Investing Insights

Shivansh Dandona

Vice President and Head - Investments

With over a decade of experience with FinEdge, Shivansh currently leads the team of investment managers and focuses on enabling disciplined, goal-based investing for clients across India and beyond.

His expertise lies in financial planning, portfolio construction, and understanding investor behaviour, along with providing strategic guidance to help clients stay committed to their long-term goals.

Shivansh holds a Bachelor’s degree in Commerce (Honours) from Rajdhani College, University of Delhi, and an MBA in Finance from Jagan Institute of Management Studies (JIMS Rohini).

Financial planning pyramid illustration representing a strong financial foundation

Understanding the Financial Planning Pyramid: Building Your Finances the Right Way

Most people juggle several financial goals at once, an emergency fund, retirement planning, a child’s education, or even short-term lifestyle goals like travel. Without a proper framework, it becomes difficult to decide what to tackle first. The Financial Planning Pyramid offers a simple and effective way to bring structure to your financial life. It ensures that essential protections are in place before you start saving and investing for long-term wealth.

A white background with colourful graphs and charts showcasing the importance of understanding personal finance ratios before investing.

Personal Finance Ratios You Should Understand Before You Start Investing

Successful investing begins long before you pick funds or set return expectations. It starts with understanding your financial foundation, how much you earn, how much you spend, and how much is left to invest consistently. These simple but powerful personal finance ratios offer a clear view of your financial health and help you make informed, goal-aligned decisions.

Gold investment options visual showing financial bars and charts, representing different types of gold investments for Indian investors.

Types of Gold Investments: A Complete Guide for Indian Investors

Gold continues to be one of India’s most trusted assets, but the way we invest in it has evolved. With multiple formats now available each serving a different purpose it’s important to know where gold truly fits into your financial plan. This guide simplifies your options so you can choose the format that aligns with your goals, behaviour, and long-term strategy.

Visual showing delay cost of SIP with calculator and financial sheet, emphasizing the cost of delay in investment and impact of delaying SIPs.

Cost of Delay in Investment: Why Starting Early Matters

Many investors assume that postponing their SIP temporarily has a minor impact. In reality, the true loss comes from the compounding opportunity that disappears with every missed month. A consistent approach is far more powerful than trying to compensate later by investing larger amounts.

Stock market chart background visual showing Sensex and Nifty comparison, highlighting key differences in India’s market indices.

Difference Between Sensex and Nifty: A Simple, Clear Explanation

When people talk about the Indian stock market, two names appear everywhere: Sensex and Nifty. They are the most widely tracked market indices in the country. Yet many investors still look for a clear explanation of the Sensex and Nifty difference, how each is calculated, and what companies form part of these indices.

Visual of a bond certificate representing the definition, features, and types of bonds in India for educational finance content.

What Are Bonds in India?

From government to corporate and tax-free bonds, understand what bonds really mean and how they function within India’s financial ecosystem.

Comparison of savings account vs mutual fund returns highlighting better wealth growth through disciplined investing.

Savings Account vs Mutual Fund: Understanding the Real Difference

Saving and investing aren’t interchangeable one keeps your money safe, the other helps it grow. Understanding the difference is the first step toward financial clarity.

Professional calculating mutual fund expense ratio to understand its impact on investment returns.

What Is an Expense Ratio in Mutual Funds and Why It Matters

Understanding the mutual fund expense ratio helps you see the real cost of investing, and how even small differences can quietly shape your long-term returns.

Balanced Advantage Funds guide on meaning, returns, and taxation with FinEdge branding on a financial market background

Balanced Advantage Funds (Dynamic Asset Allocation Funds): Meaning, Returns, and Taxation

Balanced Advantage Funds, also called Dynamic Asset Allocation Funds, dynamically manage equity and debt exposure to provide a balance of growth potential and downside protection.

Hands analyzing charts with text overlay on derisking in mutual funds to protect your portfolio – FinEdge

De-risking of Mutual Funds: Protecting Your Portfolio Before Life Goals

When you are close to achieving an important financial milestone, whether it’s retirement, your child’s education, or buying a home, your biggest risk is a sudden market downturn. Years of disciplined investing could be undone by short-term volatility at the last stretch. This is where the de-risking of mutual funds becomes crucial.

Greed and fear in investing shown as the biggest reason for investor failure

Greed and Fear in Investing: Why Traders Lose Money

Greed tempts investors to chase quick gains, while fear pushes them to sell too soon. Long-term wealth is created by resisting both and staying disciplined through market ups and downs.

How to Invest Your First Salary: Smart Tips for Beginners

Investing your first salary is less about how much and more about how you begin. Discover practical tips, SIP strategies, and goal-based investing insights to start strong.