Investing Insights

Importance Of Taking Informed Risk When Investing

Investors often align financial product choices with their risk profiles, such as favoring equities for aggressive strategies and debt for conservative ones. However, prioritizing investment time horizon over risk profile can lead to more informed decisions, ensuring suitability for both short-term and long-term goals.

Stacks of gold coins decreasing in height from left to right with a red descending arrow labeled “INTEREST RATES” and a percentage symbol, illustrating the concept of falling interest rates.

Interest Rates May Go Down: Should You Lock Into High FD Rates or Invest in Duration Debt Funds?

In the last few monetary policy meetings, the Reserve Bank of India (RBI) and the US Fed have maintained a status quo on interest rates. Throughout most of 2022-23, most central banks increased interest rates to combat high inflation.

Glass jar filled with coins, with a small green tree growing from the top, symbolizing financial growth and wealth accumulation through mutual fund investments.

With FinEdge, MUTUAL FUNDS Sabse Sahi Hai !

Every day, more and more smart investors are looking to invest in mutual funds nowadays. With more than 38 lakh crores of mutual fund investment as on date and more than 5.5 Lakh crore SIP mutual fund investment accounts, it’s an undisputed fact that “Mutual Funds Sahi Hai!!

Stack of silver coins leaning in front of a blurred clock, symbolizing the concept of time and risk in smallcap mutual fund investments.

Should You Invest In Smallcap Mutual Funds

In December 2023, the smallcap funds got inflows of Rs. 3,857 crores. The inflows were the 2nd highest in the equity category after sectoral/thematic funds. So, why are investors rushing to invest in smallcap MFs, and should you also invest? Let us find out.

3 Common Mutual Fund Myths That Could Hurt Your Investments

As the cumulative Assets Under Management (AUM) of Indian Mutual Funds may have gone past the 50 Lakh Crore (50 Trillion) rupee mark, there is anecdotal evidence suggesting that several Mutual Fund investment related misbeliefs still abound. Investors need to be aware of these myths to make informed decisions. Here are three common ones to watch out for:

How to use Mutual Funds for Retirement Planning

Mutual Funds offer flexible, customizable options for efficient Retirement Planning at various stages.

Multiple road signs with arrows pointing in different directions appear along a winding highway, with one prominent sign labeled

5 Tips to use Mutual Funds for your Financial Goals

All of us have Financial Goals. Some may be aspirational, such as buying a new card or upgrading our home. Others may be uncompromisable – such as a child’s education, or building up a nest egg before we finally hang up our work boots. Regardless of the kind of goals at hand, they all require advance planning and structured, disciplined saving in order to reach fruition.

Illustration of two balance scales representing a financial portfolio. The first scale (labeled

5 Reasons Why You Should Occasionally Review Your Portfolio

Enamoured by AMFI’s impactful “Mutual Funds Sahi Hai” campaign, new investors flocked to Mutual Funds in droves between 2015 and 2018. As first timers, many of these investors are unaware about the importance of regularly having their portfolios reviewed by a professional Financial Advisor.

Colorful hand-drawn infographic showing key elements of retirement planning. It includes icons and words related to savings, insurance, travel, family, pension, healthcare, budget, and benefits. At the center, two cartoon figures symbolize retirees, with

When should you start with Retirement Planning?

Don’t be fooled by all those advertisements featuring retired couples sipping cocktails on a sunny beach. Retirement Planning is serious business; and a mix of social, cultural, and economic factors are making it a more critical element of your financial planning with every passing day. Unfortunately, recent research also shows that only about 50% of us are habitually saving for our retirement planning.

Stacks of coins overlaid with financial data graphics, including candlestick charts, percentage symbols, and upward-pointing arrows, representing the contrast between short-term return chasing and long-term wealth creation strategies in investing.

Chasing Returns vs. Wealth Creation

Creating Wealth from your investments is all about return maximization, right? Wrong! It may surprise you to know that your pernicious little habit of always trying to maximize portfolio returns may in fact be what is impeding your ability to generate long-term wealth. Here’s are four reasons why.

A compass needle pointing toward the word “INVEST,” symbolizing direction and decision-making in financial planning, specifically highlighting the consideration of investing in NFOs (New Fund Offers).

Should you invest into NFO’s (New Fund Offers)?

AMFI's ad campaign boosts mutual fund interest, but investors must cautiously assess NFOs amidst SEBI's re-categorization.

A glass jar filled with coins and a small green plant growing from it, symbolizing the growth of wealth over time through SIP (Systematic Investment Plan) investments under the sunlight of disciplined financial planning.

How to Make Your SIP Investments Work for You

Fuelled by AMFI’s impactful “Mutual Funds Sahi Hai” campaign, Mutual Fund SIP’s have witnessed massive traction over the past few years. In fact, monthly SIP flows of the industry has had a giant leap in the past few years to almost Rs. 14,000 crores. If you’re a Mutual Fund SIP investor, here are four ways to make them work for you.