Investing Insights
Is COVID19 triggering these Behavioural Biases in you?
Investor psychology is crucial in wealth creation, yet behavioral biases often lead to poor financial decisions. Conservatism bias, action bias, and loss aversion bias can significantly impact investment outcomes, especially in volatile times like COVID-19. Understanding these biases can help you stay on track with your long-term investment strategy.
5 Financial Lessons from COVID 19
The COVID-19 crisis has highlighted key financial lessons, including the importance of health insurance, an emergency fund, disciplined investing, and avoiding market timing. It also emphasizes why having the right financial guidance can make a big difference in uncertain times.
NIFTY soars past 10,000 – here are 5 mistakes to avoid
Cheering the Government’s move to “unlock” the economy after more than two harrowing months, the stock markets rallied strongly, taking the bellwether NIFTY index past the psychologically important 10,000 mark yesterday. As an investor, here are five mistakes you should guard your portfolio against.
The Importance of Portfolio Reviews
It can be said that the hallmark of great Financial Advisors is the efficiency and efficacy of their Portfolio Review process. We live in a dynamic era, in which reality is evolving on an almost continuous basis. In such a scenario where today’s reality may be markedly different from yesterdays, the convenient “SIP it, shut it, forget it” philosophy may not hold its ground too well. It becomes critical to revisit your investment portfolio at least once a year, or if high-impact economic events take place, to make sure everything is still in sync. Here are five key objectives that conflict-free Financial Advisors aim to achieve during a periodic Portfolio Review.
5 Signs that your 'Advisor' is really a Salesperson
Read this blog to know five common tell-tale signs that you’re dealing with a salesperson and not a Financial Advisor. To know more, Visit us Now!
How FinEdge is leveraging Tech during the COVID-19 pandemic
In these challenging times, FinEdge has leveraged technology to continue delivering seamless financial advice. From automatic triggers and paperless transactions to centralized research dissemination and robust customer engagement, technology has enabled us to serve our clients efficiently, even amid the COVID-19 crisis.
Why you need a Financial Advisor - now more than ever!
History tells us that stocks tend to outperform all asset classes over the long-term. But while paper returns from equities and equity mutual funds remain strikingly impressive, the unfortunate reality is that few investors actually end up reaping their rewards to the fullest possible extent. More often than not, the reason for this dichotomy between published and actual returns is the lack of support of a qualified, competent and unconflicted Financial Advisor acting on your behalf.
The Dilemma of investing as an NRI
India has been a bright spot in the world economy and has been projected to grow on an average, at a staggering 7% for the next 15 years. According to a PwC report, India is slated to be the 2nd largest economy by 2050 only behind China. What this means is that by investing in the equity market, one could accrue the benefits of long term investing by virtue of the rapid growth in the economy. Investing has never been easy and must be done by way of advice from a professional, who takes into account ones risk tolerance, financial goals or objectives, tenor of investment etc. and then recommends the best possible investment.
3 Reasons Why You Should Say No to Endowment Plans
The fact that a whopping Rs. 30 lakh crores of our collective household savings are parked in insurance policies is a good enough indicator of our nation’s affinity for traditional (endowment) insurance plans! But are these complex sounding policies that look great prima facie, actually good investments or risk coverage tools? We believe not. Here are three good reasons why you should say a big NO to traditional insurance policies.
5 Steps to Reducing Financial Stress
Managing financial stress is crucial in today’s fast-paced world. A solid financial plan, adequate insurance, and responsible credit management can help you stay in control. Working with a qualified financial advisor ensures you make informed decisions and secure a stress-free financial future.
5 Mutual Fund Utilities That are Useful for Retirement Planning
Mutual funds offer a powerful toolkit for retirement planning, from SIP investments to systematic withdrawals. Features like SIP step-ups, insurance benefits, and STPs help you build and secure your retirement corpus efficiently. With the right strategy, you can ensure steady income and financial stability post-retirement.
Considering an ELSS? Here are 5 Things to Keep in Mind
If you’re about to partake in the all too common financial-yearend scramble to save taxes, you may be flummoxed by the multitude of options at hand. Your insurance agent may be pushing life insurance as the best option, while your friend extols the benefits of a plain vanilla PPF account or even a tax saving FD with a bank. And yet, there’s an 80(C) instrument that not just has a relatively short lock in period of just 3 years – but has delivered a 5-year category average return exceeding 15% per annum and a 10-year annualised return of more than 17% per annum. These are tax saving mutual funds or ELSS (Equity Linked Savings Schemes. These numbers may seem tempting, but make sure you’ve understood a few things about ELSS funds before you say “Tax Saving Mutual Funds Sahi Hai” and jump in with both feet!
Latest Posts
Long-Term Investing: Why the Right Behaviour Matters More Than the Best Product
Jun 26, 2025
FinEdge’s 'DiA' Wins ET BFSI FinNext 2025 Award for Innovative Wealth Planning
Jun 23, 2025
India’s Decade: Investing with Conviction in a High-Trust Market
Jun 10, 2025
Women, Wealth and Wisdom: Rethinking Financial Inclusion in the Age of Investing
May 30, 2025
Multi-Generational Investment Planning Tips: Boomers, GenX, Millenials, GenZ
Mar 21, 2025
Investment Plans for NRIs: Yasser Khan’s Testimonial
Apr 02, 2025
The Importance of your Child’s Education Goal
Feb 28, 2024
Why Retirement Planning is Important
Nov 08, 2023
Investing Stories