Investing Insights

Technical stock chart displaying candlestick patterns with Bollinger Bands and volume indicators, symbolizing short-term market volatility and the risks of timing the market instead of following goal-based investing strategies.

Should I Invest Now or Wait for a Market Correction ?

On 12th June 2024, the Nifty 50 Index hit a new all-time high of 23,441. The small correction on 4th June 2024, resulting from lower-than-expected seats won by the BJP, lasted for just one week or so. With markets touching new all-time highs once again, investors waiting on the sidelines are wondering whether they should invest at these levels or wait for a correction.

Illustration symbolizing mutual funds with interconnected investor icons and a dollar symbol, representing the collective nature of fund investing—used to question whether chasing last year’s top-performing mutual fund schemes is a wise strategy.

Should You Shift Every Year to Last Year’s Best-Performing Mutual Fund Schemes?

At the start of every calendar/financial year, most media houses, investment firms, etc., come out with the list of best-performing mutual funds in the year gone by. The list is presented in the order of returns. Some investors compare the returns of last year's best-performing mutual fund schemes to the schemes in their portfolio.

Notebook showing a pie chart labeled Asset Allocation, with segments for stocks, bonds, and real estate—emphasizing the importance of diversification and strategic portfolio design in long-term wealth creation.

Election Results Shock Markets: Does Asset Allocation Make Sense in Times Like These?

On 4th June 2024, the stock markets fell sharply in response to the election results. While the markets recovered over the next few sessions, days like these emphasise the importance building a diversified portfolio. In this article, we will discuss what is asset allocation, the types of asset classes and their role, and how having a diversified investment portfolio can give better risk-adjusted returns.

Sticky note with the words “Investment Mistake” written in marker, placed over financial charts—symbolizing common investor errors and the importance of informed, goal-based decision-making in wealth management.

10 Investing Mistakes That You Should Avoid

Financial planning is a lifelong journey that starts from the moment you start earning. In this long journey, investors may make some mistakes. However, we should all learn from our investing mistakes to ensure our financial planning journey proceeds smoothly. In this article, we will discuss 10 investing mistakes that you should avoid.

Crowd of people gathered around the word “Election” with a downward red arrow, symbolizing market volatility triggered by election outcomes and raising questions about continuing SIP investments during uncertain times.

Markets Fell due to Election Results: Should You Continue Your SIP or Accelerate Your Investments?

On June 4th, 2024, the Nifty dropped by 5.93%, while the Sensex declined by 5.74%. The markets were reacting to the unexpected outcome of the election results. The BJP failed to get a clear majority. Although the NDA coalition, led by the BJP, got a majority, the margin was far less than what the exit polls had anticipated.

Stack of gold bars and coins representing a surge in gold prices, reflecting investor interest during economic uncertainty and prompting questions about whether gold should be part of a diversified investment strategy.

Gold Prices Have Hit an All-Time High: What Is Driving the Rally, and Should You Invest?

The financial year 2023-24 was one of those rare years when most asset classes did well. Equities gave good double-digit returns. The interest rates on many fixed-income products, like bank fixed deposits, corporate bonds, etc., were at multi-year highs. Gold also did well on the back of high inflation, geopolitical instability, etc.

Hand placed protectively over wooden blocks showing a person nearing retirement with stacked coins and an upward arrow—symbolizing the importance of long-term retirement planning, financial security, and wealth preservation.

Why Retirement Planning Is Important and How to Go About It

In August 2023, Max Life Insurance published the India Retirement Index Study (IRIS) findings. Some of the findings of the study include the following:

Visual of stacked gold coins, a piggy bank, and dollar bills on a laptop screen displaying “Index Fund” and a stock chart—representing the concept of passive investing, market-linked returns, and wealth creation through index funds.

The Microcap Index Was the Best-Performing Index in 2023-24: Should You Invest in It?

In FY 2023-24, the Nifty Microcap 250 Index gave a whopping 85.12% returns. It was the best-performing index in FY 2023-24 amongst broad market capitalisation indices. In this article, we will understand what is Nifty Microcap 250, how it has performed, how much you should allocate to it, and how to invest in it.

8 Wealth Creation Lessons to Accelerate Your Financial Planning Journey

Everybody desires to create wealth to fulfill their financial goals. The financial planning journey to fulfilling goals is a long-term journey spanning years or decades. During this long journey, wealth creation lessons can act as a guiding force and accelerate the journey.

Professional analyzing financial reports and graphs at a desk with a calculator, smartphone, and laptop — representing investment planning and portfolio management.

5 Behavioural Biases That Influence Our Investment Decisions

Human behaviour takes shape over a period of time based on various factors. Some of these include what we see, read, watch, and learn from people in our lives, television, social media, etc.

A close-up of a golden hourglass with white sand flowing from the top chamber to the bottom, placed on a wooden surface, symbolizing the passage of time and waiting period.

What Are the Different Types of Waiting Periods in a Health Insurance Policy?

How will a health insurance company respond in the following scenarios for individual health insurance policies?

Best Ways for NRIs to Invest in Indian Equities

India is an oasis of growth in a desert. India has a huge NRI population, with millions of them living in various developed and developing countries across the world. While these NRIs stay and earn income in various countries, they face the challenge of limited investment opportunities in most developed countries.