Investing Insights

Image highlighting the drawbacks of DIY investing platforms for Indian investors, featuring a digital growth chart with a rising arrow and percentage symbol, FinEdge branding

Why DIY Investment Platforms Are Failing Indian Investors

While DIY investment platforms promise low-cost, tech-enabled convenience, many Indian investors are learning the hard way that investing success needs more than just automation. Beneath the sleek dashboards and algorithm-driven suggestions lies a troubling trend: falling short of financial goals, impulsive exits, and a growing number of SIP stoppages. So, what’s really going wrong? The short answer: these platforms often fail to offer what investors need most; personalization, emotional guidance, and behavior alignment.

Goal Based Investing concept with target board, ladder, and upward graph illustration, FinEdge financial planning for success

Goal-Based Investing: The Right Way to Plan for Financial Success

Most investors chase returns. But goal-based investing starts with your “why”, your life goals. It aligns your investment strategy with purpose, timelines, and discipline, making financial success far more achievable and less stressful.

How to Choose a Financial Planner in India: A Complete Guide

A financial planner in India helps you translate your financial goals into an actionable plan. This includes goal setting, investment strategy design, and regular portfolio monitoring. The right planner acts as a strategic partner, providing structure, clarity, and confidence through every stage of your financial journey. In this guide, we break down the key elements to consider when choosing a financial planner, the red flags to avoid, and how smart investors align advice with their long-term life goals.

Illustration showing global NRIs investing in India, with arrows connecting a globe to the Indian map — representing NRI investment opportunities in India with FinEdge.

Best Way for NRI Investment in India Without Falling Into Common Traps

As an NRI, you're in a rare position: you earn globally and can invest in one of the world’s most dynamic economies. But how can you make the most of your NRI investment in India without getting caught in high-cost, goal-less traps? Let’s explore what truly works, and what to avoid.

Kalpen Parekh, CEO of DSP Mutual Fund, emphasizes the importance of investor behavior over product selection in long-term investing strategies

Long-Term Investing: Why the Right Behaviour Matters More Than the Best Product

Kalpen Parekh is the Managing Director and CEO of DSP Asset Managers Pvt. Ltd. With over two decades in investment management, he has previously led teams at IDFC Mutual Fund, Birla Sun Life AMC, ICICI Prudential AMC, and L&T Finance. A passionate advocate of evidence-based investing, Kalpen believes that investor behaviour and long-term discipline are the true sources of alpha. He holds a Master’s in Finance from Narsee Monjee Institute of Management Studies and a Bachelor’s in Chemical Engineering from Bharati Vidyapeeth, Pune.

FinEdge team receives the ET BFSI FinNext 2025 award on stage for their innovative wealth planning platform DiA, celebrating impact and investor-centric innovation.

FinEdge’s 'DiA' Wins Economic Times BFSI FinNext 2025 Award for Innovative Wealth Planning

Dreams into Action (DiA), FinEdge’s proprietary bionic investing platform, has been recognised as the winner in the Innovative Wealth Planning Tools category at the Economic Times BFSI FinNext Awards 2025. This award celebrates not just technology, but purposeful innovation that improves outcomes for investors. Here’s what DiA was built to solve, why it works, and why this recognition matters.

Avinash Satwalekar on investing in the Indian market with long term growth outlook and conviction-led strategy

India’s Decade: Investing with Conviction in a High-Trust Market

Avinash Satwalekar is the President of Franklin Templeton Asset Management (India), bringing with him over two decades of global investing experience. An industry veteran with a deep understanding of emerging markets, he has led investment businesses across India, Malaysia, and Vietnam. Known for combining strategic clarity with operational depth, he has managed portfolios, led joint ventures, and built investment teams from the ground up. A passionate believer in long-term investing and thoughtful leadership, his journey reflects the power of staying invested with purpose and conviction.

Radhika Gupta on women and investing: Women, Wealth and Wisdom quote visual for financial inclusion article

Women, Wealth and Wisdom: Rethinking Financial Inclusion in the Age of Investing

Radhika Gupta is the MD & CEO of Edelweiss Mutual Fund and a Young Global Leader of the World Economic Forum. A respected leader in asset management, she is known for building inclusive businesses and leading with empathy. The daughter of an Indian diplomat and a global citizen, Radhika is also the author of Limitless, and a TEDx and Josh Talks speaker. Her journey continues to inspire women to invest with belief and lead with purpose.

Radhika Gupta on selecting the best mutual funds for long-term financial goals

How To Select The Best Mutual Funds For Long Term Goals

Mutual funds offer a compelling way to invest for long-term goals, leveraging professional management and diversification to potentially achieve significant returns. But with a vast array of options available, selecting the best mutual funds for the long term can feel daunting. This guide will equip you with the knowledge to confidently navigate the mutual fund landscape and learn how to select the best mutual fund aligned with your long-term aspirations.

Visual on multi-generational investment planning across Boomers, Gen X, Millennials, and Gen Z

Multi-Generational Investment Planning Tips: Boomers, GenX, Millenials, GenZ

No matter your age, the right investment strategy can set you up for financial success. From starting small in your 20s to securing income in retirement, aligning your investments with your life stage ensures you make the most of every opportunity.

Close-up of Indian 500 rupee notes and coins symbolizing currency volatility and investment protection strategies in 2025

Rupee Falling in 2025? Here’s How to Protect and Grow Your Investments!

Imagine you had been saving to buy the new iPhone. A few months ago, the price was Rs.80,000, but now, since the rupee has fallen against the dollar, the price has soared to Rs.85,000. You’re paying more for the same product simply because the rupee has depreciated relative to the dollar. This is exactly what happens when the rupee weakens—it makes everything we import (such as fuel, electronics, and raw materials) costlier.

Stack of coins and money bag representing SIP investments in small cap mutual funds during market volatilityStack of coins and money bag representing SIP investments in small cap mutual funds during market volatility

Should You Continue Your SIP in Small Cap Mutual Funds

Investing in small cap funds requires patience and discipline, especially during market corrections. By staying committed to your SIPs and focusing on long-term goals, you can leverage the power of rupee cost averaging and compounding. Don’t let short-term market noise dictate your strategy—remain focused, stay the course, and trust that your disciplined approach will yield results over time.