Watch & Learn
Importance of Starting Early in Retirement Planning
Because retirement is the one large goal you cannot borrow for, cannot postpone indefinitely and cannot restart if it goes wrong. Every year of delay has a disproportionate effect on the final corpus.
Aniruddha Bose·Chief Information Officer at FinEdge at the time of recording·17 October 2023
This talk was recorded while Aniruddha Bose was Chief Information Officer at FinEdge. The original recording date and running time are not on record, and the written context above is taken from FinEdge’s published article on retirement planning.
What this covers
FinEdge's published position on this video is that delay is the expensive decision, and that low-yielding options are the second one — measured risk taken through the SIP route is what gives a long horizon something to compound.
SIPs suit the goal because they flex: the tenor can be matched to the retirement date, contributions can start small, and step-ups can raise them automatically as income grows.
The cost of starting late is larger than the cost of starting small.
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