Investing Insights

Mayank Bhatnagar

Co-Founder & Chief Operating Officer

Mayank is a co-founder at FinEdge and his experience of more than 20 years in the banking and financial services industry has been instrumental towards building the FinEdge platform.

He has held key positions across the Retail and Wholesale Banking verticals at Standard Chartered Bank, driving growth in segments managed by him.

Mayank is a post graduate in Marketing and Finance and has completed his Bachelor’s degree from Delhi University.

He has a keen interest in technology and likes to keep himself updated with the latest in the tech world.

How to use Mutual Funds for Retirement Planning

Mutual Funds offer flexible, customizable options for efficient Retirement Planning at various stages.

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When should you start with Retirement Planning?

Don’t be fooled by all those advertisements featuring retired couples sipping cocktails on a sunny beach. Retirement Planning is serious business; and a mix of social, cultural, and economic factors are making it a more critical element of your financial planning with every passing day. Unfortunately, recent research also shows that only about 50% of us are habitually saving for our retirement planning.

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4 Tips to Achieve Your Financial Goals Through SIP’s

The ubiquitous “Mutual Funds Sahi Hai” campaign has fuelled an increased interest in Mutual Fund SIP’s (Systematic Investment Plans) over the past few years. The industry’s monthly SIP inflows stood at Rs. 15,814 crores as on August 23 as Mutual Fund assets grew significantly over the past five years. If you’re one of the thousands of investors who are using SIP’s to achieve their financial goals, here are four things to keep in mind.

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5 Behavioural Traps That Could Hurt Your Mutual Fund Investments

Learn 5 key biases impacting long-term mutual fund returns to boost your investment success.

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Why Investment Planning is Crucial for Indian Seafarers in the Merchant Navy

Life at sea brings adventure, discipline, and global exposure, but it also demands a clear financial anchor. For Indian seafarers, smart investment planning is essential to turn offshore earnings into lasting security. With expert guidance and goal-based investing, financial peace can sail alongside every voyage.

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What is a Flexi Cap Fund? Meaning, Returns, Benefits & Taxation

Flexi cap funds offer investors the freedom of dynamic allocation across large, mid, and small caps. Learn their meaning, performance, taxation, and suitability before investing.

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What Are Large-Cap Funds? Risks, Returns, and Should You Invest?

Large-cap funds are the foundation of most equity portfolios. They may not deliver overnight riches, but they provide stability, consistency, and peace of mind for long-term wealth building.

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Should Young People Invest in Equity? Lessons from India’s New Investing Wave

More young Indians are stepping into equity markets than ever before, with over half of new investors now under 30. Starting early is a powerful advantage, but without discipline and purpose, convenience-led investing can quickly turn into costly mistakes.

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What is Rupee Cost Averaging? (With Example)

Rupee cost averaging turns market volatility into your ally. By investing a fixed amount regularly through SIPs, you reduce timing risks, lower average costs, and build long-term wealth with discipline and consistency.

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How to Invest a Lump Sum Amount Smartly: A Goal-Based STP Approach

A sudden lump sum can feel overwhelming; STPs help you invest it smartly, reduce risk, and align it with your goals.

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What is the Ideal Asset Allocation by Age?

Your investment needs change as you grow; here’s how to align your portfolio with your age, risk profile, and life goals.

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What Is Diversification in Investing and Why Does It Matter?

Investing is not just about choosing the best-performing asset, it's about managing risk while aiming for growth. This is where diversification in investing comes into play. By spreading your investments smartly, you protect your portfolio from the ups and downs of any single asset or sector. But like most things in finance, diversification works best when done with intention, not excess.