Trived Kumar Lohia — Planning for His Children's Future Means More Than Saving for College

With his two sons at different stages of their education, Trived takes an active interest in understanding the choices that lie ahead of them.

His discussions often involve possible colleges, career paths and how those decisions could influence the family's financial requirements.

His younger son's graduation is one of his planned financial goals. But Trived's interest extends beyond the amount needed for education. He wants to understand the decisions surrounding it and prepare for the possibilities that may emerge.

Rather than looking at education only as a future expense, he considers the responsibilities and choices behind it.

While his children's future remains important, retirement planning continues to be Trived's highest-priority financial goal.

He also plans for a car purchase, managing a nearer-term requirement alongside his longer-term retirement plans.

Trived believes in goal-based investing and looks for opportunities to strengthen his investments when his financial circumstances allow.

When surplus funds become available, he considers making additional lump-sum investments towards his existing goals rather than approaching that money as a separate investment opportunity.

He values clear communication and discussions with his FinEdge Investment Manager, Surbhi Srivastava, which help him understand his financial priorities and the reasoning behind investment decisions.

For Trived, preparing for his children's future involves more than estimating education expenses. It means staying involved in the choices that could shape those expenses, while continuing to give his own retirement the attention it requires.