Investing Insights

Investor adding a coin to stacked savings to illustrate starting tax-saving investments early for the 2017–18 financial year.

Why You Should Begin Your Tax Savings For 2017-18 Right Now!

Don’t let last-minute tax-saving rush lead to poor financial decisions! Instead of locking money in low-return instruments, start an SIP in an ELSS fund. It offers tax benefits under Section 80C, the shortest lock-in period (3 years), and the potential for long-term growth. Plan wisely and let your investments work for you!

Red “Risk Free” book used to represent mutual fund myth-busting about whether GILT funds are truly risk-free for investors.

Mutual Fund Myth-busting: Are GILT Funds Risk Free?

GILT funds, often seen as low-risk investments due to their reliance on government securities, are actually more volatile than many investors realize. In this article, we’ll explore the hidden risks of GILT funds, including how interest rate fluctuations and the long-term maturity of government bonds can lead to sharp price movements. While they can provide impressive returns in certain conditions, they are not risk-free. If you’re considering investing in GILT funds, it's important to consult a financial advisor and understand how market dynamics can affect your returns, especially in the short term.

Graphic depicting sunk cost bias in investing, with a dollar sign sinking into the ocean and sharks surrounding it.

Beware of The Sunk Cost Bias

The Sunk Cost Bias traps investors into holding onto losing investments just because they’ve already committed time and money. This mental pitfall leads to poor financial decisions, like averaging down a failing stock or refusing to cut losses. The solution? Evaluate your investments with a fresh perspective, challenge your assumptions, and exit when the facts change—just as Keynes wisely advised!

Figurines on a volatile financial chart, symbolizing strategic mutual fund investing through Systematic Investment Plans (SIP).

Why SIP's are the Best Way to Invest into Volatile Equity Markets

In this blog, discover how SIPs (Systematic Investment Plans) can help you navigate market volatility with ease. Learn how the strategy of Rupee Cost Averaging works to mitigate risks, and why staying invested for the long term is the key to wealth creation, even during market downturns.

Smart Profit Booking Strategy for Long-Term SIP Investors

Equity SIPs are great vehicles for long-term wealth creation. But what if markets are overheated and corrections seem likely? In such situations, investors often wonder: should I stay fully invested or take some action? This blog offers a tactical profit-booking strategy using liquid funds and STPs — without halting your SIP or losing sight of your goals.

How to Create a Fund for Your Child’s Marriage Goal

Before diving into numbers and strategy, it’s important to recognise that a child’s wedding is both a cherished family milestone and a major financial event. Planning for it thoughtfully ensures your aspirations don’t lead to financial stress.

Wooden blocks spelling “LOAN” placed beside a calculator, representing the decision between taking a loan or redeeming investments to finance a financial goal, with FinEdge branding.

Redeeming Investments vs Taking a Loan: What’s the Smarter Choice?

Easy credit has made borrowing more accessible than ever. But when a financial need arises, the real question isn’t can you borrow, it’s should you, or would redeeming investments be the wiser move?

FinEdge App visual representing the Dreams into Action (DiA) platform that enables guided, goal-based investing with expert support.

FinEdge App: Invest With Clarity, Stay Disciplined, Achieve Your Goals

The FinEdge app is designed to make your investing journey more organised and guided. It helps you and your investment manager plan your goals with clarity and review them whenever life changes.

Financial planning pyramid illustration representing a strong financial foundation

Understanding the Financial Planning Pyramid: Building Your Finances the Right Way

Most people juggle several financial goals at once, an emergency fund, retirement planning, a child’s education, or even short-term lifestyle goals like travel. Without a proper framework, it becomes difficult to decide what to tackle first. The Financial Planning Pyramid offers a simple and effective way to bring structure to your financial life. It ensures that essential protections are in place before you start saving and investing for long-term wealth.

A white background with colourful graphs and charts showcasing the importance of understanding personal finance ratios before investing.

Personal Finance Ratios You Should Understand Before You Start Investing

Successful investing begins long before you pick funds or set return expectations. It starts with understanding your financial foundation, how much you earn, how much you spend, and how much is left to invest consistently. These simple but powerful personal finance ratios offer a clear view of your financial health and help you make informed, goal-aligned decisions.

Gold investment options visual showing financial bars and charts, representing different types of gold investments for Indian investors.

Types of Gold Investments: A Complete Guide for Indian Investors

Gold continues to be one of India’s most trusted assets, but the way we invest in it has evolved. With multiple formats now available each serving a different purpose it’s important to know where gold truly fits into your financial plan. This guide simplifies your options so you can choose the format that aligns with your goals, behaviour, and long-term strategy.

AI technology illustration on laptop representing financial advice and digital planning

Can AI Replace Financial Advisors? What Investors Should Really Expect

The rapid growth of AI in financial services has made many investors wonder whether AI can replace financial advisors. AI brings speed, automation, and powerful analytical capabilities, but meaningful financial planning requires far more than data. Investors need guidance that adapts to life changes, supports decision-making during uncertainty, and connects financial choices to long-term goals. That level of interpretation and behavioural understanding remains uniquely human, making the future of wealth management a blend of technology and human expertise.