Investing Insights

Thematic funds vs sectoral mutual funds illustration highlighting recent inflows and investment decision factors.

Sectoral/Thematic Funds Have Seen Inflows of Rs. 55,000 Crores in the Last 6 Months: Should You Invest?

As of July 2024, sectoral and thematic mutual funds have seen more than Rs. 55,000 crore inflows in the last six months. The AMCs are on a NFO launching spree and mutual fund investors are lapping these funds. So, what are these sectoral/thematic funds, why are investors pouring so much money into these, and should you invest? Let us discuss.

the importance of understanding risk for investing strategies

How Understanding Risk Is Critical While Investing and Ways to Mitigate Risk in Investing

When it comes to investing, the risk involved and the potential reward go hand in hand. The higher the risk involved, the higher the reward expectation. However, can the risk be reduced or mitigated while keeping the reward potential still high? The answer is yes. In this article, we will understand what risk is, why understanding it is critical, and ways of mitigating it.

Hands holding blocks labelled Active and Passive mutual funds for portfolio allocation

Active and Passive Funds: How They Can Complement Your Portfolio

In the last few years, passive funds have become quite popular among investors. Some reasons for this include the number of passive funds launched by AMCs, wider awareness about them, their performance and benefits, etc.

International equity funds concept with global investing, currency exposure, and diversification theme

Should You Invest in International Equity Funds? Understanding Returns, Risks and Allocation

International equity funds offer access to global markets, but their role in a portfolio requires careful consideration. Understanding risks, returns, and allocation can help investors use them more effectively.

What It Takes to Build a Resilient Portfolio

The Indian stock market has been on an upward trend for nearly three years. The sharp market correction of 30% plus seen during March 2020 seems to be an event in the distinct past. However, such sharp volatility is a part and parcel of equity investing. Hence, from an investor perspective what one needs is a resilient portfolio which can weather any market disruption.

Kalpen Parekh, MD & CEO of DSP Mutual Fund, commends FinEdge’s disciplined goal-based investing approach.

Steps to Construct a Great Investment Portfolio – A Guide for Smart Investors

Living in today’s information age has its pros and cons. You have your broker, family members, friends, colleagues, and others giving you friendly investment tips. You also have TV channels, newspapers, magazines, social media and other internet channels bombarding you with investment recommendations/tips.

Piggy bank with a life jacket floating in water, illustrating the concept of a financial emergency fund.

Emergency Fund: What Is It, Why and How Much of It Should You Have?

In 2023-24, many IT companies and start-ups laid off many employees. The IT companies had to lay off people as the demand or discretionary spending pickup in their major market, i.e. the US, was not as strong as expected. The start-ups had to lay off people as they were not able to raise subsequent round(s) of funding due to the funding winter. In both scenarios, people who lost jobs were left in the lurch. As the IT and start-up sectors were going through a soft patch, it was difficult for these people to either get new jobs or at the same/better pay package.

A hand dropping a coin into a savings jar next to coins with growing plants, illustrating the truth behind common mutual fund myths and long-term wealth creation.

What is three common Mutual Fund myths?

As the Mutual Fund industry continues to grow with overall assets touching the Rs. 39 Lakh Crore mark, here are a few commonly held myths that any good mutual fund investment planner will ask you watch out for before you invest.

An individual analysing financial data, representing common personal finance mistakes.

9 Personal Finance Mistakes to Avoid

You must have heard the famous phrase: "Knowing is half the battle". It signifies the importance of being informed. The other half is the application of knowledge. Unknowingly, people do make mistakes and learn from them. However, learning from personal finance mistakes can come at a cost and derail or push you back in your financial planning journey. Hence, it is best to be aware of these money mistakes and avoid them so your financial planning journey can be smooth. In this article, we will discuss some common financial mistakes to avoid.

An illustration of a hand putting money into a save tax box, representing the tax-saving benefits of investing in ELSS mutual funds.

Three biases that could impact your Financial Planning

When it comes to financial planning, behavioral biases can be your biggest obstacle. The sunk cost bias, conservatism bias, and action bias often prevent investors from making rational decisions, leading to poorly diversified portfolios, missed opportunities, and unnecessary costs. Recognizing and addressing these biases is key to successful financial planning.

A stylized illustration of a person balancing on a seesaw between two money bags labeled “Mutual Fund” and “Stocks,” representing the choice between mutual funds and stock investing.

Mutual Funds vs Stocks: Which Investment Is Right for You?

An individual can invest in equities through two primary modes: Direct equity and equity mutual funds. Both options have their pros and cons. Many investors often ask, mutual fund vs stock: Which is better? In this article, we will understand these investment options, the pros and cons of each, the difference between stocks and mutual funds, and which is better to invest in.

Hand signing a legal will document on a desk with a judge’s gavel and scales of justice, representing succession planning and estate management.

Succession Planning: What Is a Will, Terms Related to It, and How to Make It?

As per Indian succession laws, on the death of an individual, their assets are distributed among the legal heirs. The legal heirs are categorised into various classes and are listed in the sequence in which they can claim the assets. However, what if you want to distribute your assets to other people along with your legal heirs?