Investing Insights

What It Takes to Build a Resilient Portfolio

The Indian stock market has been on an upward trend for nearly three years. The sharp market correction of 30% plus seen during March 2020 seems to be an event in the distinct past. However, such sharp volatility is a part and parcel of equity investing. Hence, from an investor perspective what one needs is a resilient portfolio which can weather any market disruption.

Steps to Construct a Great Investment Portfolio – A Guide for Smart Investors

Living in today’s information age has its pros and cons. You have your broker, family members, friends, colleagues, and others giving you friendly investment tips. You also have TV channels, newspapers, magazines, social media and other internet channels bombarding you with investment recommendations/tips.

Emergency Fund: What Is It, Why and How Much of It Should You Have?

In 2023-24, many IT companies and start-ups laid off many employees. The IT companies had to lay off people as the demand or discretionary spending pickup in their major market, i.e. the US, was not as strong as expected. The start-ups had to lay off people as they were not able to raise subsequent round(s) of funding due to the funding winter. In both scenarios, people who lost jobs were left in the lurch. As the IT and start-up sectors were going through a soft patch, it was difficult for these people to either get new jobs or at the same/better pay package.

Succession Planning: What Is a Will, Terms Related to It, and How to Make It?

As per Indian succession laws, on the death of an individual, their assets are distributed among the legal heirs. The legal heirs are categorised into various classes and are listed in the sequence in which they can claim the assets. However, what if you want to distribute your assets to other people along with your legal heirs?

NASDAQ Mutual Funds Was One of the Best-Performing Indices in 2023 With 55% Returns. Should You Invest?

In 2023, the NASDAQ 100 Index gave stellar returns of 55%, making it one of the best-performing indices amongst major global indices. Looking at the 55% eye-popping returns in 2023, many Indian investors are looking at ways of investing in the NASDAQ out of sheer FOMO (Fear of Missing Out). They expect the outperformance to continue in 2024 and beyond.

Goal-Based Investing - What if Investments are not Linked with Financial Goals?

Investing using a goal based SIP calculator is an approach to investing that aligns the investor’s financial goals with their investments. The idea is that an investor’s investments should be tailored to their individual life goals, such as retirement, college savings, or buying a home. The goal-based investing approach encourages investors to analyze their financial goals and create a portfolio that is tailored to meeting those goals.

What is three common Mutual Fund myths?

As the Mutual Fund industry continues to grow with overall assets touching the Rs. 39 Lakh Crore mark, here are a few commonly held myths that any good mutual fund investment planner will ask you watch out for before you invest.

Three biases that could impact your Financial Planning

When it comes to financial planning, behavioral biases can be your biggest obstacle. The sunk cost bias, conservatism bias, and action bias often prevent investors from making rational decisions, leading to poorly diversified portfolios, missed opportunities, and unnecessary costs. Recognizing and addressing these biases is key to successful financial planning.

The benefits of ELSS investment for the salaried class

ELSS Funds (Equity Linked Savings Schemes) are one of the best options for saving taxes under Section 80C. In a nutshell, an ELSS is an equity-based, diversified tax saving mutual fund scheme with a hard lock-in period of 3 years.

Mutual Fund Taxation: Changes After Budget 2024

During Budget 2024, the Finance Minister rationalised and simplified long-term capital gain (LTCG) taxation across asset classes. Two major announcements were made for the same.

Budget 2024: What to Expect – Tax Exemptions, Deductions, Change in Slabs or Status Quo?

With the new Government in place and the continuation of Nirmala Sitharaman as the Finance Minister, the Union Budget is expected to be presented in July 2024. The expectations from the Finance Minister are running high from all sections of taxpayers. In this article, we will look at what can a common man expect from the budget.

New KYC Changes Applicable From 1st April: How to Check Your Status and What Should You Do?

SEBI has made changes to the KYC requirements from 1st April 2024. All AMCs and SEBI Registered Intermediaries (SRIs) have to check the KYC details of existing investors and new investors. As a result, all investors will have to check their KYC status to continue with their existing and new investments.