Investing Insights

Illustration highlighting the acronym SIP – Systematic Investment Plan – with bold letters and green banners, representing the structured approach to achieving financial goals through disciplined investing.

Benefits of Investing in SIPs For Goals

Read this blog to know about benefits of investing in SIP to reach your financial goals & enjoy a secure financial future. To know more about SIP, visit FinEdge now!

Goal Planning using a Step-Up SIP Calculator

Here’s a common scenario – you undergo online investment planning using a DIY app or website, and it turns out that you need to save Rs. 25,000 per month to meet your financial goal. However, your monthly surplus is just Rs. 5,000. Disheartened, you put off your decision to invest altogether “for a better time”. Unfortunately, that better time never ends up coming about.

Is COVID19 triggering these Behavioural Biases in you?

Investor psychology is crucial in wealth creation, yet behavioral biases often lead to poor financial decisions. Conservatism bias, action bias, and loss aversion bias can significantly impact investment outcomes, especially in volatile times like COVID-19. Understanding these biases can help you stay on track with your long-term investment strategy.

5 Financial Lessons from COVID 19

The COVID-19 crisis has highlighted key financial lessons, including the importance of health insurance, an emergency fund, disciplined investing, and avoiding market timing. It also emphasizes why having the right financial guidance can make a big difference in uncertain times.

NIFTY soars past 10,000 – here are 5 mistakes to avoid

Cheering the Government’s move to “unlock” the economy after more than two harrowing months, the stock markets rallied strongly, taking the bellwether NIFTY index past the psychologically important 10,000 mark yesterday. As an investor, here are five mistakes you should guard your portfolio against.

3 Golden Rules of Mutual Fund SIP Investing

Read this blog to know 3 golden rules of investing in Mutual Fund SIP, since mutual fund SIPs have become incredibly popular in recent years. To know more, Visit us Now!

A Smart Profit Booking Strategy for Long Term SIP Investors

With market valuations at record highs and economic uncertainties looming, it’s wise to adjust your equity SIP strategy. Shift load-free units to a liquid fund and start an 18-month STP to reduce short-term risk while staying on track for long-term growth. This tactical approach helps you navigate market volatility without abandoning your wealth creation goals.

Low SIP returns? Don’t worry!

AMFI’s impactful and far reaching “Mutual Funds Sahi Hai” successfully drew thousands of first time Mutual Fund investors into the fold in the past three years. Emboldened by healthy past returns, a large number of these investors took the SIP (Systematic Investment Plan) route. Unfortunately for them, SIP returns haven’t quite been hunky dory in the past couple of years. The large majority of Mutual Fund SIP investors who began investing last year are sitting on flat to marginally negative returns and having to wrestle with creeping doubts.

Are Mutual Fund SIP Investments Low Risk?

In May 2018, Equity funds (including ELSS) witnessed net inflows of Rs. 11,350 crore, up 1.60% from Rs. 11,171 crores in April 2018. Mutual Fund SIP Investments continue to gain traction, and their contribution has almost doubled in last two years from Rs. 3,122 crores in April 2016 to Rs. 6,690 crores in April 2018!

What is a SIP Investment?

Systematic Investment Plans (SIP) have grown tremendously in popularity over the past few years. It is estimated that nearly Rs. 60,000 Crores of savings have been deployed into Mutual Funds in 2017-18 using SIP’s. With SIP’s, investors can automatically invest a fixed sum of money in a mutual fund at pre-specified intervals of time – for instance, once a month, week, or fortnight by issuing a one-time instruction for the same. Just like a Recurring Deposit (RDs) for mutual funds, SIPs help you invest regularly and with discipline; they also take away the hassle of having to manually invest money every month.

How to invest in SIP’s or Systematic Investment Plan

Read this blog to know simple steps to invest in SIPs if you’re a first-time investor who is confused about how to invest in SIP’s. To know more, visit FinEdge now!

Why Mutual Fund SIP’s Work Best For Goal Planning

More and more people are beginning to make use of Mutual Fund SIP’s as a tool for saving for their Financial Goals. Retail investors in the year 2017 pumped in a record Rs 1.3 lakh crore in equity mutual funds. As of December 2017, the industry SIP book is close to Rs. 6,000 crores, with the industry adding over 9 lakh SIP accounts each month on an average, as compared to an SIP book value of Rs. 4,100 crores in January 2017. Here are three good reasons why Mutual Fund SIP’s work best when it comes to Goal Planning.