Investing Insights

What Women expect from their Financial Planners

Women are earning more, living longer, and controlling a larger proportion of discretionary spends and household investment decisions than ever before. Many women stand to inherit twice – first from their fathers, and then their husbands. And yet, global experts suggest that 5 out of 6 women feel that they aren’t being well served by their Financial Planners.

Illustration representing personal money management and financial planning in your 30s

In your 30s? Here’s how you should approach money management

Your 30s are a crucial time for investment planning, balancing wealth creation with growing responsibilities. Avoid reckless trading, overly conservative investments, and unnecessary life insurance. Instead, focus on long-term mutual fund SIPs, step up contributions annually, and use a SIP calculator to align investments with your financial goals.

Stacked coins arranged by year blocks with an hourglass, symbolising long-term financial planning and securing a better future for children and parents.

How financial planning can make you a better parent

High-quality financial planning not only secures your future but also helps you become a better parent by enabling a well-balanced lifestyle, covering risks with adequate insurance, and achieving financial goals like your child's education. Additionally, it reduces financial stress, ensuring you're mentally present and fostering a supportive environment for your family, while a strong retirement plan alleviates dependence on your children, benefiting future generations.

Financial planning concept illustrated with puzzle pieces showing goal-based planning, wealth management, and long-term financial objectives.

What are the main objectives of Financial Planning?

Financial planning is more than just choosing investments—it helps you manage your budget, track your financial health, and make informed money decisions. A well-structured plan reinforces good investment behavior and keeps you on track to achieve your financial goals, ensuring long-term financial security.

A hand adding a coin to rising stacks labelled SIP, symbolising SIP returns and compounding.

How can you make the best use of a SIP Calculator?

If you’re new to Mutual Fund investing, the first question that you’ll ask is whether you should invest a lump sum or start a SIP (Systematic Investment Plan). If you decide on a latter, a Mutual Fund SIP Calculator can be extremely helpful. However, a lot of investors who are new to SIP investments tend to remain confused about how to use a SIP calculator to arrive at an investment plan that is optimally suited for their financial goals. Part of this confusion about the SIP calculator stems from the fact that many investors end up confused about how SIP returns are calculated in the first place!

Four happy children in front of a chalkboard with graduation caps, representing future education goals.

What Are Child Education Plans and How Do They Work?

When planning for your child’s education, traditional child plans like ULIPs and endowment policies often fall short due to high costs and lower returns. A smarter approach is to combine aggressive mutual fund SIPs with a term insurance plan for goal protection. Consulting a financial advisor can help create a more effective and customized child education plan.

A frustrated professional reacting to financial stress while sitting in front of a laptop.

5 Steps to Reducing Financial Stress

Managing financial stress is crucial in today’s fast-paced world. A solid financial plan, adequate insurance, and responsible credit management can help you stay in control. Working with a qualified financial advisor ensures you make informed decisions and secure a stress-free financial future.

A professional financial advisor pointing to stock market charts on a laptop, illustrating the five essential services a good financial planner provides.

The 5 Things That Every Good Financial Advisor Does

A good Financial Advisor does more than just manage your investments—they act as a filter to protect you from poor products, help keep you aligned with your goals, review your portfolio, ensure your risks are covered, and save you from your own emotional investment mistakes. Having a trusted advisor on your side can truly accelerate your journey to financial freedom.

Infographic showing 3 smart tax-saving moves for financial planning, including ELSS, health insurance, and NPS.

3 Smart Tax Saving Moves to Make

With the fiscal yearend barely around the corner, you may be wondering how to put your idle savings to good use while reducing your tax burden at the same time. All too often, unsuspecting investors fall into the trap of purchasing fruitless endowment insurance plans that are sold in the guise of low risk investments that generate high returns, only to discover later that they weren’t really value creating at all. Avoid them at all costs and consider these three “smart” tax saving moves instead.