Investing Insights

Importance Of Taking Informed Risk When Investing

Investors often align financial product choices with their risk profiles, such as favoring equities for aggressive strategies and debt for conservative ones. However, prioritizing investment time horizon over risk profile can lead to more informed decisions, ensuring suitability for both short-term and long-term goals.

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5 Reasons Why You Should Occasionally Review Your Portfolio

Enamoured by AMFI’s impactful “Mutual Funds Sahi Hai” campaign, new investors flocked to Mutual Funds in droves between 2015 and 2018. As first timers, many of these investors are unaware about the importance of regularly having their portfolios reviewed by a professional Financial Advisor.

A compass needle pointing toward the word “INVEST,” symbolizing direction and decision-making in financial planning, specifically highlighting the consideration of investing in NFOs (New Fund Offers).

Should you invest into NFO’s (New Fund Offers)?

AMFI's ad campaign boosts mutual fund interest, but investors must cautiously assess NFOs amidst SEBI's re-categorization.

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Three personal finance lessons you wish you learned in school!

Most of us learned about algebra and the water cycle in school—but not how to budget, invest, or grow our wealth. Here are three personal finance lessons you probably wish you were taught early, and how learning them now can still change your life.

A financial advisor explaining investment planning using charts and reports.

How Financial Advice is helpful in Investment Planning

With the widespread proliferation of FinTech based DIY (Do it Yourself) investment planning platforms, the role of a financial advisor has taken a backseat in the minds of some people. While the convenience and ease of transactions that these DIY financial advice platforms provide cannot be disputed, the ultimate efficacy of financial advice is the end outcome – which is, does it enable you to achieve your financial goals or not? And anecdotal evidence suggests that platforms that remove the financial advisor from the investment planning process are usually found wanting when it comes to this litmus test.

The Dilemma of investing as an NRI

India has been a bright spot in the world economy and has been projected to grow on an average, at a staggering 7% for the next 15 years. According to a PwC report, India is slated to be the 2nd largest economy by 2050 only behind China. What this means is that by investing in the equity market, one could accrue the benefits of long term investing by virtue of the rapid growth in the economy. Investing has never been easy and must be done by way of advice from a professional, who takes into account ones risk tolerance, financial goals or objectives, tenor of investment etc. and then recommends the best possible investment.

A close-up of a person in a blue suit holding a pen and pointing at a document on a desk, suggesting a financial decision or policy review related to an LIC insurance policy.

Should you surrender your LIC Policy, make it paid up, or continue?

Read this blog to know what you should do with your LIC policy, make it paid up, or continue it or surrender it. To know more, visit FinEdge now!

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7 Ways Smart Spenders Save and Invest Their Money

Smart spenders balance saving and spending, prioritizing financial goals while enjoying guilt-free expenses. They invest in SIPs, follow a budget, avoid impulse buys, and leverage tax-saving mutual funds for wealth creation.

Stacks of Indian coins representing three smart ways to use Rs. 50,000, including investing, saving, and financial planning for long-term wealth creation.

Three Smart Things To Do With Rs 50,000

Read this blog to learn 3 powerful ways in which you can put your 50,000 Rs to good use towards your financial betterment. To know more, visit FinEdge now!

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5 Reasons why Goal Based Investing leads to Success

Read this blog to learn 5 reasons of how goal based investing can help you get multiple benefits. To learn about goal based investing, visit FinEdge now!

Wooden blocks spelling “LOAN” placed beside a calculator, representing the decision between taking a loan or redeeming investments to finance a financial goal, with FinEdge branding.

Redeeming Investments vs Taking a Loan: What’s the Smarter Choice?

Easy credit has made borrowing more accessible than ever. But when a financial need arises, the real question isn’t can you borrow, it’s should you, or would redeeming investments be the wiser move?

Illustration of Indian ₹500 currency notes with text highlighting a falling rupee and the importance of protecting investments against currency fluctuations

Rupee Falling? How to Protect and Grow Your Investments

When the rupee weakens, it often creates anxiety for investors. But currency depreciation is not an anomaly; it is a recurring phase in every long-term economic cycle. The real question is not whether the rupee will fall, but how investors should respond to it without derailing their long-term financial goals.