Investing Insights

Mayank Bhatnagar

Co-Founder & Chief Operating Officer

Mayank is a co-founder at FinEdge and his experience of more than 20 years in the banking and financial services industry has been instrumental towards building the FinEdge platform.

He has held key positions across the Retail and Wholesale Banking verticals at Standard Chartered Bank, driving growth in segments managed by him.

Mayank is a post graduate in Marketing and Finance and has completed his Bachelor’s degree from Delhi University.

He has a keen interest in technology and likes to keep himself updated with the latest in the tech world.

Close-up of a hand selecting the “Long-Term” option from an investment horizon panel, representing the importance of aligning financial strategies with long-term goals through customized planning.

Does Long-Term Investing Reduce the Risk of Negative or Low Returns?

One of Warren Buffett's famous quotes mentions that the first rule of investing is to never lose money, and the second rule is to never forget the first rule. Warren Buffett has made a fortune from stock market investments. However, stock markets can be volatile in the short term and can lead to losses during big falls in reaction to certain event/s. However, in the long term, markets always recover the earlier losses and go on to make new highs. So, how long should long-term investing be to reduce the risk of negative or low returns? Let us discuss.

Sticky note with the words “Investment Mistake” written in marker, placed over financial charts—symbolizing common investor errors and the importance of informed, goal-based decision-making in wealth management.

10 Investing Mistakes That You Should Avoid

Financial planning is a lifelong journey that starts from the moment you start earning. In this long journey, investors may make some mistakes. However, we should all learn from our investing mistakes to ensure our financial planning journey proceeds smoothly. In this article, we will discuss 10 investing mistakes that you should avoid.

Crowd of people gathered around the word “Election” with a downward red arrow, symbolizing market volatility triggered by election outcomes and raising questions about continuing SIP investments during uncertain times.

Markets Fell due to Election Results: Should You Continue Your SIP or Accelerate Your Investments?

On June 4th, 2024, the Nifty dropped by 5.93%, while the Sensex declined by 5.74%. The markets were reacting to the unexpected outcome of the election results. The BJP failed to get a clear majority. Although the NDA coalition, led by the BJP, got a majority, the margin was far less than what the exit polls had anticipated.

Hand placed protectively over wooden blocks showing a person nearing retirement with stacked coins and an upward arrow—symbolizing the importance of long-term retirement planning, financial security, and wealth preservation.

Why Retirement Planning Is Important and How to Go About It

In August 2023, Max Life Insurance published the India Retirement Index Study (IRIS) findings. Some of the findings of the study include the following:

8 Wealth Creation Lessons to Accelerate Your Financial Planning Journey

Everybody desires to create wealth to fulfill their financial goals. The financial planning journey to fulfilling goals is a long-term journey spanning years or decades. During this long journey, wealth creation lessons can act as a guiding force and accelerate the journey.

Professional analyzing financial reports and graphs at a desk with a calculator, smartphone, and laptop — representing investment planning and portfolio management.

5 Behavioural Biases That Influence Our Investment Decisions

Human behaviour takes shape over a period of time based on various factors. Some of these include what we see, read, watch, and learn from people in our lives, television, social media, etc.

Best Ways for NRIs to Invest in Indian Equities

India is an oasis of growth in a desert. India has a huge NRI population, with millions of them living in various developed and developing countries across the world. While these NRIs stay and earn income in various countries, they face the challenge of limited investment opportunities in most developed countries.

Successful Investing – 5 Incredible Learnings From the Past 20 Years

The year was 2001 and Atul, an avid investor, was all geared up to secure his retirement. He was 40 years old then and his retirement was 22 years away. He started investing Rs. 25,000/- every month systematically in an equity mutual fund… Before I reveal the outcome of Atul’s investing journey, let us dive into some valuable investing lessons of the past 20 years.

3 Common Mutual Fund Myths That Could Hurt Your Investments

As the cumulative Assets Under Management (AUM) of Indian Mutual Funds may have gone past the 50 Lakh Crore (50 Trillion) rupee mark, there is anecdotal evidence suggesting that several Mutual Fund investment related misbeliefs still abound. Investors need to be aware of these myths to make informed decisions. Here are three common ones to watch out for:

How to use Mutual Funds for Retirement Planning

Mutual Funds offer flexible, customizable options for efficient Retirement Planning at various stages.

Colorful hand-drawn infographic showing key elements of retirement planning. It includes icons and words related to savings, insurance, travel, family, pension, healthcare, budget, and benefits. At the center, two cartoon figures symbolize retirees, with

When should you start with Retirement Planning?

Don’t be fooled by all those advertisements featuring retired couples sipping cocktails on a sunny beach. Retirement Planning is serious business; and a mix of social, cultural, and economic factors are making it a more critical element of your financial planning with every passing day. Unfortunately, recent research also shows that only about 50% of us are habitually saving for our retirement planning.

Colorful sticky notes clipped to a rope spelling the word

4 Tips to Achieve Your Financial Goals Through SIP’s

The ubiquitous “Mutual Funds Sahi Hai” campaign has fuelled an increased interest in Mutual Fund SIP’s (Systematic Investment Plans) over the past few years. The industry’s monthly SIP inflows stood at Rs. 15,814 crores as on August 23 as Mutual Fund assets grew significantly over the past five years. If you’re one of the thousands of investors who are using SIP’s to achieve their financial goals, here are four things to keep in mind.