Role at FinEdge
At FinEdge, Harsh leads investment thinking, the firm's investing philosophy, the investor proposition and long-term strategic direction.
Professional background
Before co-founding FinEdge, Harsh worked across investing, capital markets, private banking and client-facing wealth management.
He held leadership responsibilities at Standard Chartered Bank and was part of the founding teams at Dawnay Day AV Private Banking and Religare Macquarie Private Banking.
Education
He holds an MBA from Symbiosis Institute of Management Studies and a BCom (Honours) from Hansraj College, University of Delhi.
Writes about
Writes on investing decisions, goal-based investing, portfolio choices and how investors can make better long-term decisions.
Insights Authored by Harsh Gahlaut
How to Make Better Retirement Decisions — Before and After You Retire
NRI Portfolio Review: Turn Scattered India Investments Into a Goal-Based Plan
Can NRIs Invest in SIFs in India?
How Should You Review a SIF After Investing?
Can Hybrid Long-Short SIFs Fit in a Retirement Portfolio?
SIF vs PMS vs AIF: Which Is Better for Investors in India?
Which Is the Best SIF to Invest in India?
What Are the Different Types of SIFs in India?
Redeeming Investments vs Taking a Loan: What’s the Smarter Choice?
Should You Continue Your SIP in Small Cap Mutual Funds
One Surplus, Three Goals: How ₹1 Lakh a Month Can Be Structured Across Competing Goals
More articles (90)
- 5 Investing Traps That Can Quietly Derail Long-Term Wealth Creation
- What Can ₹5,000 Per Month Grow Into Over Time?
- Market Correction vs Bear Market: Key Differences and What Investors Should Know
- Types of NSE Indices: A Simple Guide to Broad, Sectoral and Thematic Indices
- Understanding Mutual Fund Risk Levels: A Guide to the Risk-o-Meter
- How Long Should You Run Your SIP to See Real Results?
- NRI Retirement Planning in India: Start With the Life You Expect to Return To
- How to Reprioritise Financial Goals as Life Changes
- Financial Planning in Your 40s: Balancing Today’s Responsibilities with Tomorrow’s Goals
- What Is a Multi Asset Allocation Fund? Understanding Multi Asset Funds
- Does High Income Make You Wealthy? The Difference Between Earning More and Becoming Wealthier
- Why Mid-Cap Allocation Needs More Discipline Than Large Cap
- What Role Can a Hybrid Long-Short SIF Play in a Portfolio?
- Market Volatility: How a Sound Investment Strategy Should Respond
- Which Financial Goal Should You Prioritise When Everything Matters?
- Why Consolidating All Your Investments on One Platform Makes Sense
- Why Successful Investing Follows a Clear Why–How–Where Framework
- Responsible Credit Card Usage: Three Principles Every Consumer Should Follow
- Can AI Replace Financial Advisors? What AI Can Do — and What Still Needs Human Judgment
- Instant vs Delayed Gratification: A Behavioural Lens on Long-Term Wealth Creation
- Before and After Retirement: Why Accumulation and Withdrawal Need Different Strategies
- Types of Debt Funds in India
- Index Funds: A Simple Route to Market-Linked Investing
- SIF vs Mutual Fund: What Is the Difference?
- Why Life Insurance Should Not Be Your Retirement Investment
- Are Bank Sales Targets Hurting Your Investment Decisions?
- Investing for Short and Long Term Goals: A Mutual Fund Guide for Every Investor
- All About Direct Mutual Funds: Cost Saving or Goal Achievement?
- How Much Emergency Fund Should You Have—and What Should Count?
- Can You Trust AI Investment Recommendations?
- Tactical vs Strategic Asset Allocation: What Should Drive Your Portfolio?
- Should You Invest in SIFs? A Portfolio-Fit Decision Guide
- Mutual Fund vs. Fixed Deposit Returns Over 10 Years: The Data Speaks
- Planning Your Child's Education Abroad: Cost, Currency and Contribution
- Step-Up SIP vs. Regular SIP: Which One Builds More Wealth?
