Investing Insights

Shivansh Dandona

Vice President and Head - Investments

With over a decade of experience with FinEdge, Shivansh currently leads the team of investment managers and focuses on enabling disciplined, goal-based investing for clients across India and beyond.

His expertise lies in financial planning, portfolio construction, and understanding investor behaviour, along with providing strategic guidance to help clients stay committed to their long-term goals.

Shivansh holds a Bachelor’s degree in Commerce (Honours) from Rajdhani College, University of Delhi, and an MBA in Finance from Jagan Institute of Management Studies (JIMS Rohini).

Tax harvesting strategy illustration showing calculator, financial documents, and tax planning for reducing capital gains tax on investments.

Tax Harvesting Explained: How Investors Can Reduce Capital Gains Tax

Tax harvesting is a strategy that helps investors legally reduce the tax payable on their investments. By understanding how capital gains are taxed and when to realize gains or losses, investors can make their portfolios more tax-efficient without disrupting long-term goals.

Illustration of diverse women symbolizing patience and discipline in long-term investing

Why Women Often Make Better Long-Term Investors

Many successful investing habits patience, discipline, and long-term thinking are qualities often seen among women investors. As more women participate in financial markets, these traits may play an important role in shaping stronger long-term investment journeys.

ELSS and PPF in new tax regime illustration with deductions and tax calculator graphic

Should You Continue Investing in ELSS and PPF in the New Tax Regime?

With Section 80C deductions removed under the new tax regime, ELSS and PPF must now stand on their investment merit. The decision is no longer about tax savings alone, it is about suitability, liquidity, and long-term goals.

Retirement planning in India concept with savings jar and retirement signboard

Retirement Planning in India: A Practical Framework for Long-Term Security

Retirement is not a milestone; it is a long phase of life that requires financial continuity. The real goal is not just building wealth, but ensuring that wealth supports your lifestyle, healthcare needs, and independence for decades.

Right time to start investing graphic with goal-based wealth theme

When Is the Right Time to Start Investing for Your Goals?

When is the right time to start investing for your goals? Many believe the answer depends on market stability, income comfort, or economic certainty. In reality, the right time is when your goals are clear and you are prepared to act with discipline. Wealth is rarely created by waiting. It is built through consistent participation guided by a defined investment process.

Net Asset Value (NAV) meaning and formula with rising coins growth arrows

What Is NAV in Mutual Fund? A Simple Guide to Understanding Net Asset Value

If you are trying to understand what NAV in mutual fund investing means, the answer is simple: NAV, or net asset value, represents the per-unit value of a mutual fund’s portfolio after deducting its liabilities. It tells you how much each unit you hold is worth at the end of a trading day. It does not indicate whether a fund is cheap, expensive, or better than another, it is simply a daily valuation measure.

GIFT Nifty vs Nifty 50: Understanding the Key Differences

Many investors often hear terms like GIFT Nifty and Nifty 50 used interchangeably. However, they are not the same. While Nifty 50 represents India’s top 50 companies and reflects the health of the stock market, GIFT Nifty is a futures contract based on that index, designed to provide extended trading access especially for global participants. Understanding this distinction is essential before interpreting market signals.

Beginner investing guide showing growth chart, goals, and long-term investing approach

Beginner Investing Guide: How to Start Investing the Right Way

Investing for beginners can feel both exciting and overwhelming. Constant headlines about market fluctuations, the availability of a variety of products, opinions from various family members and peers, as well as social media content, stories about quick gains and major losses, often leaves first-time investors in a confused position, unable to separate noise from what truly matters.