Investing Insights

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Should you book profits in your Mutual Funds before March 31st?

Mutual Funds Sahi Hai”, says the impactful awareness campaign that has built up significant momentum in the past year.

Guide: How to invest in an ELSS

With barely a week left in the Financial Year, there will be many who will be engaged in a last-minute scramble to invest into tax saving investments. One some instrument of choice is a ‘tax saving mutual fund’, also known as an ELSS. If you’re one of them, here a simple ready reckoner on how to go about with investing in an ELSS.

A conceptual graphic of a man sitting on large save tax letters, illustrating key things to know about tax-saving mutual funds like ELSS.

Five things You Need to Know About Tax Saving Mutual Funds

As we enter the last month of the Fiscal Year, there’s bound to be an increased interest in tax saving investments. One such investment avenue which helps you save taxes under Section 80C is a tax saving mutual fund, or ELSS (Equity Linked Savings Scheme). If you’re thinking about investing into a tax saving mutual fund this year, here are five things for you to keep in mind.

Hand-written mutuak funds highlighted in a notebook with a growth chart and eyeglasses, illustrating the common investor question of which mutual fund is right to invest in now.

The question most investors are asking: Abhi Kaunsa Mutual Fund Sahi Hai?

AMFI’s impactful “Mutual Fund Sahi Hai” Campaign has been extremely successful in drawing new investors into the fold. The industry AUM recently went past the 23 Lakh Crore mark, with the folio count looking all set to cross 7 crores this year.

Alarm clock placed behind stacks of coins, symbolizing short-term investment choices and liquidity management

Liquid Funds vs Arbitrage Funds – Which of These Works Best for You

Arbitrage Funds, on account of their superior tax efficiency when compared to liquid mutual funds, gained quite a bit of popularity after the Union Budget 2014. It was during this budget that the minimum holding period for all debt oriented mutual fund investments to qualify for long-term capital gains was increased from 1 year to 3 years.

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5 Popular Child Education Planning Options – Compared

For most Indian parents, very few financial goals outrank planning for their child’s education. Over the years, this has led to the proliferation of numerous investment, savings and protection products aimed specifically at fulfilling this goal. However, not all of them are as efficient as they may come across, prima facie. Here’s a comparison between some popular child education goal planning options.

Long Term Capital Gain (LTCG) Tax – Simplified

If you’ve made a mutual fund investment recently, you may be confused about the recent Union Budget announcement that brought back long-term capital gains taxes on equity oriented mutual funds. Until the budget, any profits booked in equity oriented mutual funds after a year of holding the units, were deemed tax free. If you’re confused about how the new rules will impact the future post-tax profits from your mutual fund investments – read on.

A close-up of a hand dropping a coin into a pink piggy bank against a white background, symbolising saving or investing money in short-term liquid funds.

Liquid Funds 101 – Everything You Need To Know About Short Term Debt Funds

Liquid Funds are debt mutual funds that invest into debt securities with very short maturities. The residual maturities if bonds held by liquid funds cannot exceed 90 days, as per the rules defined by the regulator. In fact, most liquid mutual funds hold securities that are due to mature in the next 30 days or so. Bonds maturing within two months need not be ‘marked to market’ – only their interest component needs to be factored in while calculating NAV’s (net asset values). Hence, the NAVs of Liquid Funds remain relatively steady compared to other debt funds.

Visual representing mutual fund investment myths and misconceptions that investors should avoid.

6 Mutual Fund Investment Myths You Should Watch Out For

The AMFI has done some great work of late to promote awareness about Mutual Fund Investments among the masses, with their catchy “Mutual Funds Sahi Hai” campaign. And yet, with the Mutual Fund industry’s assets zooming past the 23-lakh crore mark across nearly six and a half crore folios, it’s a surprise that so many investors steadfastly continue to harbor these misconceptions about Mutual Fund investments!

A group of five colorful rating stars on a blue background, illustrating a curated selection of top-performing ELSS mutual funds for the current financial year.

Top 5 Best ELSS Tax Saving Mutual Funds to Invest in 2025

Of late, ELSS (Equity Linked Savings Schemes) Tax Saving Mutual Funds have gained prominence, largely propelled by an increasing awareness regarding the poor returns afforded by traditional life insurance policies. ELSS, though risky, provide investors with the chance of earning significantly higher returns than Life Insurance and other traditional instruments over a 5 to 7-year time horizon.

A financial advisor guiding a client through investment details on a tablet.

5 Clues That you Need a Financial Advisor

When to Seek a Financial Advisor: If you're unsure about your portfolio performance, have too many life insurance policies, or lack clear financial goals, it's time to consult a professional. (Financial Planning & Guidance) Investment Pitfalls & Expert Help: Relying on low-return assets, avoiding diversification, or making impulsive investment decisions can harm long-term wealth—an advisor can help you avoid these mistakes. (Smart Investing & Risk Management)

A hand dropping a coin into a glass retirement savings jar next to an alarm clock, illustrating strategies for generating post-retirement income through mutual funds.

How To Use Mutual Funds to Generate Post-Retirement Income

Mutual Funds can be a stable post-retirement income source, but retirees should avoid dividend options and MIPs, opting instead for tax-efficient Systematic Withdrawal Plans (SWPs) with expert guidance.