Investing Insights

A professional reviewing financial charts and a clipboard with a calculator, illustrating how indexation is used to calculate tax benefits in debt mutual funds.

How Indexation Works in Debt Mutual Funds

Debt mutual funds, especially when held for more than three years, are not only a great low-risk alternative to fixed deposits but also offer significant tax advantages. By leveraging indexation, you can reduce your taxable profits, making debt funds a smart choice for long-term investors looking to maximize after-tax returns.

4 Facts About Debt Mutual Funds Every Investor Should Know

With returns from equity mutual funds disappointing investors in 2018, there’s been a renewed interest in their safer cousin – debt oriented mutual funds, of late. However, it rings true that most investors are misinformed about the nature of debt oriented mutual funds. To avoid buyer’s regret later, acquaint yourself with these five facts about them before you decide to invest.

A tabletop scene with scattered coins, a calculator, a jar, and a small sign reading “Debt Fund,” illustrating debt mutual fund investments compared with fixed deposits.

3 Ways in Which Debt Mutual Funds Score Over Fixed Deposits

Debt Mutual Funds offer tax efficiency, better returns over time, and easy liquidity—making them a smarter choice than FDs for long-term, low-risk investments. Before investing, seek expert advice to navigate the nuances effectively.

A person using a magnifying glass to analyze a financial stock market chart with an upward growth arrow, illustrating mutual fund investment strategies for range-bound markets.

3 Tips for Mutual Fund Investors to Invest in Range Bound Markets

Range bound markets can test your patience. But with a clear strategy, guided by your goals—like a Retirement Plan or your Children’s Education Plan—you can make the most of this phase. Here's how to stay ahead even when the NIFTY is moving sideways.

A chalkboard illustration showing “Money” branching into choices to “Invest” or “Save,” highlighting the decision-making role of liquid funds for short-term money management.

3 Smart Applications of Liquid Funds

Liquid Funds offer stability, liquidity, and better returns than savings accounts, making them ideal for emergencies, STPs, and parking booked profits. They're a smart way to keep your money working efficiently!

A glowing stock-market chart with sharp ups and downs, overlaid with a charging bull and a bear facing each other, symbolising market volatility and shifting investor sentiment.

How to invest in Mutual Funds During Volatile Markets

Market volatility is inevitable, but understanding equity returns, strategically booking profits, and investing can help you navigate the turbulence. Stay patient, and stay disciplined—your SIPs will reward you in the long run!

7 lesser known facts about Mutual Funds

Mutual Funds have several lesser-known aspects that every investor should understand. From expense ratios and direct plans to potential exit loads and tax implications, being aware of these factors will help you make more informed investment decisions and navigate the risks—especially in volatile markets.

Illustration representing portfolio damage in mutual fund investing, shown as a hammer breaking glass.

Mutual Fund Investor? Drop these 4 portfolio damaging habits today!

To maximize returns, avoid common mistakes in mutual fund investing like ignoring asset allocation, excessive churning, lack of reviews, and overdiversification. Focus on a balanced, well-reviewed portfolio with strategic rebalancing for long-term growth.

Hybrid Mutual Funds - Decoded

SEBI’s recent recategorization move has resulted in the creation of 36 “categories” of Mutual Funds, each with iron-tight definitions that are impossible to manipulate. In the long run, this stands to benefit investors as they will know exactly what they’re getting into while investing their hard-earned money! Here are the 6 sub-categories of “Hybrid” Mutual Funds, along with a short note on who exactly this category of Mutual Fund is “Sahi” for!

3 things you didn’t know about Mutual Fund SIP investments

Mutual Fund SIPs are gaining immense popularity, with investments crossing the ?7,000 crore mark. But before you dive in, there are key aspects to understand. This blog explores why low returns in the early years aren’t necessarily bad, how volatility can work in your favor, and how some SIPs even offer free life insurance. Read on to make the most of your SIP investments!

What are Robo Advisors and How do They Work?

Globally, the market for robo-advisory services is growing rapidly, and experts believe that the Indian market will follow suit in due course. According to a recent Business Insider Intelligence forecast, robo-advisers will manage investment products worth $1 trillion by 2020 globally, which will go up to $4.6 trillion by as early as 2022. That’s a massive degree of acceleration! As an investor, it’s vital that you know what Robo Advisory platforms are, and how they work.

Illustration highlighting common mutual fund misconceptions retirees should avoid, showing a retiree choosing between myths and facts for smarter retirement investment decisions.

Top Mutual Fund Misconceptions Retirees Should Avoid

The cumulative Assets Under Management (AUM) of Indian Mutual Funds may have gone past the 22 Lakh Crore (22 Trillion) rupee mark recently, but anecdotal evidence suggests that a number of Mutual Fund investment related misbeliefs still abound. Here are three common ones to watch out for.