investment options, but their behaviour can be more complex than it appears. Understanding how they work can help you set the right expectations around risk and returns.

Visual representing life insurance protection with hands shielding a paper-cutout family, symbolizing awareness about common insurance traps and mistakes.

Beware of the Life Insurance Trap

Many life insurance buyers mistake savings for protection. Here’s how to spot common mis-selling traps and ensure your policy truly secures your family’s future.

Wooden blocks spelling “LOAN” placed beside a calculator, representing the decision between taking a loan or redeeming investments to finance a financial goal, with FinEdge branding.

Redeeming Investments vs Taking a Loan: What’s the Smarter Choice?

Easy credit has made borrowing more accessible than ever. But when a financial need arises, the real question isn’t can you borrow, it’s should you, or would redeeming investments be the wiser move?

Infographic comparing AIF vs Mutual Fund with hands assembling a lightbulb puzzle.

AIF vs Mutual Fund: Key Differences And Which One Suits You

Both mutual funds and Alternative Investment Funds (AIFs) pool money from investors, but they differ significantly in structure, accessibility, and usage. Understanding these differences is important before considering either as part of your portfolio.

Financial health assessment showing cash flow analysis and financial foundation planning charts

Before You Start Investing: How To Understand Your Financial Health

When it comes to investing, most people focus on where to invest. But before that, there is a more important question, are you financially ready?

Mutual fund ratios showing risk and return balance with alpha beta and sharpe concepts

Mutual Fund Ratios Explained: How To Understand Fund Performance And Risk

Returns may tell you how a mutual fund has performed, but they don’t tell you the full story. To truly understand risk, consistency, and efficiency, you need to look beyond returns. This is where mutual fund ratios become useful.

Life cycle mutual funds in India showing goal-based investing and long-term wealth growth

What Are Life Cycle Funds And How Do They Work In India?

Life cycle funds bring structure to long-term investing by aligning your portfolio with time. As your goal approaches, the fund gradually reduces risk without requiring constant intervention. Understanding how this works can help you evaluate whether it fits your investment approach.

Goal-based investing at 25 with SIP strategy and disciplined wealth building

I’m 25 and Earning ₹30,000 a Month: How Should I Start Investing?

Starting your investing journey at 25 with a ₹30,000 salary isn’t about how much you invest it’s about starting right, staying consistent, and letting time work in your favour.