Watch & Learn
How to tell when an investment is being mis-sold to you
Mis-selling is when a product is sold to you with half the truth, or in a way that does not suit your real needs — it benefits the seller more than it helps you. Insurance sold as an investment plan is the common example, because insurance exists for protection, not for wealth building.
Yashika Malhotra·Associate Vice President - Investments·31 July 2025·1 minute 17 seconds
What this covers
Three signals recur. You are told to decide today. You are promised guaranteed high returns. And nobody asks about your goals or your financial situation before recommending anything. Any one of them is enough to slow the conversation down.
The counter is three questions asked of yourself, not of the seller: is this right for my goals, is it easy for me to understand, and what level of risk am I actually willing to take. Mis-selling depends on confusion, so clarity is the defence.
The right investment expert puts your interest first — and will not need urgency or a guarantee to make the case.
Full transcript
FinEdge Video Content Review — Mis-selling in Financial Industry, section 6 Full Transcript. Supplied by Leadership, 27 August 2026.
Have you ever bought an investment just because it sounded perfect? Promised returns that were too good to be true, with low risk, but later felt disappointed?
That’s not just bad luck. That is mis-selling.
So, what is mis-selling?
Mis-selling is when a product is sold to you with half the truth, or in such a way that it doesn’t suit your real needs. It benefits the seller more than it helps you.
Like when insurance is sold as an investment plan, when in reality insurance is meant for protection, not for wealth building.
But you might have been a victim of investment mis-selling, and it’s more common than you think.
So pay attention to these sales traps.
First, you are told to hurry up and decide today.
Second, they promise guaranteed high returns.
Third, they don’t ask you about your goals or financial situation.
Before you say yes, ask yourself and think wisely.
Is this right for my goals?
Is it easy to understand?
What level of risk am I willing to take?
Mis-selling thrives on confusion.
Always ask the right questions, stay informed and choose wisely.
And remember, the right investment expert is the one who puts your interest first.
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