Investing Insights

Benefits of ELSS investment for salaried professionals - person analyzing financial charts, using laptop and calculator

Benefits of ELSS Investment for the Salaried Class

If you're a salaried professional looking to save tax while growing wealth, Equity Linked Savings Schemes (ELSS) might be your ideal match. ELSS funds offer tax benefits under Section 80C and come with a shorter lock-in period than most other tax-saving instruments. But their real strength lies in long-term wealth creation, especially when invested in through SIPs. Here’s how ELSS can play a strategic role in your investment plan.

Illustration representing ELSS (Equity Linked Savings Scheme) investment growth stages: jars showing seed planting, sapling, and a money tree with rupee coins, followed by a jar labeled

Factors To Consider Before Investing in ELSS

Investing in equity linked savings schemes (ELSS) is a popular way to save money and grow wealth. ELSS Mutual Funds provide tax saving benefits, along with the potential to earn higher returns than some other investment options. However, before investing in ELSS fund, there are several factors that should be considered.

Illustration representing ELSS (Equity Linked Savings Scheme) with a red circular label, Indian rupee notes, tax-saving document under section 80C, a timer, and calculator—symbolizing the benefits of ELSS over traditional tax-saving instruments like PPF a

Here's Why ELSS Investment is Better Than PPF & NSC

Read this blog to learn why ELSS is better investment option than PPF & NSC. Besides tax savings, it offers capital appreciation. To know more ELSS mutual funds, visit FinEdge now!

Conceptual graphic of a clock representing tax season, with financial keywords in the background, used to highlight important factors when considering Equity Linked Savings Schemes (ELSS)

Considering an ELSS? Here are 5 Things to Keep in Mind

If you’re about to partake in the all too common financial-yearend scramble to save taxes, you may be flummoxed by the multitude of options at hand. Your insurance agent may be pushing life insurance as the best option, while your friend extols the benefits of a plain vanilla PPF account or even a tax saving FD with a bank. And yet, there’s an 80(C) instrument that not just has a relatively short lock in period of just 3 years – but has delivered a 5-year category average return exceeding 15% per annum and a 10-year annualised return of more than 17% per annum. These are tax saving mutual funds or ELSS (Equity Linked Savings Schemes. These numbers may seem tempting, but make sure you’ve understood a few things about ELSS funds before you say “Tax Saving Mutual Funds Sahi Hai” and jump in with both feet!

Businessman with savings bags jumping to safety, illustrating smart tax-saving moves and year-end financial planning.

3 Smart Tax Saving Tips for the Fiscal Yearend

There’s just one quarter left in the financial year, and you’re soon going to be inundated with ‘reminders’ from your company’s HR manager asking you for your tax saving proofs & declarations for the year! If you’re a Mutual Fund investor, you probably already know that for saving taxes, ELSS (Equity Linked Savings Schemes) Mutual Funds Sahi Hai! Here are three tips to keep in mind while investing into them.

Digital graphic with the text save tax and a scissors icon on a blue background, illustrating how to optimize tax-saving mutual fund investments.

3 Ways to Make Your Tax Saving Mutual Funds Work for You

Tax Saving. For most of us, these two words are like music to our ears! In fact, a big part of the unchecked proliferation of Life Insurance Products may be attributed to our collective obsession with financial instruments that lead to tax saving gains.

3 ELSS Mutual Fund Related Mistakes to Avoid

Smart tax savings start with avoiding common ELSS mistakes—don’t let short-term thinking cost you long-term gains!

Tax-saving investment concept showing a plant being watered by

3 Reasons Why a SIP in an ELSS Makes Sense

Equity Mutual Funds have been going great guns of late! Despite the volatility witnessed during FY18, Equity funds (including ELSS) witnessed robust net inflow of Rs. 1.71 lakh crore. In the eleven-month period ending February 2018, cumulative SIP contribution was Rs. 60,071 crores. It is estimated that more than Rs. 6,000 crores now flow into Mutual Funds each month, via the SIP route.

Guide: How to invest in an ELSS

With barely a week left in the Financial Year, there will be many who will be engaged in a last-minute scramble to invest into tax saving investments. One some instrument of choice is a ‘tax saving mutual fund’, also known as an ELSS. If you’re one of them, here a simple ready reckoner on how to go about with investing in an ELSS.

A group of five colorful rating stars on a blue background, illustrating a curated selection of top-performing ELSS mutual funds for the current financial year.

Top 5 Best ELSS Tax Saving Mutual Funds to Invest in 2025

Of late, ELSS (Equity Linked Savings Schemes) Tax Saving Mutual Funds have gained prominence, largely propelled by an increasing awareness regarding the poor returns afforded by traditional life insurance policies. ELSS, though risky, provide investors with the chance of earning significantly higher returns than Life Insurance and other traditional instruments over a 5 to 7-year time horizon.

A conceptual image for Equity Linked Savings Schemes (ELSS) featuring bright letter blocks that spell tax spelling to highlight tax-saving investment benefits.

Top Advantages of ELSS Mutual Funds

With the AMFI creating widespread awareness about Mutual Funds through its ubiquitous “Mutual Funds Sahi Hai” campaign, ELSS (Equity Linked Savings Funds) have gained in popularity in the past few months. Many investors made the smart move of starting a Mutual Fund SIP in an ELSS at the start of the Financial Year itself, thereby having achieved their Section 80 C targets with relative ease.

Top Five Tax Saving Mutual Funds to Consider Right Now

With barely five months left in the fiscal, many of you will be considering various options to plug your Section 80C shortfalls from the permitted maximum deduction of Rs. 1.5 Lakhs. Tax Saving Mutual Funds can prove to be a very useful option, compared to lower return instruments such as Tax Saving FD’s or Life Insurance.