Investing Insights

Illustration of diverse women symbolizing patience and discipline in long-term investing

Why Women Often Make Better Long-Term Investors

Many successful investing habits patience, discipline, and long-term thinking are qualities often seen among women investors. As more women participate in financial markets, these traits may play an important role in shaping stronger long-term investment journeys.

Using Credit Card Rewards for Hotel Stays: What Works, What Doesn’t

How hotel loyalty programmes and reward points can support your travel goals, when used thoughtfully.

Balanced visual showing LIC policy decision theme, surrender or paid-up, highlighting financial planning choices and long-term goals.

LIC Surrender or Continue? Making the Right Choice for Your Financial Goals

Not sure if you should surrender your LIC policy or go paid-up? Let’s break down the difference and help you make an informed, goal-aligned decision.

Document labeled Investment Strategies on a desk, representing growth and value investing approaches

Investment Strategies: Growth and Value Investing

The stock markets go through various business/economic cycles of ups and downs from time to time. During these phases, various stocks do well based on certain criteria. For example, growth/momentum stocks usually do well during bull markets, and value stocks do well during bear markets. The investment strategy that you follow influences your returns. In this article, we will understand the various investment strategies and which one you should follow to maximise your portfolio returns.

Magnifying glass highlighting rising FD interest rates on a bar chart, symbolizing the scrutiny of fixed deposit returns and the importance of evaluating investment alternatives based on long-term financial goals.

Banks Have Raised FD Rates in June: Should You Invest or Stick to Mutual Funds?

Many banks have raised interest rates on fixed deposits in May and June 2024. Some small finance banks (SFBs) are offering up to 9% p.a. on their fixed deposits. In this article, we will discuss the net return on your fixed deposits after tax and inflation and whether you should consider investing in fixed deposits or mutual funds.

Sticky note with the words “Investment Mistake” written in marker, placed over financial charts—symbolizing common investor errors and the importance of informed, goal-based decision-making in wealth management.

10 Investing Mistakes That You Should Avoid

Financial planning is a lifelong journey that starts from the moment you start earning. In this long journey, investors may make some mistakes. However, we should all learn from our investing mistakes to ensure our financial planning journey proceeds smoothly. In this article, we will discuss 10 investing mistakes that you should avoid.

Confident middle-aged man in a blue Nehru jacket standing outdoors with palm leaves in the background, conveying calm authority and elegance.

Form is Temporary, Class is Permanent

In cricket, we see many big players being criticized when they are out of form in a few games. Then there are some players who play well in a T-20 format but are unable to perform in the 50-overs or the test-match format.

Infographic featuring mutual fund unit certificates alongside a loan document and cash icons, illustrating the option of taking a loan against mutual fund investments during a financial emergency.

Financial Emergency: Is Taking a Loan Against Mutual Fund Units Better Than Redeeming Them?

Sometimes, we face financial emergencies and the only option left is to sell our assets or take a loan against them. In this article, we will discuss whether taking a loan against mutual fund units is better than redeeming them.

Stacks of gold coins and gold bars with an upward-pointing arrow, symbolizing rising gold prices and strong investment returns. The scene has a rich golden-brown background, emphasizing wealth and growth.

Gold: Why Do Indians Buy Gold, Its Returns, How To Buy, And Is Buying Gold A Good Investment?

On 22nd March 2024, the 24-carat gold prices in Delhi hit an all-time high of Rs. 67,985/tola. The price rose after the US Federal Reserve, in its monetary policy meeting on 20th March, indicated that it will cut interest rates in the second half of 2024.

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Is Insurance a Good Investment?

You invest regularly to achieve your financial goals. While doing so, you should buy life insurance as it is your family's financial backup in the event of your untimely death. It is recommended that you keep the two (investments and insurance) separate, as each has a distinct purpose. However, many people end up mixing the two in a single product in the form of a participating life insurance policy or a ULIP (unit-linked insurance plan). Is it a good idea to keep insurance and investments separate or buy a bundled product? Let us discuss.

Importance Of Taking Informed Risk When Investing

Investors often align financial product choices with their risk profiles, such as favoring equities for aggressive strategies and debt for conservative ones. However, prioritizing investment time horizon over risk profile can lead to more informed decisions, ensuring suitability for both short-term and long-term goals.

Illustration of two balance scales representing a financial portfolio. The first scale (labeled

5 Reasons Why You Should Occasionally Review Your Portfolio

Enamoured by AMFI’s impactful “Mutual Funds Sahi Hai” campaign, new investors flocked to Mutual Funds in droves between 2015 and 2018. As first timers, many of these investors are unaware about the importance of regularly having their portfolios reviewed by a professional Financial Advisor.