Investing Insights

Regular Savings Plan: A Balanced Approach to Stability and Growth

Not every investment in a portfolio is meant to maximise returns. Some are meant to preserve capital, manage volatility, and provide predictability. A regular savings plan serves exactly this role. It is designed for investors who want a more measured approach where stability takes priority, and growth plays a supporting role rather than the lead.

Portfolio health check visual showing investment review documents and charts, highlighting the importance of timely portfolio reviews

The Portfolio Health Check: 5 Signals Your Investments Need Attention

Most investors assume that if their investments are performing reasonably well, there’s nothing to review. But portfolios don’t drift out of alignment overnight, they do so gradually. A portfolio health check isn’t about reacting to markets or chasing returns. It’s about ensuring your investments continue to reflect your goals, your life, and your temperament.

Gen Z investing concept highlighting small lifestyle changes to start investing early

From Coffee to Crorepati: Small Lifestyle Tweaks Gen Z Can Make to Start Investing Early

Gen Z is often told to “stop buying coffee” if they want to invest. But that misses the point. Building wealth isn’t about sacrificing everything you enjoy. It’s about understanding how small, everyday decisions shape long-term habits. Starting early even with modest amounts can quietly make a meaningful difference over time.

PMS vs Mutual Funds comparison showing stacked coins and a small tree held in hand, symbolising long-term wealth growth and different investment approaches.

PMS vs Mutual Funds: Which Is Better for Long-Term Wealth Creation?

Sophisticated doesn’t always mean superior. When it comes to building long-term wealth, simplicity, discipline, and transparency often outperform complexity and exclusivity.

Using Credit Card Rewards for Hotel Stays: What Works, What Doesn’t

How hotel loyalty programmes and reward points can support your travel goals, when used thoughtfully.

Stack of coins symbolising liquid mutual funds and their role in managing short-term money and portfolio liquidity, with FinEdge branding.

Liquid Mutual Funds: A Practical Way to Park Short-Term Money

Short-term surplus often sits idle in savings accounts, losing value to inflation. Liquid mutual funds offer a structured way to park money safely, access it quickly, and earn modest returns, when used for the right purpose.

Visual representing updated IRDAI health insurance guidelines, highlighting policyholder-friendly regulations and consumer protection in health insurance

IRDAI Health Insurance Guidelines 2025: Key Changes and What They Mean for You

Health insurance is meant to protect you when you need it most. To strengthen fairness, access, and transparency, the Insurance Regulatory and Development Authority of India (IRDAI) has introduced a series of policyholder-friendly reforms that reshape how health insurance works in India.

Visual showing financial documents, currency notes, and a calculator, representing the process of selecting the best mutual funds through informed and goal-based investing.

Top Mutual Funds 2025: Why Chasing Returns Doesn’t Build Wealth

Each year, investors search for the “best mutual funds to invest in,” hoping to replicate past success. Yet, data shows that chasing last year’s winners rarely leads to wealth creation. True success lies in discipline, patience, and following a process, not prediction.