Investing Insights

How to Use SIPs to Create Long-Term Wealth

The financial planning journey to create wealth, and fulfil financial goals is a marathon, not a sprint. In this marathon, investing regularly in a disciplined manner through the systematic investment plan (SIP) route is the key to creating long-term wealth. In this article, we will understand how a consistent and disciplined long-term SIP investment can provide you with the benefits of compounding and create wealth.

ETF vs Actively Managed Mutual Funds: Key Differences Every Investor Should Know

When investing in mutual funds, investors can choose from schemes that can give market returns (benchmark index) or have the potential to outperform the market. Passive schemes, including index funds and exchange-traded funds (ETFs), provide returns that mirror the benchmark. Active schemes have the potential to outperform the benchmark. Many investors wonder whether to choose ETF or mutual fund. In this article, we will understand what are mutual funds and ETFs, their differences, and which is better: ETF or mutual fund.

How are Mutual Fund Returns Calculated?

We invest in financial products to achieve our financial goals. Based on factors like how much we want to invest, for how long, and the target amount, it is the expected returns that help us understand whether we can achieve our goal. The returns can be measured using different ways like absolute returns, compounded annual growth rate (CAGR), etc. In this article, we will understand what is absolute return, CAGR, how they are calculated, and which one you should use.

Step-By-Step Guide to Starting a SIP: Everything You Need to Know

Most of us earn a regular monthly income and hence prefer to invest a regular monthly amount towards our financial goals. Also, it will be great if the monthly investment process is automated after a onetime setup. A Systematic Investment Plan or SIP allows you to do that. In this article, we will understand what is an SIP, how to invest in SIP, and where to invest in SIP.

A Comparison of Small Cap, Mid Cap and Large Cap Funds

The equity mutual fund investing universe is quite vast. Many types of equity mutual funds exist based on the size or market capitalisation of the companies they invest in. These include large, mid, and small cap mutual fund schemes. In this article, we will understand what are large, mid, and small cap funds, their differences, and what you should consider before investing in them.

What Is STP in Mutual Funds and Its Types

Have you recently received a lump sum as an annual bonus from the employer, maturity proceeds of a financial product, or won prize money from some competition/lucky draw? You must be wondering how to invest this money in a staggered manner while not worrying about impulsive spending. A systematic transfer plan (STP) can help you do that. In this article, we will understand what is STP in mutual fund, its benefits, how to do it, and things to consider before doing an STP.

The Pros & Cons of Robo Advisors

Over the years, the definition of FinTech or “Financial Technology” has expanded from covering companies that supply back-end software systems to Financial Institutions to encompassing a multitude of ventures that leverage technology to disrupt existing ways of executing financial transactions or managing money.

Sectoral/Thematic Funds Have Seen Inflows of Rs. 55,000 Crores in the Last 6 Months: Should You Invest?

As of July 2024, sectoral and thematic mutual funds have seen more than Rs. 55,000 crore inflows in the last six months. The AMCs are on a NFO launching spree and mutual fund investors are lapping these funds. So, what are these sectoral/thematic funds, why are investors pouring so much money into these, and should you invest? Let us discuss.

Mutual Funds vs Stocks: Which Investment Is Right for You?

An individual can invest in equities through two primary modes: Direct equity and equity mutual funds. Both options have their pros and cons. Many investors often ask, mutual fund vs stock: Which is better? In this article, we will understand these investment options, the pros and cons of each, the difference between stocks and mutual funds, and which is better to invest in.

9 Personal Finance Mistakes to Avoid

You must have heard the famous phrase: "Knowing is half the battle". It signifies the importance of being informed. The other half is the application of knowledge. Unknowingly, people do make mistakes and learn from them. However, learning from personal finance mistakes can come at a cost and derail or push you back in your financial planning journey. Hence, it is best to be aware of these money mistakes and avoid them so your financial planning journey can be smooth. In this article, we will discuss some common financial mistakes to avoid.

Active and Passive Funds, How They Can Complement Your Portfolio

In the last few years, passive funds have become quite popular among investors. Some reasons for this include the number of passive funds launched by AMCs, wider awareness about them, their performance and benefits, etc.

How Understanding Risk Is Critical While Investing and Ways to Mitigate Risk in Investing

When it comes to investing, the risk involved and the potential reward go hand in hand. The higher the risk involved, the higher the reward expectation. However, can the risk be reduced or mitigated while keeping the reward potential still high? The answer is yes. In this article, we will understand what risk is, why understanding it is critical, and ways of mitigating it.