Investing Insights

The Top 9 “Money Things” to do before you’re 40

Turning 40 is a major milestone, and ensuring financial stability is key. Build a solid emergency fund, automate retirement savings, and create a financial plan with annual reviews. Eliminate high-interest debt, secure adequate insurance, and start saving for your child’s education. Own a home, master tax-saving strategies, and draft a will to safeguard your family's future.

The 5 things all “Smart Savers” do!

Smart savers don’t just build wealth—they do it effortlessly by following a few key habits. From getting started with small savings to maintaining discipline and automating their investments, they have a well-structured approach. If you want to secure your financial future, check if you follow these five habits of smart savers!

The Three Mistakes of an Investor’s Life

We’ve all been there—making investment decisions we later regret. Whether it’s misunderstanding risk and reward, buying on euphoria, or selling in fear, these mistakes can derail your financial goals. In this article, FinEdge highlights the top three investment pitfalls and offers practical advice to help you make smarter, long-term decisions with your money!

Child Education Planning: The Nuts and Bolts of it

Planning for your child’s education has never been more important, especially with rising costs. In this article, we’ll explore how you can prepare financially for your child’s higher education, accounting for inflation, student loans, and the need for a solid savings plan. Find out why early planning and strategic investing, such as SIPs in mutual funds, are key to ensuring that your child’s future educational dreams don’t become a financial burden. Start early, invest wisely, and secure your child’s future!

Should you pre-pay your Home Loan?

Deciding whether to prepay your home loan or invest your lump sum? This article breaks down key considerations, from loan structure to tax benefits, helping you make an informed decision to reach financial freedom sooner.

10 “Personal Finance Commandments”

As the year draws to a close, it's time to reflect on how we can improve our financial habits. In this blog, we present the "Ten Commandments" of personal finance that will guide you towards a more secure and prosperous financial future. From controlling spending to understanding the importance of insurance and investments, these commandments are designed to help you stay disciplined, make smarter decisions, and set a solid foundation for long-term financial freedom. Follow these commandments, and you’ll be closer to achieving your financial goals in the year ahead!

Beware of The Sunk Cost Bias

The Sunk Cost Bias traps investors into holding onto losing investments just because they’ve already committed time and money. This mental pitfall leads to poor financial decisions, like averaging down a failing stock or refusing to cut losses. The solution? Evaluate your investments with a fresh perspective, challenge your assumptions, and exit when the facts change—just as Keynes wisely advised!

Mutual Fund Myth-busting: Are GILT Funds Risk Free?

GILT funds, often seen as low-risk investments due to their reliance on government securities, are actually more volatile than many investors realize. In this article, we’ll explore the hidden risks of GILT funds, including how interest rate fluctuations and the long-term maturity of government bonds can lead to sharp price movements. While they can provide impressive returns in certain conditions, they are not risk-free. If you’re considering investing in GILT funds, it's important to consult a financial advisor and understand how market dynamics can affect your returns, especially in the short term.