Investing Insights

Harsh Gahlaut

Founder & CEO

With over 2 decades of experience in the investment industry, Harsh is considered a subject matter expert in personal finance and has a keen interest towards the behavioral side of investing.

FinEdge’s bionic business model and its tech investment platform, Dreams into Actions (DiA), has been conceptualized by Harsh and enables the unique ability of FinEdge to bring the best of processes, people and technology together to deliver tangible value to investors.

Before founding FinEdge in 2011, he has worked extensively in the wealth management & private banking space with Standard Chartered Bank, Religare Macquarie & Dawnay Day AV.

Harsh is an MBA from Symbiosis Institute of Management Studies (Pune) and completed his BCom (Honours) from Hansraj College (New Delhi). Most of his schooling was done in Army Schools (APS – Dhaula Kuan).

Young green plant growing from coins on a notebook, symbolizing SIP investment growth, with text 'Avoid These SIP Mistakes' – FinEdge branding visible.

Common SIP Mistakes Investors Should Avoid for Long-Term Success

Systematic Investment Plans (SIPs) have become a go-to strategy for long-term investing, especially for Indian investors. But while SIPs are simple to start, avoiding common mistakes is crucial for achieving meaningful outcomes. From skipping instalments to choosing the wrong options, this blog walks you through the key SIP mistakes to avoid, and how to make the most of your investments.

Investor in formal attire interacting with a transparent digital screen displaying stock market graphs, illustrating how falling markets can benefit SIP investments.

How Falling Markets Can Benefit Your SIP Plan

Falling markets often make investors uneasy, but if you're investing through a Systematic Investment Plan (SIP), downturns could actually work in your favour. SIPs help you average your purchase cost, stay invested without trying to time the market, and benefit from compounding over time. This blog explores how your SIP can turn market volatility into long-term wealth-building opportunities.

Comparison of Daily, Weekly, and Monthly SIP investment plans with stacked coins and rising graph showing financial growth – Which SIP frequency is best for investors?

Daily, Weekly, or Monthly SIP: Which One Should You Choose?

While SIPs are the preferred way for most Indian investors to invest in mutual funds, one question often comes up: should you invest daily, weekly, or monthly? Many assume more frequent investing brings higher returns, but does the data support that belief? In this article, we’ll compare SIP frequencies based on long-term market data and help you choose what’s best for your goals and convenience.

“Elderly and young hands clasped, with text about generating retirement income using SWPs.”

How to Generate Regular Income in Retirement Using SWPs

Retirement shouldn’t mean giving up control over your money. A Systematic Withdrawal Plan (SWP) helps you turn your investments into a regular income, on your terms.

Smiling elderly couple outdoors, symbolizing a happy and financially secure retirement, with the text 'How to Plan for Retirement'

How to Plan for Retirement: Key Steps and Why the Right Guidance Matters

Planning for retirement means more than choosing the right investments. It’s about aligning your money with the life you want, and making informed decisions every step of the way.

EPF vs NPS: Should You Switch for a Better Retirement?

Choosing the right retirement fund could save you lakhs, and earn you peace of mind.

Illustration of a road sign with elderly couple symbol and bold text 'Just Retired? Here's what you should do next'—a retirement planning guide from FinEdge to help new retirees navigate their financial future.

Recently Retired? Here’s What You Should Do Next

If you’ve just retired or are about to, you may be wondering what comes next. How should you manage your money? Is it safe to invest in equity anymore? Do you still need insurance? Retirement isn’t just about leaving your job, it’s about starting a new financial life. In this guide, we walk you through the most important steps to take after retirement so that your savings last, your income remains stable, and your peace of mind stays intact.

Illustration showing ELSS funds as a tool for tax saving and retirement planning, with a rising arrow and coin stacks symbolizing long-term wealth growth. Ideal for early investors seeking high returns and tax benefits.

How ELSS Funds Can Help You With Your Retirement Planning

Don’t just save taxes, secure your future. ELSS funds offer the perfect blend of tax efficiency and long-term wealth creation.

Illustration of a balanced scale weighing financial priorities like education, marriage, and money against retirement planning, symbolizing the importance of balancing short-term goals with long-term financial security.

4 Smart Ways to Balance Financial Priorities While Saving for Retirement

Juggling children's education, EMIs, and rising expenses? Here's how to stay focused on retirement—without falling behind on other life priorities.

Illustration of an elderly married couple embracing, with text 'Retirement for Married Couples – 5 Steps to Take' on a green background. Ideal visual for articles on retirement planning, financial tips, and long-term goals for couples.

Retirement Planning for Married Couples: 5 Steps to Get It Right

Planning for retirement as a couple goes beyond just saving money, it’s about aligning your vision for the future, managing different risk appetites, and building a joint roadmap that supports both partners. Whether you’re newly married or already years into your financial journey, having a shared retirement goal can strengthen your relationship and your long-term security. This guide walks you through the essential steps to get started on a collaborative retirement plan that works for both of you.

Close-up of investment portfolio documents and charts used for managing and optimizing financial assets

Top Tips for Successful Investment Portfolio Management

We have all heard the well-known phrase: “Don’t put all your eggs in one basket”. The phrase applies to many aspects of life, including investments. If you put all your money in a single asset class or security, and its value falls sharply or goes bust, you will incur significant losses or lose all your money. Hence, you need to build a diversified investment portfolio and manage it well. In this article, we will understand what is investment portfolio management, how to build and manage an investment portfolio.

SIP Vs Lumpsum Investments: Which Is Better?

Investing towards financial goals can be done in two ways. The first option is to invest a part of the income every month for the long term. The other option is to invest a lumpsum amount once and stay invested for the long term. Both options have pros and cons, and investors often wonder which option they should choose. In this article, we will discuss SIP vs Lump sum, and which approach an investor should take.