Investing Insights

CAGR - Demystified!

Understanding CAGR is crucial when evaluating your investments, especially for those with fluctuating returns like equity mutual funds or SIPs. By smoothing out annual growth rates, CAGR provides a clearer picture of your long-term investment performance. Just remember, the longer the investment period, the more accurate the CAGR becomes. Keep this in mind to make well-informed decisions about your financial future!

How Many Mutual Funds should you own?

Learn how to avoid the pitfalls of over-diversification and scattered investments in this blog. We’ll explore the ideal number of Mutual Funds to hold, the importance of focused portfolios, and how to streamline your investments for optimal returns and better financial planning.

Five Steps To Achieve Financial Freedom This Year

In this blog, explore five key strategies to improve your financial health and move closer to financial freedom. From consolidating investments to automating tax savings, we’ll guide you on how to structure your finances, set clear goals, and make smart, long-term investment decisions that will work in your favor.

Why You Should Begin Your Tax Savings For 2017-18 Right Now!

Don’t let last-minute tax-saving rush lead to poor financial decisions! Instead of locking money in low-return instruments, start an SIP in an ELSS fund. It offers tax benefits under Section 80C, the shortest lock-in period (3 years), and the potential for long-term growth. Plan wisely and let your investments work for you!

Why SIP's are the Best Way to Invest into Volatile Equity Markets

In this blog, discover how SIPs (Systematic Investment Plans) can help you navigate market volatility with ease. Learn how the strategy of Rupee Cost Averaging works to mitigate risks, and why staying invested for the long term is the key to wealth creation, even during market downturns.

How to Create a Fund for Your Child’s Marriage Goal

Before diving into numbers and strategy, it’s important to recognise that a child’s wedding is both a cherished family milestone and a major financial event. Planning for it thoughtfully ensures your aspirations don’t lead to financial stress.

Stacked coins with bar chart overlay and text “What Are Small-Cap Funds? Here’s a clear look at how they work” with FinEdge branding.

What Are Small-Cap Funds? Risks, Returns, and Should You Invest?

Small-cap funds are known for their ability to deliver extraordinary returns over time. But with high growth potential comes equally high risk. Here’s a clear look at how they work, their pros and cons, and whether you should invest in them.

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Mutual Fund vs. Fixed Deposit Returns Over 10 Years: The Data Speaks

Fixed deposits promise safety and certainty, while mutual funds offer growth and wealth creation. But when you look at 10 years of data, the difference in outcomes is striking, especially once inflation and taxes are considered.

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How to Invest a Lump Sum Amount Smartly: A Goal-Based STP Approach

A sudden lump sum can feel overwhelming; STPs help you invest it smartly, reduce risk, and align it with your goals.

Radhika Gupta on selecting the best mutual funds for long-term financial goals

How To Select The Best Mutual Funds For Long Term Goals

Mutual funds offer a compelling way to invest for long-term goals, leveraging professional management and diversification to potentially achieve significant returns. But with a vast array of options available, selecting the best mutual funds for the long term can feel daunting. This guide will equip you with the knowledge to confidently navigate the mutual fund landscape and learn how to select the best mutual fund aligned with your long-term aspirations.

Stack of coins and money bag representing SIP investments in small cap mutual funds during market volatilityStack of coins and money bag representing SIP investments in small cap mutual funds during market volatility

Should You Continue Your SIP in Small Cap Mutual Funds

Investing in small cap funds requires patience and discipline, especially during market corrections. By staying committed to your SIPs and focusing on long-term goals, you can leverage the power of rupee cost averaging and compounding. Don’t let short-term market noise dictate your strategy—remain focused, stay the course, and trust that your disciplined approach will yield results over time.

Illustration of a Systematic Withdrawal Plan showing regular income flow from mutual fund investments to a bank

Systematic Withdrawal Plans (SWP): A Reliable Way to Generate Regular Income

An SWP allows investors to withdraw a predetermined amount from their mutual fund investments at regular intervals, such as monthly, quarterly or annually. The beauty of SWPs lies in their flexibility—they provide consistent income while allowing the remaining investment to continue growing.