Investing Insights

Mayank Bhatnagar

Co-Founder & Chief Operating Officer

Mayank is a co-founder at FinEdge and his experience of more than 20 years in the banking and financial services industry has been instrumental towards building the FinEdge platform.

He has held key positions across the Retail and Wholesale Banking verticals at Standard Chartered Bank, driving growth in segments managed by him.

Mayank is a post graduate in Marketing and Finance and has completed his Bachelor’s degree from Delhi University.

He has a keen interest in technology and likes to keep himself updated with the latest in the tech world.

Football entering a goal net, symbolising purpose-driven investing, goal-based SIP planning, and the discipline required to achieve long-term financial goals through consistent investing.

Why Long-Term SIP Investing Works Better When It Is Linked to Real Goals

Two investors may invest the same amount through the same SIP for the same period. Yet their outcomes can be very different. Often, the difference is not the investment itself but the reason behind it. Investors who connect their SIPs to meaningful goals frequently find it easier to stay invested, remain disciplined, and navigate periods of uncertainty.

Retirement planning illustration featuring financial documents, calculator, and eyeglasses, highlighting the SIP amount needed to build a ₹10 crore retirement corpus through long-term investing.

How Much Should Your SIP Be to Build a ₹10 Crore Retirement Corpus?

A ₹10 crore retirement corpus may sound like a distant or ambitious goal. However, the amount you need to invest every month depends largely on one factor, time. The earlier you start, the more compounding can work in your favour, reducing the burden on your monthly investments.

Hourglass illustration representing the impact of delaying SIP investments and the importance of starting early for long-term wealth creation.

How Much Can a 10-Year Delay Cost Your Long-Term Wealth Creation?

Many investors intend to start investing but postpone the decision due to competing priorities, market uncertainty, or the belief that there will be a better time in the future. While such delays may seem insignificant initially, the long-term impact can be substantial.