Investing Insights

A hand adjusts percentage blocks on a yellow background under the text “Calculate Mutual Fund Return,” illustrating how mutual fund returns are calculated over time.

How are Mutual Fund Returns Calculated?

We invest in financial products to achieve our financial goals. Based on factors like how much we want to invest, for how long, and the target amount, it is the expected returns that help us understand whether we can achieve our goal. The returns can be measured using different ways like absolute returns, compounded annual growth rate (CAGR), etc. In this article, we will understand what is absolute return, CAGR, how they are calculated, and which one you should use.

Visual comparison of large-cap, mid-cap, small-cap and micro-cap stocks, illustrating how mutual fund categories differ by market capitalization.

A Comparison of Small Cap, Mid Cap and Large Cap Funds

The equity mutual fund investing universe is quite vast. Many types of equity mutual funds exist based on the size or market capitalisation of the companies they invest in. These include large, mid, and small cap mutual fund schemes. In this article, we will understand what are large, mid, and small cap funds, their differences, and what you should consider before investing in them.

Illustration explaining STP in mutual funds, showing transfer from savings account and liquid fund to equity mutual fund for systematic investing.

What Is STP in Mutual Funds and Its Types

Have you recently received a lump sum as an annual bonus from the employer, maturity proceeds of a financial product, or won prize money from some competition/lucky draw? You must be wondering how to invest this money in a staggered manner while not worrying about impulsive spending. A systematic transfer plan (STP) can help you do that. In this article, we will understand what is STP in mutual fund, its benefits, how to do it, and things to consider before doing an STP.

Hands holding blocks labelled Active and Passive mutual funds for portfolio allocation

Active and Passive Funds: How They Can Complement Your Portfolio

In the last few years, passive funds have become quite popular among investors. Some reasons for this include the number of passive funds launched by AMCs, wider awareness about them, their performance and benefits, etc.

International equity funds concept with global investing, currency exposure, and diversification theme

Should You Invest in International Equity Funds? Understanding Returns, Risks and Allocation

International equity funds offer access to global markets, but their role in a portfolio requires careful consideration. Understanding risks, returns, and allocation can help investors use them more effectively.

A hand dropping a coin into a savings jar next to coins with growing plants, illustrating the truth behind common mutual fund myths and long-term wealth creation.

What is three common Mutual Fund myths?

As the Mutual Fund industry continues to grow with overall assets touching the Rs. 39 Lakh Crore mark, here are a few commonly held myths that any good mutual fund investment planner will ask you watch out for before you invest.

A stylized illustration of a person balancing on a seesaw between two money bags labeled “Mutual Fund” and “Stocks,” representing the choice between mutual funds and stock investing.

Mutual Funds vs Stocks: Which Investment Is Right for You?

An individual can invest in equities through two primary modes: Direct equity and equity mutual funds. Both options have their pros and cons. Many investors often ask, mutual fund vs stock: Which is better? In this article, we will understand these investment options, the pros and cons of each, the difference between stocks and mutual funds, and which is better to invest in.

Mutual fund taxation concept with calculator, tax documents, and LTCG STCG planning overview

Mutual Fund Taxation in India: Understanding LTCG and STCG in 2026

Mutual fund taxation depends on the type of fund and the duration of your investment. A clear understanding of these rules can help you manage post-tax returns more effectively.