Investing Insights

Hand-written mutuak funds highlighted in a notebook with a growth chart and eyeglasses, illustrating the common investor question of which mutual fund is right to invest in now.

The question most investors are asking: Abhi Kaunsa Mutual Fund Sahi Hai?

AMFI’s impactful “Mutual Fund Sahi Hai” Campaign has been extremely successful in drawing new investors into the fold. The industry AUM recently went past the 23 Lakh Crore mark, with the folio count looking all set to cross 7 crores this year.

Alarm clock placed behind stacks of coins, symbolizing short-term investment choices and liquidity management

Liquid Funds vs Arbitrage Funds – Which of These Works Best for You

Arbitrage Funds, on account of their superior tax efficiency when compared to liquid mutual funds, gained quite a bit of popularity after the Union Budget 2014. It was during this budget that the minimum holding period for all debt oriented mutual fund investments to qualify for long-term capital gains was increased from 1 year to 3 years.

Long Term Capital Gain (LTCG) Tax – Simplified

If you’ve made a mutual fund investment recently, you may be confused about the recent Union Budget announcement that brought back long-term capital gains taxes on equity oriented mutual funds. Until the budget, any profits booked in equity oriented mutual funds after a year of holding the units, were deemed tax free. If you’re confused about how the new rules will impact the future post-tax profits from your mutual fund investments – read on.

A close-up of a hand dropping a coin into a pink piggy bank against a white background, symbolising saving or investing money in short-term liquid funds.

Liquid Funds 101 – Everything You Need To Know About Short Term Debt Funds

Liquid Funds are debt mutual funds that invest into debt securities with very short maturities. The residual maturities if bonds held by liquid funds cannot exceed 90 days, as per the rules defined by the regulator. In fact, most liquid mutual funds hold securities that are due to mature in the next 30 days or so. Bonds maturing within two months need not be ‘marked to market’ – only their interest component needs to be factored in while calculating NAV’s (net asset values). Hence, the NAVs of Liquid Funds remain relatively steady compared to other debt funds.

Visual representing mutual fund investment myths and misconceptions that investors should avoid.

6 Mutual Fund Investment Myths You Should Watch Out For

The AMFI has done some great work of late to promote awareness about Mutual Fund Investments among the masses, with their catchy “Mutual Funds Sahi Hai” campaign. And yet, with the Mutual Fund industry’s assets zooming past the 23-lakh crore mark across nearly six and a half crore folios, it’s a surprise that so many investors steadfastly continue to harbor these misconceptions about Mutual Fund investments!

A hand dropping a coin into a glass retirement savings jar next to an alarm clock, illustrating strategies for generating post-retirement income through mutual funds.

How To Use Mutual Funds to Generate Post-Retirement Income

Mutual Funds can be a stable post-retirement income source, but retirees should avoid dividend options and MIPs, opting instead for tax-efficient Systematic Withdrawal Plans (SWPs) with expert guidance.

A magnifying glass highlighting a puzzle piece with the text financial advisor illustrating the importance of professional guidance for successful mutual fund investing.

With The Right Financial Advisor, Mutual Funds Sahi Hai!

A Financial Advisor helps investors avoid behavioral pitfalls, stay informed about market trends, and maintain a well-structured, high-performing Mutual Fund portfolio, making investing hassle-free and effective.

Tax saving blocks with an Indian rupee note and a mutual fund banner, representing tax-saving mutual fund investing.

3 Useful Tax Saving Mutual Fund Shortcuts

ELSS Mutual Funds offer tax-saving benefits with high returns, liquidity via dividends, risk management through SIPs/STPs, and a rollover strategy to sustain long-term tax efficiency.

A hand adding a coin to stacked investments with rising arrows, representing short-term mutual fund returns.

Planning your Short-Term Investments using Mutual Funds

Short-Term Mutual Fund Strategies: Mutual funds aren’t just for long-term wealth creation; they can be used effectively for short-term investments based on tax bracket and time horizon. (Investment Flexibility) Debt vs. Arbitrage Funds: Short-term debt funds suit most investors, but if your horizon exceeds one year and you're in the highest tax bracket, arbitrage funds may offer better post-tax returns. (Tax Efficiency & Fund Choice)

Signboard displaying mutual funds concept representing different types of mutual fund investments

A Quick Look At The Different Types of Mutual Fund Investments

Understanding the different types of Mutual Funds—Equity, Debt, Hybrid, ETFs, and International Funds—helps investors choose the right investment strategy based on risk appetite, financial goals, and market conditions.

A hand adding a coin to increasing stacks of money, representing how liquid funds can be used to grow idle cash.

Three Smart Applications of Liquid Funds

In today's dynamic financial landscape, investors continually seek effective avenues to park their short-term surplus cash. Liquid funds have emerged as one of the most practical solutions. But what exactly are liquid funds, and why are they gaining popularity? Let's delve into the concept, explore their benefits, and discover three smart applications of liquid funds

Children in various professional roles, symbolising planning for their future education and careers.

Planning Your Child’s Education using Mutual Funds

Planning for your child's education is a crucial goal for every parent. Starting early with Mutual Fund SIPs can significantly boost your savings, leveraging the power of compounding and rupee cost averaging. With consistent contributions and annual step-ups, you can stay on track to meet your child's education expenses, even with inflation in the mix.