Investing Insights

7 Ways Smart Spenders Save and Invest Their Money

Smart spenders balance saving and spending, prioritizing financial goals while enjoying guilt-free expenses. They invest in SIPs, follow a budget, avoid impulse buys, and leverage tax-saving mutual funds for wealth creation.

3 Tips for Planning your Retirement using Mutual Funds

Struggling with retirement planning? Nobel Laureate William Sharpe calls it the “nastiest problem in personal finance” due to unpredictable factors. While Mutual Funds can’t eliminate all uncertainties, investing in equity funds, leveraging ELSS for tax benefits, and avoiding early withdrawals can help you build a secure retirement corpus.

Are Debt Funds “just like FD’s”?

Falling FD rates have sparked growing interest in debt funds, offering higher returns but with varying risk levels. Investors should assess their risk tolerance before making the switch.

3 Tips to select a Mutual Fund scheme

Choose mutual funds based on their vintage, fund size, and the track record of the fund manager. Avoid NFOs and seek guidance from a qualified financial advisor for better investment decisions.

8 Important Health Insurance Related Terminologies You Should Know About

Read this blog to know some Health Insurance terminologies & features that you should know while deciding which policy to buy. To know more, visit FinEdge now!

The Top 3 Ways to Generate an Income From Your Investments

Generating a tax-efficient retirement income is crucial. Consider government schemes like PMVVY, SCSS, and POMIS for stability. Systematic Withdrawal Plans (SWPs) from debt mutual funds offer better tax efficiency than dividends. Dynamic Asset Allocation Funds (DAAs) provide growth potential with tax-free dividends. Consult a financial advisor to optimize your retirement portfolio.

The 3 Top Behavioural Traps Mutual Fund Investors Need to Watch Out For Right Now

With their collective AUM (Assets under Management) soaring towards the 20-lakh crore mark, Mutual Funds have become a very popular investment tool these days, with thousands of investors choosing to switch over to them from the safe haven of traditional investments.

How to select the best type of debt mutual fund for your needs

With declining returns from traditional savings, debt mutual funds are gaining popularity, with investments rising by 31% last fiscal. Choosing the right fund requires understanding time horizons, risk levels, and return expectations. Consulting a financial advisor can help align investments with market trends and personal financial goals.

Top Three Balanced Funds to Invest in 2017

Balanced funds offer a mix of equity and debt, providing stability while capturing market growth. Top options like ICICI Prudential Balanced Advantage, Birla Sun Life Balanced ‘95, and DSP BlackRock Balanced Fund balance risk and reward. Assess risk tolerance before investing as part of a diversified portfolio.