Investing Insights

Mayank Bhatnagar

Co-Founder & Chief Operating Officer

Mayank is a co-founder at FinEdge and his experience of more than 20 years in the banking and financial services industry has been instrumental towards building the FinEdge platform.

He has held key positions across the Retail and Wholesale Banking verticals at Standard Chartered Bank, driving growth in segments managed by him.

Mayank is a post graduate in Marketing and Finance and has completed his Bachelor’s degree from Delhi University.

He has a keen interest in technology and likes to keep himself updated with the latest in the tech world.

Hand placed protectively over wooden blocks showing a person nearing retirement with stacked coins and an upward arrow—symbolizing the importance of long-term retirement planning, financial security, and wealth preservation.

Why Retirement Planning Is Important and How to Go About It

In August 2023, Max Life Insurance published the India Retirement Index Study (IRIS) findings. Some of the findings of the study include the following:

8 Wealth Creation Lessons to Accelerate Your Financial Planning Journey

Everybody desires to create wealth to fulfill their financial goals. The financial planning journey to fulfilling goals is a long-term journey spanning years or decades. During this long journey, wealth creation lessons can act as a guiding force and accelerate the journey.

Professional analyzing financial reports and graphs at a desk with a calculator, smartphone, and laptop — representing investment planning and portfolio management.

5 Behavioural Biases That Influence Our Investment Decisions

Human behaviour takes shape over a period of time based on various factors. Some of these include what we see, read, watch, and learn from people in our lives, television, social media, etc.

Categorise Financial Goals Into Short, Medium and Long-Term Goals, Prioritise and Achieve Them

In the case of many people, they have a long list of financial goals, and limited financial resources to achieve them. In such a scenario, they can prioritise financial goals based on the time horizon to achieve them. In this article, we will understand how you can categorise your financial goals into short, medium and long-term goals and how to prioritise and achieve them.

A person writing “Systematic Investment Plan” in a notebook on a wooden desk, with a blue piggy bank and calculator nearby, symbolizing personal finance and disciplined investing.

What Are the Different Types of SIPs? How to Use Step-Up SIP to Reach Your Financial Goals Faster?

In the past, over long investment periods, stock markets have given excellent returns and created wealth for investors. However, in the short term, markets can be very volatile and experience big bouts of corrections. Hence, it is always recommended that you invest in small amounts regularly over the long term.

Does Daily, Weekly, or Monthly SIP Make a Difference in Returns? Which One Should You Choose?

Systematic investment plans (SIPs) are the go-to mode of investments in mutual funds for most retail investors. In April 2024, the number of SIP accounts stood at 8.70 crores

Best Ways for NRIs to Invest in Indian Equities

India is an oasis of growth in a desert. India has a huge NRI population, with millions of them living in various developed and developing countries across the world. While these NRIs stay and earn income in various countries, they face the challenge of limited investment opportunities in most developed countries.

Hand withdrawing cash from an ATM machine, representing systematic withdrawal of funds or SWP from an investment corpus.

How to Use SWP for Withdrawing Funds From an Accumulated Corpus

There are instances when you need a specified amount every month for a specified purpose. For example, you may need a specified amount every month to pay the child's education fees, loan EMIs, regular expenses during retirement, etc.

Successful Investing – 5 Incredible Learnings From the Past 20 Years

The year was 2001 and Atul, an avid investor, was all geared up to secure his retirement. He was 40 years old then and his retirement was 22 years away. He started investing Rs. 25,000/- every month systematically in an equity mutual fund… Before I reveal the outcome of Atul’s investing journey, let us dive into some valuable investing lessons of the past 20 years.

3 Common Mutual Fund Myths That Could Hurt Your Investments

As the cumulative Assets Under Management (AUM) of Indian Mutual Funds may have gone past the 50 Lakh Crore (50 Trillion) rupee mark, there is anecdotal evidence suggesting that several Mutual Fund investment related misbeliefs still abound. Investors need to be aware of these myths to make informed decisions. Here are three common ones to watch out for:

How to use Mutual Funds for Retirement Planning

Mutual Funds offer flexible, customizable options for efficient Retirement Planning at various stages.

Colorful hand-drawn infographic showing key elements of retirement planning. It includes icons and words related to savings, insurance, travel, family, pension, healthcare, budget, and benefits. At the center, two cartoon figures symbolize retirees, with

When should you start with Retirement Planning?

Don’t be fooled by all those advertisements featuring retired couples sipping cocktails on a sunny beach. Retirement Planning is serious business; and a mix of social, cultural, and economic factors are making it a more critical element of your financial planning with every passing day. Unfortunately, recent research also shows that only about 50% of us are habitually saving for our retirement planning.