Investing Insights

Merchant Navy investment guide for seafarers – FinEdge banner showing ships at sea under a cloudy sky.

Why Investment Planning is Crucial for Indian Seafarers in the Merchant Navy

Life at sea brings adventure, discipline, and global exposure, but it also demands a clear financial anchor. For Indian seafarers, smart investment planning is essential to turn offshore earnings into lasting security. With expert guidance and goal-based investing, financial peace can sail alongside every voyage.

How to Invest Your First Salary: Smart Tips for Beginners

Investing your first salary is less about how much and more about how you begin. Discover practical tips, SIP strategies, and goal-based investing insights to start strong.

Thumbnail image with title “India’s Young Investing Wave” and subtext “Should People in their 20s Invest in Equity?” highlighting the rise of young equity investors in India.

Should Young People Invest in Equity? Lessons from India’s New Investing Wave

More young Indians are stepping into equity markets than ever before, with over half of new investors now under 30. Starting early is a powerful advantage, but without discipline and purpose, convenience-led investing can quickly turn into costly mistakes.

Investment expert guiding client on financial planning and goal-based investing with trust and clarity.

Why Do Most Investors Struggle with Wealth Creation?

Investing takes just a click today, but building wealth is a different game. Most investors stumble not on “what to buy,” but on how they behave when markets test their patience.

Financial growth concept showing stacked coins with a small plant sprouting on top, symbolizing SIP investments and goal-based wealth creation.

Tactical vs Strategic Asset Allocation: Which Approach Fits Your Investment Journey?

Choosing between tactical and strategic asset allocation can shape your wealth journey. The right approach depends on whether you value flexibility or long-term discipline.

Camera recording a financial influencer with text overlay ‘FinFluencer Advice – Should You Fall For It?’ and FinEdge branding.

The Dangerous Rise of Finfluencer Advice and How to Spot Red Flags

Finfluencers are everywhere, but not all advice online is safe. Behind the flashy claims often lie risks that can harm your long-term wealth.

Direct vs regular mutual funds with FinEdge branding and a person analyzing stock charts on a tablet.

Direct vs Regular Mutual Funds: What Investors Often Get Wrong

Are regular mutual funds really more expensive? Or is there more to the story?

Top view of professionals working with laptops, tablets, and documents, representing a discussion on how to choose a trustworthy investment advisor – FinEdge.

How to Choose an Investment Advisor You Can Actually Trust

In a world flooded with investment advice, from social media influencers to algorithm-based apps, it’s tough to know whom to trust. Many so-called advisors are driven by commissions or targets, not your financial well-being. So how do you choose an investment advisor you can actually trust? Let’s break it down.

Why Past Performance Shouldn’t Guide Your Investments in 2025

One of the most persistent investment myths in India is that past performance equals future success. It’s tempting to Google “top performing mutual funds” and assume that the highest return-generating scheme is the right choice. But this mindset can backfire. In fact, relying on past performance investing as your main strategy is one of the biggest mutual fund selection mistakes you can make, especially in 2025’s dynamic and unpredictable markets. Let’s explore why this approach is flawed, and how a more purposeful method can safeguard your financial future.

Goal Based Investing concept with target board, ladder, and upward graph illustration, FinEdge financial planning for success

Goal-Based Investing: The Right Way to Plan for Financial Success

Most investors chase returns. But goal-based investing starts with your “why”, your life goals. It aligns your investment strategy with purpose, timelines, and discipline, making financial success far more achievable and less stressful.

Illustration showing global NRIs investing in India, with arrows connecting a globe to the Indian map — representing NRI investment opportunities in India with FinEdge.

Best Way for NRI Investment in India Without Falling Into Common Traps

As an NRI, you're in a rare position: you earn globally and can invest in one of the world’s most dynamic economies. But how can you make the most of your NRI investment in India without getting caught in high-cost, goal-less traps? Let’s explore what truly works, and what to avoid.

Avinash Satwalekar on investing in the Indian market with long term growth outlook and conviction-led strategy

India’s Decade: Investing with Conviction in a High-Trust Market

Avinash Satwalekar is the President of Franklin Templeton Asset Management (India), bringing with him over two decades of global investing experience. An industry veteran with a deep understanding of emerging markets, he has led investment businesses across India, Malaysia, and Vietnam. Known for combining strategic clarity with operational depth, he has managed portfolios, led joint ventures, and built investment teams from the ground up. A passionate believer in long-term investing and thoughtful leadership, his journey reflects the power of staying invested with purpose and conviction.