Investing Insights

Mayank Bhatnagar

Co-Founder & Chief Operating Officer

Mayank is a co-founder at FinEdge and his experience of more than 20 years in the banking and financial services industry has been instrumental towards building the FinEdge platform.

He has held key positions across the Retail and Wholesale Banking verticals at Standard Chartered Bank, driving growth in segments managed by him.

Mayank is a post graduate in Marketing and Finance and has completed his Bachelor’s degree from Delhi University.

He has a keen interest in technology and likes to keep himself updated with the latest in the tech world.

Illustration of income generation for retirement planning, showing hands holding cash with financial charts in the background, representing stages of retirement income planning.

3 Stages of Your Income Generation Plan Explained

Income doesn’t stop when your career does; it simply changes its role. A well-thought-out income generation plan helps your money move with you, from earning years to retirement and beyond.

Illustration of Indian ₹500 currency notes with text highlighting a falling rupee and the importance of protecting investments against currency fluctuations

Rupee Falling? How to Protect and Grow Your Investments

When the rupee weakens, it often creates anxiety for investors. But currency depreciation is not an anomaly; it is a recurring phase in every long-term economic cycle. The real question is not whether the rupee will fall, but how investors should respond to it without derailing their long-term financial goals.

Dashboard displaying equity market charts and data visuals, illustrating risk in equity investing and how avoiding market risk can limit long-term growth.

When Playing It Safe Becomes Risky: Rethinking Risk in Equity Investing

Avoiding risk often feels prudent, especially when markets turn volatile. But in investing, staying away from equity entirely can quietly become the biggest risk of all.

Compound interest illustration showing stacked coins growing over time beside an hourglass, representing how compounding builds wealth in long-term investing and SIPs.

The Power of Compounding: How Small Investments Turn into Big Wealth

Compounding is the single most powerful force behind long-term wealth creation. It rewards patience, discipline, and consistency more than any short-term strategy ever can. If you want your investments to grow exponentially instead of linearly, compounding must be at the centre of your approach.

Portfolio health check visual showing investment review documents and charts, highlighting the importance of timely portfolio reviews

The Portfolio Health Check: 5 Signals Your Investments Need Attention

Most investors assume that if their investments are performing reasonably well, there’s nothing to review. But portfolios don’t drift out of alignment overnight, they do so gradually. A portfolio health check isn’t about reacting to markets or chasing returns. It’s about ensuring your investments continue to reflect your goals, your life, and your temperament.

CAGR vs XIRR vs absolute return comparison illustrating investment return concepts

CAGR vs XIRR vs Absolute Return: Understanding Which Return Really Matters

When reviewing investment performance, investors often come across multiple return figures absolute return, CAGR, and XIRR. While these numbers may appear similar, they measure performance very differently. Understanding what each metric represents, and when to use it, is essential for making informed investment decisions and setting realistic expectations.

Retirement planning guide highlighting financial planning before and after retirement for long-term security in India

Financial Planning Before and After Retirement India: A Complete Guide to Building & Managing Your Retirement Life

Planning for retirement is not just about saving, it’s about understanding how your needs evolve. Financial planning before and after retirement India requires two different skill sets: building your corpus before retirement and managing it wisely afterward so it lasts 25–30 years.

Global investment chart showing India’s market growth with a world globe, representing NRI investing and mutual funds.

Should NRIs Invest in Mutual Funds in India?

India’s economy is entering a powerful growth phase, and NRIs have a unique chance to be part of it. Mutual funds make it simple, transparent, and goal-driven to participate in this long-term opportunity.

Abstract financial background with digital graphs and charts representing a diversified portfolio, illustrating how many mutual funds an investor should hold for balanced growth.

How Many Mutual Funds Should You Hold? Avoid Duplication & Over-Diversification

Owning more mutual funds doesn’t mean more safety. The key to smart investing is holding just enough funds — each with a purpose tied to your financial goals.

“Wedding rings symbolizing long-term financial planning through mutual funds for building a child’s marriage fund with FinEdge

Why Mutual Funds Are the Smartest Way to Build Your Child’s Marriage Fund

Indian weddings are beautiful but expensive affairs, and their costs are rising every year. Mutual fund SIPs can help you plan ahead, ensuring your child’s big day is celebrated without financial stress.

Global financial network visual with city skyline representing the influence of Foreign Institutional Investors (FIIs) in the Indian stock market.

Understanding Foreign Institutional Investors (FIIs) and Their Role in the Indian Stock Market

Foreign Institutional Investors (FIIs) are among the biggest movers of the Indian stock market. Their buying or selling patterns often set the tone for market sentiment, liquidity, and long-term growth, making them vital to understanding how global money shapes India’s financial ecosystem.

Merchant Navy investment guide for seafarers – FinEdge banner showing ships at sea under a cloudy sky.

Why Investment Planning is Crucial for Indian Seafarers in the Merchant Navy

Life at sea brings adventure, discipline, and global exposure, but it also demands a clear financial anchor. For Indian seafarers, smart investment planning is essential to turn offshore earnings into lasting security. With expert guidance and goal-based investing, financial peace can sail alongside every voyage.