Investing Insights

Visual representing financial advisor bias and imbalance, using a tilted balance scale.

Is Your Financial Advisor Unbiased? Here’s How to Find out

It’s a sad truth that mis-selling of Financial Products has cost thousands of unsuspecting Indian investors crores of rupees over the years. A recent study estimated that Indian investors incurred a staggering loss of about Rs.1.5 trillion (1.5 Lakh Crore) owing to mis-selling of Life Insurance products alone, between 2004 and 2012!

Are Robo Advisors Right for You? Here's a Checklist

AMFI’s recent “Mutual Fund Sahi Hai” campaign has resulted in an interest in Mutual Fund Investments like never before. IPL watchers now enjoy the dual benefit of cricketing entertainment, coupled with Financial Education with respect to simplified Mutual Fund investing tips, tricks and fallacies! Along with the growing demand for Mutual Fund Investments, there’s been a steady rise in the number of Advisors – especially those who are choosing to leverage technology to create “robo advisory” platforms that do not have a human advisory element to them.

A hand interacting with a smartphone displaying a digital globe and finance icons, symbolising how FinEdge uses technology to deliver investment services remotely during the COVID-19 pandemic.

The Pros and Cons of Robo Advisors

Robo Advisors offer convenience and standardized advice, but they fall short when it comes to understanding personal goals and managing emotional aspects of investing. For a more holistic approach, consider Bionic Advisory platforms that combine the ease of technology with the guidance of a qualified human advisor, giving you the best of both worlds.

A financial advisor guiding a client through investment details on a tablet.

5 Clues That you Need a Financial Advisor

When to Seek a Financial Advisor: If you're unsure about your portfolio performance, have too many life insurance policies, or lack clear financial goals, it's time to consult a professional. (Financial Planning & Guidance) Investment Pitfalls & Expert Help: Relying on low-return assets, avoiding diversification, or making impulsive investment decisions can harm long-term wealth—an advisor can help you avoid these mistakes. (Smart Investing & Risk Management)

Financial advisor reviewing investment plans with a client on a tablet, highlighting the value of professional financial guidance and personalised planning.

5 Reasons Why you Need a Financial Advisor

A Financial Advisor helps you avoid behavioral traps, stay organized, track market trends, prevent poor decisions, and stay aligned with financial goals.

Three glass jars filled with increasing amounts of coins, illustrating year-end savings growth and the importance of reviewing and planning finances for long-term goals.

5 Year End Financial Planning Tips

End the year on a strong financial note by planning taxes early, tracking credit card spending, setting savings goals, canceling unused subscriptions, and eliminating poor investments. Smart financial decisions now can set you up for a prosperous new year.

Visual representing the smartest ways to invest ₹50,000, shown through increasing coin stacks and an upward growth arrow.

3 Smartest Ways to Use Rs. 50,000 Cash

Got a ?50,000 windfall? Instead of splurging, use it wisely—pay off high-interest loans, invest in an ELSS via STP for tax savings, or build an emergency fund. Smart money moves today can secure your financial future!

A robotic hand using a laptop to monitor real-time stock market candlestick charts, representing the pros and cons of investing through a robo advisor.

Should You Invest Through a Robo Advisor?

Robo Advisors offer convenience and unbiased recommendations, but can they shield you from investment biases? A Bionic Model may be the answer! Combining technology with human expertise could be the key to smarter investing.

How to Save Tax Using ELSS Funds

ELSS funds offer tax-saving benefits with higher return potential and a shorter lock-in period than traditional options. Investing systematically can maximize gains and reduce market timing risks.

Investor adjusting rising percentage blocks to illustrate reviewing a financial portfolio to improve performance and stay aligned with long-term financial goals.

Why should you review your financial portfolio?

Regularly reviewing and rebalancing your financial portfolio is crucial to staying on track with your financial goals. Market fluctuations, changing financial objectives, and evolving economic conditions can impact your investments. A disciplined review every 6-9 months helps adjust asset allocation, optimize returns, and minimize risks. Stay informed and invest wisely.

Financial goal achievement concept highlighting the 3 D’s of investing—discipline, direction, and determination.

The 3 D's of Financial Goal Achievement

Read this to know 3 D’s of Financial Goal achievement which improves the chance of achieving your long term goals for you & your family. To know more, visit FinEdge now!

The Rule of 72... and an interesting corollary for monthly savers!

Rule of 72 is an easy way to calculate how long it's going to take to double your money at given annual rate of return & vice versa. To learn more, visit FinEdge now!