Investing Insights

Illustration representing systematic equity mutual fund investing through SIPs for long-term wealth creation

About Equity Mutual Fund SIP's

Read this blog to know about Equity based mutual fund SIP, which is an an excellent long term wealth creation tool. To know more, visit FinEdge now!

Illustration representing compound annual growth rate and steady long-term investment growth

CAGR - Demystified!

Understanding CAGR is crucial when evaluating your investments, especially for those with fluctuating returns like equity mutual funds or SIPs. By smoothing out annual growth rates, CAGR provides a clearer picture of your long-term investment performance. Just remember, the longer the investment period, the more accurate the CAGR becomes. Keep this in mind to make well-informed decisions about your financial future!

A pair of glasses and a pen placed on a financial report showing a pie chart of investment allocations.

How Many Mutual Funds should you own?

Learn how to avoid the pitfalls of over-diversification and scattered investments in this blog. We’ll explore the ideal number of Mutual Funds to hold, the importance of focused portfolios, and how to streamline your investments for optimal returns and better financial planning.

Five Steps To Achieve Financial Freedom This Year

In this blog, explore five key strategies to improve your financial health and move closer to financial freedom. From consolidating investments to automating tax savings, we’ll guide you on how to structure your finances, set clear goals, and make smart, long-term investment decisions that will work in your favor.

Investor adding a coin to stacked savings to illustrate starting tax-saving investments early for the 2017–18 financial year.

Why You Should Begin Your Tax Savings For 2017-18 Right Now!

Don’t let last-minute tax-saving rush lead to poor financial decisions! Instead of locking money in low-return instruments, start an SIP in an ELSS fund. It offers tax benefits under Section 80C, the shortest lock-in period (3 years), and the potential for long-term growth. Plan wisely and let your investments work for you!

Figurines on a volatile financial chart, symbolizing strategic mutual fund investing through Systematic Investment Plans (SIP).

Why SIP's are the Best Way to Invest into Volatile Equity Markets

In this blog, discover how SIPs (Systematic Investment Plans) can help you navigate market volatility with ease. Learn how the strategy of Rupee Cost Averaging works to mitigate risks, and why staying invested for the long term is the key to wealth creation, even during market downturns.

How to Create a Fund for Your Child’s Marriage Goal

Before diving into numbers and strategy, it’s important to recognise that a child’s wedding is both a cherished family milestone and a major financial event. Planning for it thoughtfully ensures your aspirations don’t lead to financial stress.

Chart illustrating why comparing investment returns without context can be misleading

Why Comparing Investment Returns Can Be Misleading

At some point, most investors have compared their investment returns with a friend, a colleague, or a number they saw online and wondered why their outcomes looked different. While this instinct is natural, return comparisons are often incomplete and, in many cases, misleading. Understanding why returns differ is far more important than comparing the numbers themselves.

CAGR vs XIRR vs absolute return comparison illustrating investment return concepts

CAGR vs XIRR vs Absolute Return: Understanding Which Return Really Matters

When reviewing investment performance, investors often come across multiple return figures absolute return, CAGR, and XIRR. While these numbers may appear similar, they measure performance very differently. Understanding what each metric represents, and when to use it, is essential for making informed investment decisions and setting realistic expectations.

Learn the key habits that help you use credit cards wisely and avoid long-term debt traps.

Responsible Credit Card Usage: Three Principles Every Consumer Should Follow

Credit cards are powerful financial tools when used correctly, offering convenience, rewards, and short-term liquidity. But when used without discipline, they can quickly turn into high-interest liabilities. Understanding a few essential principles can help you manage your cards responsibly, maintain a strong credit score, and avoid stress caused by compounding debt.

Types of Debt Funds in India

Debt funds in India offer something for everyone, from overnight investors to those with long-term goals. Knowing the types of debt funds can help you align your choices with your financial plan.

Global investment chart showing India’s market growth with a world globe, representing NRI investing and mutual funds.

Should NRIs Invest in Mutual Funds in India?

India’s economy is entering a powerful growth phase, and NRIs have a unique chance to be part of it. Mutual funds make it simple, transparent, and goal-driven to participate in this long-term opportunity.