Investing Insights

Visual illustrating the three rules of mutual fund investments, highlighting key principles for disciplined investing, long-term wealth creation, and informed mutual fund decision-making.

The 3 rules of Mutual Fund Investments

Over the years, Mutual Fund Investments have emerged as the top choice for smart investors who are not averse to taking a measured degree of risk in pursuit of achieving better real returns than traditional investments. For long term Wealth Creation, “Mutual Funds Sahi Hai!”.

A stack of coins sheltered under a green umbrella on a white background, symbolising how debt mutual funds aim to protect investors from risk while providing steady returns.

Are Debt Mutual Fund Investments Risky?

Propelled by AMFI’s impactful “Mutual Funds Sahi Hai” campaign, hordes of investors channelized their low-risk moneys from traditional instruments such as Bank Fixed Deposits, into Debt Mutual Fund Investments last year.

A hand interacting with a smartphone displaying a digital globe and finance icons, symbolising how FinEdge uses technology to deliver investment services remotely during the COVID-19 pandemic.

The Pros and Cons of Robo Advisors

Robo Advisors offer convenience and standardized advice, but they fall short when it comes to understanding personal goals and managing emotional aspects of investing. For a more holistic approach, consider Bionic Advisory platforms that combine the ease of technology with the guidance of a qualified human advisor, giving you the best of both worlds.

Tax-saving investment concept showing a plant being watered by

3 Reasons Why a SIP in an ELSS Makes Sense

Equity Mutual Funds have been going great guns of late! Despite the volatility witnessed during FY18, Equity funds (including ELSS) witnessed robust net inflow of Rs. 1.71 lakh crore. In the eleven-month period ending February 2018, cumulative SIP contribution was Rs. 60,071 crores. It is estimated that more than Rs. 6,000 crores now flow into Mutual Funds each month, via the SIP route.

A notebook on a desk with the words “Mutual Funds” written in bold, alongside glasses, sticky notes, and highlighted charts, representing analysis and changes in mutual fund investments.

“Change in Fundamental Attributes” of Your Mutual Fund Investment? Here’s How to Decode it!

SEBI, as a forward-thinking regulator, has always taken steps keeping investor interests at the centre of its decision-making process. It’s most recent directive mandated that AMC’s (Asset Management Companies) need to change the names and other attributes of some of their schemes, in order to more accurately reflect their modus operandi.

A man in a white shirt and tie holds an open wallet while currency notes fly away, symbolising money loss in equity mutual fund investing.

Why people lose money in Equity Mutual Funds

Read this blog & know why people lose money in Equity Mutual Funds. Know the top 5 reasons why investors tend to lose money in Equity Mutual Funds. Visit FinEdge now!

Smiling schoolchild sitting at a classroom desk with books, representing the importance of planning and saving for a child’s education.

6 Things You Need to Know About Child Education Planning

Like most Indian parents with young kids, you most likely aspire to provide your child with a top-quality education. However, being able to successfully fund a great education for your kid requires advance planning, and the determination to stick to a long-term plan resolutely. Here are five important things for you to keep in mind.

Equity mutual fund concept image depicting investment analysis, risk assessment, and stock market–linked mutual fund planning.

What is an Equity Mutual Fund?

Despite the stock markets predominantly declining since the Union Budget on 31st January, net inflows into Equity mutual fund (MF) schemes continued to remain strong last month. According to data from AMFI, Equity funds (including ELSS) witnessed monthly net inflows of Rs. 16,268 crore in February ‘18, up 5.7% month on month, and more than 150% on a year on year basis. The increase was mainly driven by sustained inflows through Systematic Investment Plans (SIPs). According to data from AMFI, the cumulative SIP contribution has been Rs. 53,646 crore so far in FY2018.

A blurred person draws an upward-trending bar chart with a red arrow, symbolising growing returns and profitable mutual fund investing.

How to invest in Mutual Funds profitably

With its steadily growing asset base that recently topped the Rs. 22 trillion (22 lakh crore) mark, Mutual Funds have grown in popularity over the past three years. However, not all investors would share AMFI’s view that “Mutual Funds Sahi Hai”!

Small green plants sprouting from stacks of gold coins against a soft green background, symbolising growth and long-term investing in mutual funds while warning against common investment traps.

Mutual Fund Investment Traps to Avoid Right Now

Vibrant markets tend to spawn many a self-advising ‘expert’, and that’s a phenomenon that proliferated widely in the years between 2012 and 2017. Equity markets rose (albeit with its share of jitters in between!) prolifically in this period, with the bellwether NIFTY index more than doubling from 4,800 to 11,000 levels. At the same time, bond markets delivered excellent returns in the 3 years between 2014 and 2017, on the back of multiple tailwinds such as low inflation, falling crude prices and global economic weakness.

Mutual funds highlighted in a financial newspaper, symbolising fundamental mutual fund investment rules, portfolio planning, and long-term wealth creation.

4 Basic Mutual Fund Investment Rules

Whether you’re a short-term investor or a long-term one, a high-risk taker or risk averse; there’s a Mutual Fund out there to suit your needs. Mutual Funds Sahi Hai, but only if you follow a few basic principles while investing in them. Here are four important rules for you to follow while making mutual fund investments.

How to invest into Mutual Funds using STP’s

Despite their widespread proliferation, many investors remain confused about how to invest in mutual funds using STPs or ‘Systematic Transfer Plans’. This article will present a few simple rules for you to make your STP-led mutual fund investments a whole lot more effective. But first – the basics.