Investing Insights

Graduation cap placed on top of US dollar bills, symbolising the cost of college education and financial planning for a child’s future.

Can you Afford your Child’s College Education?

“Sending ones children to a good college” consistently ranks as one of the top financial goals for most Indian parents. No wonder a plethora of financial products exist that specifically target this goal. However, with rising education costs, a good college degree is unlikely to come cheap in the years to come. Unless one is very wealthy and sitting on large savings, it becomes nearly impossible to have the required money ready in time without having a robust plan in place. Unfortunately, recent research has shown that more than 75% of Indian parents wish they had started saving for their children’s college fund earlier than they did. Given that the quality of your child’s education will make a significant difference to his or her future earnings and career growth prospects, it’s no wonder that this becomes a ‘top of the mind’ priority for all parents.

Digital graphic with the text save tax and a scissors icon on a blue background, illustrating how to optimize tax-saving mutual fund investments.

3 Ways to Make Your Tax Saving Mutual Funds Work for You

Tax Saving. For most of us, these two words are like music to our ears! In fact, a big part of the unchecked proliferation of Life Insurance Products may be attributed to our collective obsession with financial instruments that lead to tax saving gains.

Two professionals in a business meeting reviewing financial charts and a tablet on a desk, with a pen, glasses, and a glass of water in the foreground, representing financial advice and planning.

How to Choose a Great Financial Advisor

Everyone’s a Financial Advisor these days: your Insurance Agent, your Chartered Accountant, your Bank Manager, your Real Estate Agent, and if the markets turn bullish ahead of the general elections, it’s likely that your local ‘paanwalla’ will become a self-style Financial Advisor too!

Illustration representing robo advisors using algorithms and market data to make automated investment decisions

What are Robo Advisors and How do They Work?

Globally, the market for robo-advisory services is growing rapidly, and experts believe that the Indian market will follow suit in due course. According to a recent Business Insider Intelligence forecast, robo-advisers will manage investment products worth $1 trillion by 2020 globally, which will go up to $4.6 trillion by as early as 2022. That’s a massive degree of acceleration! As an investor, it’s vital that you know what Robo Advisory platforms are, and how they work.

Illustration highlighting common mutual fund misconceptions retirees should avoid, showing a retiree choosing between myths and facts for smarter retirement investment decisions.

Top Mutual Fund Misconceptions Retirees Should Avoid

The cumulative Assets Under Management (AUM) of Indian Mutual Funds may have gone past the 22 Lakh Crore (22 Trillion) rupee mark recently, but anecdotal evidence suggests that a number of Mutual Fund investment related misbeliefs still abound. Here are three common ones to watch out for.

3 ELSS Mutual Fund Related Mistakes to Avoid

Smart tax savings start with avoiding common ELSS mistakes—don’t let short-term thinking cost you long-term gains!

Graduates celebrating by throwing caps in the air, symbolizing the outcome of investing in education.

Should you invest into Child Education Plans?

Its no secret that sending their kids off for a top notch higher education is a prime aspirational goal for most Indian parents. The segment of the financial services ecosystem that has capitalised most richly on this ubiquitous goal is, undoubtedly, the Life Insurers. With glossy brochures and opaque plans that are loaded with jargon, these so-called Child Education plans have snared many an unsuspecting investor over the years. But are these Child Education plans really worth buying into? Let’s find out.

Post Recategorization: Which Debt Mutual Fund is

Read this blog to know the correct debt mutual fund. Debt Mutual Funds are divided in 16 different categories so many investors are confused. To know more, visit us now!

Bonds concept image representing debt fund investments and fixed income mutual fund strategies

Post Recategorization: Debt Fund Concepts That Every Investor Should be Aware of

Post SEBI’s mandate to Asset Management Companies, the latter have been engaged in a scramble to consolidate, terminate, rename, or launch new schemes to fit them into the 16 debt fund categories defined by the regulator. According to the new regulations, an AMC will be permitted to run only one debt mutual fund per category.

systematic investment plan (SIP) returns with an upward trend, a professional's hand highlighting the growth trajectory

How are Mutual Fund SIP Returns Calculated?

Read this blog to learn how are Mutual Fund SIP returns are calculated? To know more about how SIP returns are calculated, visit FinEdge now.

Visual representing financial advisor bias and imbalance, using a tilted balance scale.

Is Your Financial Advisor Unbiased? Here’s How to Find out

It’s a sad truth that mis-selling of Financial Products has cost thousands of unsuspecting Indian investors crores of rupees over the years. A recent study estimated that Indian investors incurred a staggering loss of about Rs.1.5 trillion (1.5 Lakh Crore) owing to mis-selling of Life Insurance products alone, between 2004 and 2012!

Concept image explaining whether investors should move from recurring deposits (RDs) to mutual fund SIPs.

Should You Shift Your RD’s to Mutual Fund SIP’s?

With the ubiquitous chime of “Mutual Funds Sahi Hai” sounding in every other ad break, it was a matter of time before Mutual Fund Investments piqued the interest of a hitherto untapped segment of investors – those who had never looked beyond fixed deposits or recurring deposits to deploy their idle money.