Investing Insights

A professional graphic showing investors putting money into a glass collection bin, used to illustrate a guide on debt mutual fund myths to watch out for.

3 Debt Mutual Fund Investment Myths to watch out for

While debt funds offer a safer option compared to equities, it's important to debunk these myths before diving in. Remember, terms like 'income' or 'fixed' don’t guarantee what they may seem to promise. Always do your due diligence and be aware of the risks involved, especially with GILT funds and FMPs. Debt funds are about managing risk, not avoiding it entirely!

Financial advisor reviewing investment plans with a client on a tablet, highlighting the value of professional financial guidance and personalised planning.

Should you book profits in your Mutual Funds before March 31st?

Mutual Funds Sahi Hai”, says the impactful awareness campaign that has built up significant momentum in the past year.

Guide: How to invest in an ELSS

With barely a week left in the Financial Year, there will be many who will be engaged in a last-minute scramble to invest into tax saving investments. One some instrument of choice is a ‘tax saving mutual fund’, also known as an ELSS. If you’re one of them, here a simple ready reckoner on how to go about with investing in an ELSS.

A desk scene illustrating SIP investing with a notebook, calculator and savings tools.

How to invest in SIP’s or Systematic Investment Plan

Read this blog to know simple steps to invest in SIPs if you’re a first-time investor who is confused about how to invest in SIP’s. To know more, visit FinEdge now!

How to invest in SIP’s or Systematic Investment Plan

Mutual Fund SIP’s (Systematic Investment Plans) have caught the fancy of many an investor in recent times.

A conceptual graphic of a man sitting on large save tax letters, illustrating key things to know about tax-saving mutual funds like ELSS.

Five things You Need to Know About Tax Saving Mutual Funds

As we enter the last month of the Fiscal Year, there’s bound to be an increased interest in tax saving investments. One such investment avenue which helps you save taxes under Section 80C is a tax saving mutual fund, or ELSS (Equity Linked Savings Scheme). If you’re thinking about investing into a tax saving mutual fund this year, here are five things for you to keep in mind.

Hand-written mutuak funds highlighted in a notebook with a growth chart and eyeglasses, illustrating the common investor question of which mutual fund is right to invest in now.

The question most investors are asking: Abhi Kaunsa Mutual Fund Sahi Hai?

AMFI’s impactful “Mutual Fund Sahi Hai” Campaign has been extremely successful in drawing new investors into the fold. The industry AUM recently went past the 23 Lakh Crore mark, with the folio count looking all set to cross 7 crores this year.

Retirement Income Generation – Mistakes to Avoid

Much has been said and written about how to save enough for your retirement, but there’s lesser awareness about ways and means to effectively generate a reliable income stream from your hard-earned retirement corpus, after you’ve finally hung up your work boots for good! As a result, many retirees end up repeating a series of all too common mistakes when it comes to retirement income generation – some easily reversible, some catastrophic and irreversible. Here are three common retirement planning income generation mistakes that you should be watchful for.

Alarm clock placed behind stacks of coins, symbolizing short-term investment choices and liquidity management

Liquid Funds vs Arbitrage Funds – Which of These Works Best for You

Arbitrage Funds, on account of their superior tax efficiency when compared to liquid mutual funds, gained quite a bit of popularity after the Union Budget 2014. It was during this budget that the minimum holding period for all debt oriented mutual fund investments to qualify for long-term capital gains was increased from 1 year to 3 years.

A school child studying in class, representing education and future planning.

5 Popular Child Education Planning Options – Compared

For most Indian parents, very few financial goals outrank planning for their child’s education. Over the years, this has led to the proliferation of numerous investment, savings and protection products aimed specifically at fulfilling this goal. However, not all of them are as efficient as they may come across, prima facie. Here’s a comparison between some popular child education goal planning options.

Why Mutual Fund SIP’s Work Best For Goal Planning

More and more people are beginning to make use of Mutual Fund SIP’s as a tool for saving for their Financial Goals. Retail investors in the year 2017 pumped in a record Rs 1.3 lakh crore in equity mutual funds. As of December 2017, the industry SIP book is close to Rs. 6,000 crores, with the industry adding over 9 lakh SIP accounts each month on an average, as compared to an SIP book value of Rs. 4,100 crores in January 2017. Here are three good reasons why Mutual Fund SIP’s work best when it comes to Goal Planning.

Long Term Capital Gain (LTCG) Tax – Simplified

If you’ve made a mutual fund investment recently, you may be confused about the recent Union Budget announcement that brought back long-term capital gains taxes on equity oriented mutual funds. Until the budget, any profits booked in equity oriented mutual funds after a year of holding the units, were deemed tax free. If you’re confused about how the new rules will impact the future post-tax profits from your mutual fund investments – read on.