Investing Insights

“Elderly and young hands clasped, with text about generating retirement income using SWPs.”

How to Generate Regular Income in Retirement Using SWPs

Retirement shouldn’t mean giving up control over your money. A Systematic Withdrawal Plan (SWP) helps you turn your investments into a regular income, on your terms.

Elderly couple relaxing on beach chairs at sunset, symbolizing peace and financial freedom with the text “Build Your Retirement Corpus” overlaid.

Investing Your Retirement Corpus Wisely: What to Do and What to Avoid

Retirement planning isn’t about picking the perfect product. It’s about building a structured roadmap that reflects your lifestyle, income needs, and long-term priorities. Yet, many investors delay it or make decisions without enough clarity. These mistakes may not show immediate consequences, but they often lead to shortfalls, stress, and financial insecurity in later years.

Smiling elderly couple outdoors, symbolizing a happy and financially secure retirement, with the text 'How to Plan for Retirement'

How to Plan for Retirement: Key Steps and Why the Right Guidance Matters

Planning for retirement means more than choosing the right investments. It’s about aligning your money with the life you want, and making informed decisions every step of the way.

EPF vs NPS: Should You Switch for a Better Retirement?

Choosing the right retirement fund could save you lakhs, and earn you peace of mind.

Illustration of a road sign with elderly couple symbol and bold text 'Just Retired? Here's what you should do next'—a retirement planning guide from FinEdge to help new retirees navigate their financial future.

Recently Retired? Here’s What You Should Do Next

If you’ve just retired or are about to, you may be wondering what comes next. How should you manage your money? Is it safe to invest in equity anymore? Do you still need insurance? Retirement isn’t just about leaving your job, it’s about starting a new financial life. In this guide, we walk you through the most important steps to take after retirement so that your savings last, your income remains stable, and your peace of mind stays intact.

Hands nurturing saplings and holding a piggy bank, symbolizing the beginning of SIP investments for long-term financial growth | FinEdge branding

How to Start SIP Investment: A Beginner-Friendly Guide for Long-Term Growth

If you're wondering how to start SIP investment, you're not alone. SIPs, or Systematic Investment Plans, have become one of the most popular tools for long-term wealth creation in India. They’re simple, disciplined, and powerful - especially for those earning monthly incomes and looking to grow their savings through mutual funds. This guide explains how SIPs work, how to get started (both online and offline), and why they are trusted by millions of investors for goal-based financial planning.

Woman presenting growth chart with hourglass and money plants, highlighting how long-term investing reduces financial risk, with FinEdge branding.

How Long-Term Investing Can Reduce the Risk of Low Returns

Most investors want better returns with minimal risk. But what’s the secret? Time. The longer you stay invested, the more likely you are to avoid negative returns and achieve your goals. This blog explores why long-term investing, especially through SIPs, is your best defence against market volatility.

Illustration showing ELSS funds as a tool for tax saving and retirement planning, with a rising arrow and coin stacks symbolizing long-term wealth growth. Ideal for early investors seeking high returns and tax benefits.

How ELSS Funds Can Help You With Your Retirement Planning

Don’t just save taxes, secure your future. ELSS funds offer the perfect blend of tax efficiency and long-term wealth creation.

Illustration of a balanced scale weighing financial priorities like education, marriage, and money against retirement planning, symbolizing the importance of balancing short-term goals with long-term financial security.

4 Smart Ways to Balance Financial Priorities While Saving for Retirement

Juggling children's education, EMIs, and rising expenses? Here's how to stay focused on retirement—without falling behind on other life priorities.

Visual graphic asking 'How Much for Retirement?' with money bag and question marks, highlighting 5 key retirement planning tactics by FinEdge.

How Much Money Do You Really Need for Retirement in India?

Retirement goals aren’t guesses. Learn how to calculate your exact corpus and plan for every future need, from healthcare to legacy.

Stressed investor looking at falling charts and missed targets on screens, illustrating financial leakages and goal setbacks, with FinEdge branding.

What is Financial Leakage? How to Stop This to Achieve Your Goals

Financial leakages may seem small, but over time, they can significantly hold back your ability to build wealth. Plugging these gaps early can free up more money for your financial goals, without needing to earn more or compromise on essentials.

Image showcasing SIP and Step-Up SIP calculators for smart financial planning, with charts, coins, and digital tools | FinEdge branding

How SIP and Step-Up SIP Calculators Help You Plan Better

Starting a SIP is easy. But knowing how much to invest, for how long, and whether you should increase it annually? That’s where most investors struggle. This is where a SIP calculator, and even better, a step-up SIP calculator, can guide you. These tools aren’t just digital widgets; they bring structure and clarity to your financial journey, ensuring your SIPs are aligned to real-world goals.