Investing Insights

Comparison chart of ULIPs vs Mutual Funds highlighting features, costs, returns, and suitability for investors

ULIPs vs Mutual Funds for Wealth Creation: Which is Better?

ULIPs combine insurance and investment, while mutual funds focus purely on returns. For wealth creation, separating the two is almost always better.

Balanced Advantage Funds guide on meaning, returns, and taxation with FinEdge branding on a financial market background

Balanced Advantage Funds (Dynamic Asset Allocation Funds): Meaning, Returns, and Taxation

Balanced Advantage Funds, also called Dynamic Asset Allocation Funds, dynamically manage equity and debt exposure to provide a balance of growth potential and downside protection.

Flexicap funds investment concept with mutual fund sign and stacked coins, highlighting investment choices

What is a Flexi Cap Fund? Meaning, Returns, Benefits & Taxation

Flexi cap funds offer investors the freedom of dynamic allocation across large, mid, and small caps. Learn their meaning, performance, taxation, and suitability before investing.

Goal-based investing blog cover showing financial growth, family planning, and long-term wealth creation

What Are Large-Cap Funds? Risks, Returns, and Should You Invest?

Large-cap funds are the foundation of most equity portfolios. They may not deliver overnight riches, but they provide stability, consistency, and peace of mind for long-term wealth building.

What Are Mid-Cap Funds? Risks, Returns, and Should You Invest?

Mid-cap funds are often called the “sweet spot” of equity investing offering higher growth than large caps with lower risk than small caps. Here’s how they work, their pros and cons, and whether they suit your portfolio.

Stacked coins with bar chart overlay and text “What Are Small-Cap Funds? Here’s a clear look at how they work” with FinEdge branding.

What Are Small-Cap Funds? Risks, Returns, and Should You Invest?

Small-cap funds are known for their ability to deliver extraordinary returns over time. But with high growth potential comes equally high risk. Here’s a clear look at how they work, their pros and cons, and whether you should invest in them.

Business professional placing coins in a piggy bank with text “Mutual Funds vs FDs – Which One Gives You Better Returns?” highlighting investment comparison.

Mutual Fund vs. Fixed Deposit Returns Over 10 Years: The Data Speaks

Fixed deposits promise safety and certainty, while mutual funds offer growth and wealth creation. But when you look at 10 years of data, the difference in outcomes is striking, especially once inflation and taxes are considered.

FinEdge banner on investing a lump sum smartly with STPs, showing upward growth chart and wealth-building concept.

How to Invest a Lump Sum Amount Smartly: A Goal-Based STP Approach

A sudden lump sum can feel overwhelming; STPs help you invest it smartly, reduce risk, and align it with your goals.

Radhika Gupta on selecting the best mutual funds for long-term financial goals

How To Select The Best Mutual Funds For Long Term Goals

Mutual funds offer a compelling way to invest for long-term goals, leveraging professional management and diversification to potentially achieve significant returns. But with a vast array of options available, selecting the best mutual funds for the long term can feel daunting. This guide will equip you with the knowledge to confidently navigate the mutual fund landscape and learn how to select the best mutual fund aligned with your long-term aspirations.

Stack of coins and money bag representing SIP investments in small cap mutual funds during market volatilityStack of coins and money bag representing SIP investments in small cap mutual funds during market volatility

Should You Continue Your SIP in Small Cap Mutual Funds

Investing in small cap funds requires patience and discipline, especially during market corrections. By staying committed to your SIPs and focusing on long-term goals, you can leverage the power of rupee cost averaging and compounding. Don’t let short-term market noise dictate your strategy—remain focused, stay the course, and trust that your disciplined approach will yield results over time.

Illustration of a Systematic Withdrawal Plan showing regular income flow from mutual fund investments to a bank

Systematic Withdrawal Plans (SWP): A Reliable Way to Generate Regular Income

An SWP allows investors to withdraw a predetermined amount from their mutual fund investments at regular intervals, such as monthly, quarterly or annually. The beauty of SWPs lies in their flexibility—they provide consistent income while allowing the remaining investment to continue growing.

Visual comparison of Flexicap and Multicap equity mutual funds for diversified investment strategies

Understanding the Difference Between Multicap and Flexicap Funds

When it comes to equity mutual funds, investors often come across a variety of fund categories tailored to meet different investment objectives. Two categories that frequently cause confusion are Multicap Funds and Flexicap Funds. While both invest across market capitalizations (large-cap, mid-cap, and small-cap stocks), they differ significantly in their investment approach and mandates. Understanding these differences is crucial for making informed investment decisions.