Investing Insights

How to Create a Fund for Your Child’s Marriage Goal

Recently, in July 2024, Jefferies released a report on the Indian wedding industry. As per the report, the Indian wedding industry is valued at USD 130 billion, making it the second largest in the world after China at USD 170 billion.

A conceptual graphic for a mutual fund blog post featuring the heading what is NFO in mutual Fund alongside a question mark, used to explain New Fund Offerings to investors.

Fund Houses Are Launching NFOs: Are They Different From IPOs? Should Investors Invest in NFOs?

When stock markets are near or at all-time highs, along with IPOs from companies, you see a rush of NFOs from mutual fund houses. In May 2024, the HDFC Manufacturing Fund NFO raised a huge Rs. 9,563 crores.

Magnifying glass highlighting rising FD interest rates on a bar chart, symbolizing the scrutiny of fixed deposit returns and the importance of evaluating investment alternatives based on long-term financial goals.

Banks Have Raised FD Rates in June: Should You Invest or Stick to Mutual Funds?

Many banks have raised interest rates on fixed deposits in May and June 2024. Some small finance banks (SFBs) are offering up to 9% p.a. on their fixed deposits. In this article, we will discuss the net return on your fixed deposits after tax and inflation and whether you should consider investing in fixed deposits or mutual funds.

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How to Plan for Your Annual Vacation Goal?

Annual family vacations are something that most of us look forward to these days. What is your dream vacation destination? It is visiting a hill station/water park in the summer, chilling on the beach in winter, drenching in the waterfalls on a ghat/valley in the monsoons, scaling mountain peaks or exploring marine life with deep sea diving.

Illustration symbolizing mutual funds with interconnected investor icons and a dollar symbol, representing the collective nature of fund investing—used to question whether chasing last year’s top-performing mutual fund schemes is a wise strategy.

Should You Shift Every Year to Last Year’s Best-Performing Mutual Fund Schemes?

At the start of every calendar/financial year, most media houses, investment firms, etc., come out with the list of best-performing mutual funds in the year gone by. The list is presented in the order of returns. Some investors compare the returns of last year's best-performing mutual fund schemes to the schemes in their portfolio.

Notebook showing a pie chart labeled Asset Allocation, with segments for stocks, bonds, and real estate—emphasizing the importance of diversification and strategic portfolio design in long-term wealth creation.

Election Results Shock Markets: Does Asset Allocation Make Sense in Times Like These?

On 4th June 2024, the stock markets fell sharply in response to the election results. While the markets recovered over the next few sessions, days like these emphasise the importance building a diversified portfolio. In this article, we will discuss what is asset allocation, the types of asset classes and their role, and how having a diversified investment portfolio can give better risk-adjusted returns.

Sticky note with the words “Investment Mistake” written in marker, placed over financial charts—symbolizing common investor errors and the importance of informed, goal-based decision-making in wealth management.

10 Investing Mistakes That You Should Avoid

Financial planning is a lifelong journey that starts from the moment you start earning. In this long journey, investors may make some mistakes. However, we should all learn from our investing mistakes to ensure our financial planning journey proceeds smoothly. In this article, we will discuss 10 investing mistakes that you should avoid.

Stack of gold bars and coins representing a surge in gold prices, reflecting investor interest during economic uncertainty and prompting questions about whether gold should be part of a diversified investment strategy.

Gold Prices Have Hit an All-Time High: What Is Driving the Rally, and Should You Invest?

The financial year 2023-24 was one of those rare years when most asset classes did well. Equities gave good double-digit returns. The interest rates on many fixed-income products, like bank fixed deposits, corporate bonds, etc., were at multi-year highs. Gold also did well on the back of high inflation, geopolitical instability, etc.

Visual of stacked gold coins, a piggy bank, and dollar bills on a laptop screen displaying “Index Fund” and a stock chart—representing the concept of passive investing, market-linked returns, and wealth creation through index funds.

Should You Invest in the Microcap Index? Understanding Returns and Risks

In FY 2023-24, the Nifty Microcap 250 Index gave a whopping 85.12% returns. It was the best-performing index in FY 2023-24 amongst broad market capitalisation indices. In this article, we will understand what is Nifty Microcap 250, how it has performed, how much you should allocate to it, and how to invest in it.

Illustration representing step-by-step wealth creation and long-term financial growth

8 Wealth Creation Lessons to Accelerate Your Financial Planning Journey

Everybody desires to create wealth to fulfill their financial goals. The financial planning journey to fulfilling goals is a long-term journey spanning years or decades. During this long journey, wealth creation lessons can act as a guiding force and accelerate the journey.

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5 Behavioural Biases That Influence Our Investment Decisions

Human behaviour takes shape over a period of time based on various factors. Some of these include what we see, read, watch, and learn from people in our lives, television, social media, etc.