- Direct vs Regular Mutual Funds: What Investors Often Get Wrong
- Why Most Investors Underperform Their Investments (Returns Gap Explained)
- Investing in Volatile Markets: How to Build Resilience and Stay on Track
- How to Categorise Financial Goals: Short, Medium, and Long-Term Goals Explained
- Benefits of ELSS Investment for the Salaried Class
- Is COVID-19 Triggering These Behavioural Biases in You?
- What are the Different Types of SIPs? How to Use Step-Up SIP to Reach Your Financial Goals Faster
- What Is the Average SIP Return in 10 Years?
- Common SIP Mistakes Investors Should Avoid for Long-Term Success
- Daily, Weekly or Monthly SIP: Does Frequency Really Matter?
- Should You Continue Your SIP When Markets Fall?
- Common SIP Mistakes Investors Should Avoid for Long-Term Success
- NRI Investment Strategy: Arranging One Financial Life Across Two Countries
- Tech-Enabled Investing: What Should Technology Actually Help You Do?
- EPF vs NPS: How to Decide Between Them for Retirement
- Recently Retired? What to Do in the First 90 Days
- How to Balance Retirement With Children's Education and Other Financial Goals
- What Is Financial Leakage—and How Can You Stop It?
- Is an Early Retirement Really Feasible?
- SIP, STP and SWP: One Long-Term Strategy From Accumulation to Withdrawal
- Retirement Planning for Married Couples: How to Build One Plan for Two Lives
- Top Tips for Successful Investment Portfolio Management
- Essential Asset Allocation Strategies for a Balanced Investment Portfolio
- Investing with Purpose: Goal-based Investing for Women
- How are Mutual Fund Returns Calculated?
- A Comparison of Small Cap, Mid Cap and Large Cap Funds
- SIP Vs Lumpsum Investments: Which Is Better?
- Robo-Advisor vs Human Guidance: Which Investing Model Fits You?
- What Is Financial Independence? When Money Gives You More Choice
- Portfolio Rebalancing: What Is It and How to Do It
- What Does an Investment Expert Actually Do?
- Pay Yourself First Budgeting: Can It Help You Achieve Financial Goals Faster?
- Active and Passive Funds: How They Can Complement Your Portfolio
- Fixed Deposits vs Mutual Funds: How to Choose Based on Your Goals
- How Do I Save for the Down Payment on a Home?
- Should You Shift Every Year to Last Year’s Best-Performing Mutual Fund Schemes?
- What Is Asset Allocation—and Can Too Much Diversification Hurt?
- Should You Invest in the Microcap Index? Understanding Returns and Risks
- Transmission of Mutual Funds: Lost a Loved One? Here Is the Process to Claim Their Units
- What Is Nomination? Why Should All Your Mutual Fund Investments Have It and How to Do It?
- How Can I Repay My Home Loan Faster?
- Gold: Why Do Indians Buy Gold, Its Returns, How To Buy, And Is Buying Gold A Good Investment?
- Is Insurance a Good Investment?
- Small-Caps Are Correcting: Should Investors Be Worried? What Should They Do?
- Why the ‘Stress Test on Mid and Small Cap’ Funds Should Not Stress You Out
- Importance Of Taking Informed Risk When Investing
- Should You Invest in International Equity Funds? Understanding Returns, Risks and Allocation
- Should You Invest in International Equity Funds? Understanding Returns, Risks and Allocation
- Alternative Investments Are Booming: Be Aware of the Risks Before Investing
- Mutual Funds Sahi Hai—but What Do You Need Your Money to Do?
- Why is Financial Independence Important for a Woman
- How FinEdge is leveraging Tech during the COVID-19 pandemic
- How to beat Financial Stress
- What is a Mutual Fund?
- Should I Repay My Home Loan or Invest the Surplus?
Video explainers featuring Harsh Gahlaut
FinEdge video explainers in which this person answers an investor question on camera. Each recording is published and owned by Watch & Learn.

