Investing Insights

What is Retirement Planning?

For most of us, Retirement Planning isn’t something we take seriously until we hit our mid-forties. One fine day, we get up realising we’ve got less than a decade and a half left until we hang up our work boots, and panic sets in! Since we no longer have time on our side, we end up making massive lifestyle compromises in order to put together a corpus that’s sizeable enough to help us pull through our non-earning years. Needles to say, this isn’t an enviable position to find yourself in.

Digital graphic with the text save tax and a scissors icon on a blue background, illustrating how to optimize tax-saving mutual fund investments.

3 Ways to Make Your Tax Saving Mutual Funds Work for You

Tax Saving. For most of us, these two words are like music to our ears! In fact, a big part of the unchecked proliferation of Life Insurance Products may be attributed to our collective obsession with financial instruments that lead to tax saving gains.

Low SIP returns? Don’t worry!

AMFI’s impactful and far reaching “Mutual Funds Sahi Hai” successfully drew thousands of first time Mutual Fund investors into the fold in the past three years. Emboldened by healthy past returns, a large number of these investors took the SIP (Systematic Investment Plan) route. Unfortunately for them, SIP returns haven’t quite been hunky dory in the past couple of years. The large majority of Mutual Fund SIP investors who began investing last year are sitting on flat to marginally negative returns and having to wrestle with creeping doubts.

Two professionals in a business meeting reviewing financial charts and a tablet on a desk, with a pen, glasses, and a glass of water in the foreground, representing financial advice and planning.

How to Choose a Great Financial Advisor

Everyone’s a Financial Advisor these days: your Insurance Agent, your Chartered Accountant, your Bank Manager, your Real Estate Agent, and if the markets turn bullish ahead of the general elections, it’s likely that your local ‘paanwalla’ will become a self-style Financial Advisor too!

What are Robo Advisors and How do They Work?

Globally, the market for robo-advisory services is growing rapidly, and experts believe that the Indian market will follow suit in due course. According to a recent Business Insider Intelligence forecast, robo-advisers will manage investment products worth $1 trillion by 2020 globally, which will go up to $4.6 trillion by as early as 2022. That’s a massive degree of acceleration! As an investor, it’s vital that you know what Robo Advisory platforms are, and how they work.

Illustration highlighting common mutual fund misconceptions retirees should avoid, showing a retiree choosing between myths and facts for smarter retirement investment decisions.

Top Mutual Fund Misconceptions Retirees Should Avoid

The cumulative Assets Under Management (AUM) of Indian Mutual Funds may have gone past the 22 Lakh Crore (22 Trillion) rupee mark recently, but anecdotal evidence suggests that a number of Mutual Fund investment related misbeliefs still abound. Here are three common ones to watch out for.

Retirement Planning: Generating Income Through SWP's

New retirees typically face the common dilemma of how best to generate retirement income from their hard-won savings. Should they purchase an annuity, opt for a post office monthly income plan, buy real estate and earn rental incomes, or for that matter – just be content with earning FD interest? But did you know that even for post-retirement income generation, Mutual Funds Sahi Hai? In fact, Mutual Fund SWP’s (Systematic Withdrawal Plans) represent one of the simplest, most tax-efficient and high yielding income generation methods available today.

3 ELSS Mutual Fund Related Mistakes to Avoid

Smart tax savings start with avoiding common ELSS mistakes—don’t let short-term thinking cost you long-term gains!

Graduates celebrating by throwing caps in the air, symbolizing the outcome of investing in education.

Should you invest into Child Education Plans?

Its no secret that sending their kids off for a top notch higher education is a prime aspirational goal for most Indian parents. The segment of the financial services ecosystem that has capitalised most richly on this ubiquitous goal is, undoubtedly, the Life Insurers. With glossy brochures and opaque plans that are loaded with jargon, these so-called Child Education plans have snared many an unsuspecting investor over the years. But are these Child Education plans really worth buying into? Let’s find out.

Post Recategorization: Which Debt Mutual Fund is

Read this blog to know the correct debt mutual fund. Debt Mutual Funds are divided in 16 different categories so many investors are confused. To know more, visit us now!

Post Recategorization: Debt Fund Concepts That Every Investor Should be Aware of

Post SEBI’s mandate to Asset Management Companies, the latter have been engaged in a scramble to consolidate, terminate, rename, or launch new schemes to fit them into the 16 debt fund categories defined by the regulator. According to the new regulations, an AMC will be permitted to run only one debt mutual fund per category.

Why Setting Financial Goals Matters

Discussing your Financial Goals with your Financial Advisor can be the single-most powerful money-move you can make. As simple as linking your investments to your future objectives might sound, it’s a step that can actually have a profound impact on your family’s financial future in the long run.