Investing Insights

A hand interacting with a smartphone displaying a digital globe and finance icons, symbolising how FinEdge uses technology to deliver investment services remotely during the COVID-19 pandemic.

How FinEdge is leveraging Tech during the COVID-19 pandemic

In these challenging times, FinEdge has leveraged technology to continue delivering seamless financial advice. From automatic triggers and paperless transactions to centralized research dissemination and robust customer engagement, technology has enabled us to serve our clients efficiently, even amid the COVID-19 crisis.

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Why you need a Financial Advisor - now more than ever!

History tells us that stocks tend to outperform all asset classes over the long-term. But while paper returns from equities and equity mutual funds remain strikingly impressive, the unfortunate reality is that few investors actually end up reaping their rewards to the fullest possible extent. More often than not, the reason for this dichotomy between published and actual returns is the lack of support of a qualified, competent and unconflicted Financial Advisor acting on your behalf.

Illustration of a hand holding a “NO” sign, symbolising why investors should avoid endowment plans and choose goal-based financial planning instead.

3 Reasons Why You Should Say No to Endowment Plans

The fact that a whopping Rs. 30 lakh crores of our collective household savings are parked in insurance policies is a good enough indicator of our nation’s affinity for traditional (endowment) insurance plans! But are these complex sounding policies that look great prima facie, actually good investments or risk coverage tools? We believe not. Here are three good reasons why you should say a big NO to traditional insurance policies.

5 Mutual Fund Utilities That are Useful for Retirement Planning

Mutual funds offer a powerful toolkit for retirement planning, from SIP investments to systematic withdrawals. Features like SIP step-ups, insurance benefits, and STPs help you build and secure your retirement corpus efficiently. With the right strategy, you can ensure steady income and financial stability post-retirement.

A professional reviewing financial charts and a clipboard with a calculator, illustrating how indexation is used to calculate tax benefits in debt mutual funds.

How Indexation Works in Debt Mutual Funds

Debt mutual funds, especially when held for more than three years, are not only a great low-risk alternative to fixed deposits but also offer significant tax advantages. By leveraging indexation, you can reduce your taxable profits, making debt funds a smart choice for long-term investors looking to maximize after-tax returns.

Calculator and clipboard with financial documents, representing debt mutual funds, bond investments, and fixed income planning

4 Facts About Debt Mutual Funds Every Investor Should Know

With returns from equity mutual funds disappointing investors in 2018, there’s been a renewed interest in their safer cousin – debt oriented mutual funds, of late. However, it rings true that most investors are misinformed about the nature of debt oriented mutual funds. To avoid buyer’s regret later, acquaint yourself with these five facts about them before you decide to invest.

A tabletop scene with scattered coins, a calculator, a jar, and a small sign reading “Debt Fund,” illustrating debt mutual fund investments compared with fixed deposits.

3 Ways in Which Debt Mutual Funds Score Over Fixed Deposits

Debt Mutual Funds offer tax efficiency, better returns over time, and easy liquidity—making them a smarter choice than FDs for long-term, low-risk investments. Before investing, seek expert advice to navigate the nuances effectively.

A person using a magnifying glass to analyze a financial stock market chart with an upward growth arrow, illustrating mutual fund investment strategies for range-bound markets.

3 Tips for Mutual Fund Investors to Invest in Range Bound Markets

Range bound markets can test your patience. But with a clear strategy, guided by your goals—like a Retirement Plan or your Children’s Education Plan—you can make the most of this phase. Here's how to stay ahead even when the NIFTY is moving sideways.

A chalkboard illustration showing “Money” branching into choices to “Invest” or “Save,” highlighting the decision-making role of liquid funds for short-term money management.

3 Smart Applications of Liquid Funds

Liquid Funds offer stability, liquidity, and better returns than savings accounts, making them ideal for emergencies, STPs, and parking booked profits. They're a smart way to keep your money working efficiently!

A glowing stock-market chart with sharp ups and downs, overlaid with a charging bull and a bear facing each other, symbolising market volatility and shifting investor sentiment.

How to invest in Mutual Funds During Volatile Markets

Market volatility is inevitable, but understanding equity returns, strategically booking profits, and investing can help you navigate the turbulence. Stay patient, and stay disciplined—your SIPs will reward you in the long run!

Illustration representing portfolio damage in mutual fund investing, shown as a hammer breaking glass.

Mutual Fund Investor? Drop these 4 portfolio damaging habits today!

To maximize returns, avoid common mistakes in mutual fund investing like ignoring asset allocation, excessive churning, lack of reviews, and overdiversification. Focus on a balanced, well-reviewed portfolio with strategic rebalancing for long-term growth.

Illustration representing hybrid mutual funds, showing a mix of stacked coins and financial documents to symbolise combined equity and debt investments

Hybrid Mutual Funds - Decoded

SEBI’s recent recategorization move has resulted in the creation of 36 “categories” of Mutual Funds, each with iron-tight definitions that are impossible to manipulate. In the long run, this stands to benefit investors as they will know exactly what they’re getting into while investing their hard-earned money! Here are the 6 sub-categories of “Hybrid” Mutual Funds, along with a short note on who exactly this category of Mutual Fund is “Sahi” for!