Investing Insights

Best Investment Strategy for Long-Term Wealth Creation in 2026 and Beyond

Markets change every year, but sound investment principles rarely do. Volatility, uncertainty, and global events are constants not exceptions. The real challenge is building an investment strategy that works through all of them.

Illustration of income generation for retirement planning, showing hands holding cash with financial charts in the background, representing stages of retirement income planning.

3 Stages of Your Income Generation Plan Explained

Income doesn’t stop when your career does; it simply changes its role. A well-thought-out income generation plan helps your money move with you, from earning years to retirement and beyond.

Illustration of Indian ₹500 currency notes with text highlighting a falling rupee and the importance of protecting investments against currency fluctuations

Rupee Falling? How to Protect and Grow Your Investments

When the rupee weakens, it often creates anxiety for investors. But currency depreciation is not an anomaly; it is a recurring phase in every long-term economic cycle. The real question is not whether the rupee will fall, but how investors should respond to it without derailing their long-term financial goals.

Dashboard displaying equity market charts and data visuals, illustrating risk in equity investing and how avoiding market risk can limit long-term growth.

When Playing It Safe Becomes Risky: Rethinking Risk in Equity Investing

Avoiding risk often feels prudent, especially when markets turn volatile. But in investing, staying away from equity entirely can quietly become the biggest risk of all.

Indian Army personnel standing in formation with text highlighting investment planning for armed forces on Army Day, focusing on long-term financial security and retirement readiness.

Army Day Special: Why Investment Planning Matters More Than Ever for Armed Forces Personnel

They serve the nation with discipline and sacrifice, often across unpredictable locations and life stages. On Army Day, we reflect on why thoughtful, long-term investing is just as critical to securing their future beyond service.

Compound interest illustration showing stacked coins growing over time beside an hourglass, representing how compounding builds wealth in long-term investing and SIPs.

The Power of Compounding: How Small Investments Turn into Big Wealth

Compounding is the single most powerful force behind long-term wealth creation. It rewards patience, discipline, and consistency more than any short-term strategy ever can. If you want your investments to grow exponentially instead of linearly, compounding must be at the centre of your approach.

Notebook with the word ‘Goals’ and the headline ‘Prioritizing Goals – Which Financial Goal Should Never Be Compromised?’ representing how to prioritise financial goals for long-term investing

Which Financial Goal Should Be Your Priority While Investing?

Every investor has more than one dream, a home, a child’s education, a comfortable life and a secure future. The real challenge is deciding how to prioritise these financial goals without losing sight of what truly matters.

Regular Savings Plan: A Balanced Approach to Stability and Growth

Not every investment in a portfolio is meant to maximise returns. Some are meant to preserve capital, manage volatility, and provide predictability. A regular savings plan serves exactly this role. It is designed for investors who want a more measured approach where stability takes priority, and growth plays a supporting role rather than the lead.

Portfolio health check visual showing investment review documents and charts, highlighting the importance of timely portfolio reviews

The Portfolio Health Check: 5 Signals Your Investments Need Attention

Most investors assume that if their investments are performing reasonably well, there’s nothing to review. But portfolios don’t drift out of alignment overnight, they do so gradually. A portfolio health check isn’t about reacting to markets or chasing returns. It’s about ensuring your investments continue to reflect your goals, your life, and your temperament.

Gen Z investing concept highlighting small lifestyle changes to start investing early

From Coffee to Crorepati: Small Lifestyle Tweaks Gen Z Can Make to Start Investing Early

Gen Z is often told to “stop buying coffee” if they want to invest. But that misses the point. Building wealth isn’t about sacrificing everything you enjoy. It’s about understanding how small, everyday decisions shape long-term habits. Starting early even with modest amounts can quietly make a meaningful difference over time.

Investing in the new year concept with clock and key symbolising timeless principles from renowned investors

Lessons From the World’s Best Investors to Carry Into the New Year

As one year ends and another begins, many investors look back at returns, missed opportunities, or decisions they wish they had made differently. But the most useful lessons rarely come from year-end numbers. They come from principles that have worked across decades and market cycles. As you step into the new year, these ideas from some of the world’s most respected investors offer a far more reliable guide than any forecast.

Investment consolidation concept showing stacked coins and market chart, highlighting benefits of managing investments on a single platform

Why Consolidating All Your Investments on One Platform Makes Sense

Many investors accumulate investments gradually, across employers, platforms, advisors, and products. Over time, what began as diversification can turn into fragmentation. Consolidating investments on one platform is not about reducing choice or control; it is about gaining clarity, aligning investments with goals, and improving decision-making across market cycles.